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Compare the best business insurance deals Today.

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    Five Business Insurance Providers To Consider For Your Business

    With the right insurance, you can continue uninterrupted even when disaster strikes

    The Importance of Business Insurance

    In the world of business, uncertainty is constant. Enter business insurance - your shield against the unforeseen. From legalities to emergencies, its role is vital. Business insurance isn't a mere option; it's legally required. 

     

    Business insurance acts as a safety net, transforming setbacks into manageable recoveries. You can continue uninterrupted operations with the right insurance even when disaster strikes. 

     

    Here we go through some insurance providers to give you an idea of what kind of cover is available. This is by no means a list of the best providers, and is intended as more of a rough guide only. 

     

    Shopping around for the right business insurance is paramount. Each business is a unique entity, and its insurance requirements should reflect that. The right provider can mean the difference between bouncing back and facing financial turmoil.

     

    Remember to consider not only the cost but also the coverage that aligns with your business's nature and aspiration. 

    Aviva Business Insurance

    Aviva provides comprehensive business insurance solutions for both small businesses and large enterprises. It's a well-known and trusted insurer in the UK and offers coverage for a wide range of businesses, including shops, salons, offices, and property owners.

     

    In addition to insurance, Aviva also offers workplace pensions and benefits to help secure workers' financial futures, and their claims team ensures a smooth and efficient claims process for policyholders.

    Hiscox Business Insurance

    Hiscox offers a range of business insurance policies, including general liability, professional liability, business owner's policy, and cyber insurance. It also offers additional insurance products through partnerships with other providers, such as commercial auto insurance, and workers' comp insurance. Hiscox also provides tailored insurance policies to meet the unique needs of different businesses and allows businesses to get insurance quotes online or over the phone, making it easy for you to compare policies to find the coverage that best suits you. 

     

    There is also a range of services to help businesses manage their risks, including risk assessment tools, cybersecurity resources, and legal advice. 

    Direct Line for Business

    Direct Line for Business offers a range of insurance policies for businesses, including tradesmen, professionals, landlords, van drivers, and home business owners. The company provides general inquiries and support regarding business insurance and offers both standard and specialist business cover.

     

    As well as public and employers' liability insurance, its standard business cover includes things like business interruption insurance, which covers financial losses if your business is unable to operate, and buildings insurance, which covers the physical structure of your business premises. Its specialist cover is more catered to specific industries, and includes tradesman insurance, landlord insurance, and van insurance; all of which are policies aimed at protecting people in niche businesses from financial harm.

    RSA Business Insurance

    RSA Business Insurance offers a range of insurance services through a broad distribution network. They offer insurance coverage to businesses of all sizes, from simple to bespoke insurance. It specialises in offering highly niche policies to businesses in specific sectors, with an additional focus on small businesses; offering things like renewable energy insurance, SME retail insurance, SME food & beverage insurance, and business combined insurance. 

     

    It's important to note that RSA Business Insurance UK offers personal, commercial, and speciality insurance products and services through a broad distribution network, and the specific coverage options and policy conditions may vary.

    AXA Business Insurance

    AXA Business Insurance UK is a division of AXA, a leading multinational insurance company. Its insurance coverage options include property and casualty insurance, accident and fire insurance, and pension plans and retirement savings solutions for businesses and their employees.

     

    In addition, they also offer more niche cover, like equipment cover, van insurance, shop cover, and life insurance. 

    Compare the best business insurance deals Today.

    You could save your business £££

    Which sector best describes your business?
     
     
    Complete our short form. It only takes a minute
    Our Partners
      Our Products
      • Business Accountancy
      • Business Epos Systems
      • Business Telephone Systems
      • Commercial Waste Collection
      • Digital Marketing
      • Fleet Tracking
      • Invoice Finance
      • Merchant Accounts
      • Website Design

      FAQs

      Your Questions Answered

      Commonly referred to as commercial insurance, business insurance encompasses various coverage options designed to safeguard your business from various financial risks. This protection may include defense against theft, damage, legal liabilities, or unexpected disruptions in business operations.

       

      Some types of business insurance, like public liability insurance, are a legal requirement, so need to be taken seriously. 

      Business insurance acts as a safety net, transforming setbacks into manageable recoveries. With the right insurance, you can continue uninterrupted operations even when disaster strikes.

       

      From legalities to emergencies, its role is vital. Business insurance isn't a mere option; it's legally required. 

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      Read more about how to save your business money
      A Brief Overview of Business Insurance

      What Is Business Insurance?Also known as "commercial insurance," this is an umbrella term for different types of coverage available that protect your business against different forms of financial loss. This could be a defence against theft, damage, legal action, or any unforeseen interruption of business operations.  Read on to find out everything you need to know about UK business insurance, including what types are available and how to find the best deal for you.  Business Insurance TypesBusiness insurance comes in all different shapes and sizes, each with its own unique protection. Below is a quick list of some of the most popular types of business insurance available. Employer's Liability Insurance Employer's liability insurance covers you against any claims of work-related sickness or injury made by any current or former employers.  If you employ at least one staff member, even on a casual basis, then this type of insurance is a legal requirement for your business.  Public Liability Insurance This protects your business if a member of the public is injured or property is damaged as a result of your business. Professional Indemnity InsuranceIf a customer complains that your company gave them subpar service, which led to an unanticipated outcome or, worse, cost them money, this will cover any additional or legal expenses you might incur.  In certain industries such as solicitors, accountants and healthcare professionals, this is mandatory and is enforced by industry regulatory bodies.  Product Liability InsuranceIf someone is injured as a result of a faulty product, then product liability insurance will cover any financial penalties or court fees you may face as a result of this.  Business Contents Insurance This covers any loss, theft, or damage to your equipment.  Commercial Building InsuranceIf any of your commercial properties are damaged in events such as floods, fires, or vandalism, this will cover repair costs.  Business Interruption Insurance If you find yourself unexpectedly having to put a halt on business activities, then this will cover you while you get back on your feet.  Tool Insurance An essential for all tradespeople out there, similar to business contents insurance but specifically for tools.  For a more in-depth look, be sure to check out our other article about the different types of business insurance.