{"id":24907,"date":"2025-11-05T15:02:29","date_gmt":"2025-11-05T15:02:29","guid":{"rendered":"https:\/\/commercialexperts.com\/uk\/?page_id=24907"},"modified":"2025-11-05T15:46:55","modified_gmt":"2025-11-05T15:46:55","slug":"calculator","status":"publish","type":"page","link":"https:\/\/commercialexperts.com\/uk\/business-loans\/calculator\/","title":{"rendered":"Calculator"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"24907\" class=\"elementor elementor-24907\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d319b02 e-flex e-con-boxed e-con e-parent\" data-id=\"d319b02\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bc91ec7 elementor-widget elementor-widget-html\" data-id=\"bc91ec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\n\/* --- BASE STYLES --- *\/\n\n\/* Reset some default browser styles for consistency *\/\nbody {\n    margin: 0;\n    padding: 0;\n    font-family: 'Poppins', sans-serif;\n}\n\n\/* Calculator Title outside the main box *\/\n.calculator-title {\n    font-family: 'Poppins', sans-serif;\n    font-size: 2.2em;\n    font-weight: 700;\n    color: #333;\n    text-align: center;\n    margin-bottom: 30px;\n}\n\n\/* Main calculator wrapper (side-by-side on desktop) *\/\n.container {\n    display: flex;\n    flex-direction: row;\n    background: white;\n    border-radius: 8px;\n    overflow: hidden;\n    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.1);\n    max-width: 900px;\n    margin: 40px auto;\n}\n\n\/* Left panel for inputs *\/\n.calculator-panel {\n    flex: 1;\n    padding: 30px;\n    background-color: white;\n}\n\n\/* Right panel for results *\/\n.results-panel {\n    flex: 1;\n    padding: 30px;\n    background-color: #e6e8ed; \/* Light blue-grey background from image *\/\n    color: #333;\n}\n\n\/* Section headings *\/\n.calculator-panel h2, .results-panel h2 {\n    font-size: 1.8em;\n    color: #333;\n    margin-bottom: 25px;\n    font-weight: 600;\n}\n\n.section {\n    margin-bottom: 25px;\n}\n\n\/* Specific styling for range input labels *\/\n.section .label-text {\n    display: block;\n    font-size: 1.2em;\n    font-weight: 600;\n    color: #333;\n    margin-bottom: 10px;\n}\n\n\/* Input type number (Interest Rate) *\/\ninput[type=\"number\"] {\n    width: 100%;\n    padding: 12px 15px;\n    font-size: 1.1em;\n    border: 1px solid #ccc;\n    border-radius: 5px;\n    box-sizing: border-box;\n    margin-top: 5px;\n    color: #333;\n}\n\n\/* --- SLIDER STYLING (matching image) --- *\/\ninput[type=\"range\"] {\n    -webkit-appearance: none;\n    width: 100%;\n    height: 8px;\n    background: #d3d3d3;\n    outline: none;\n    opacity: 0.7;\n    -webkit-transition: .2s;\n    transition: opacity .2s;\n    border-radius: 5px;\n    margin-top: 10px;\n}\n\ninput[type=\"range\"]:hover {\n    opacity: 1;\n}\n\ninput[type=\"range\"]::-webkit-slider-thumb {\n    -webkit-appearance: none;\n    appearance: none;\n    width: 25px;\n    height: 25px;\n    border-radius: 50%;\n    background: #4472c4; \/* Blue color from image *\/\n    cursor: pointer;\n    border: 2px solid white;\n    box-shadow: 0 0 5px rgba(0, 0, 0, 0.2);\n}\n\ninput[type=\"range\"]::-moz-range-thumb {\n    width: 25px;\n    height: 25px;\n    border-radius: 50%;\n    background: #4472c4;\n    cursor: pointer;\n    border: 2px solid white;\n    box-shadow: 0 0 5px rgba(0, 0, 0, 0.2);\n}\n\n\/* Value display below sliders *\/\n.slider-value-display {\n    display: block;\n    text-align: left;\n    font-size: 1.1em;\n    font-weight: 500;\n    color: #666;\n    margin-top: 5px;\n}\n\n\/* Calculate button *\/\n#calculate-button {\n    width: 100%;\n    padding: 18px 25px;\n    background-color: #4472c4; \/* Blue color from image *\/\n    color: white;\n    border: none;\n    font-size: 1.2em;\n    font-weight: 600;\n    cursor: pointer;\n    border-radius: 5px;\n    margin-top: 30px;\n    transition: background-color 0.3s ease;\n}\n\n#calculate-button:hover {\n    background-color: #355da3;\n}\n\n\/* --- RESULTS STYLING --- *\/\n\n.results-list {\n    list-style: none; \/* REMOVES BULLET POINTS *\/\n    padding: 0;\n    margin: 0;\n}\n\n.results-list li {\n    display: flex;\n    justify-content: space-between;\n    align-items: center;\n    margin-bottom: 20px; \/* ADJUSTED LINE SPACING *\/\n    font-size: 1.1em;\n    color: #555;\n}\n\n.results-list li:last-child {\n    margin-bottom: 0;\n}\n\n.result-label {\n    font-weight: 500;\n}\n\n\/* Default result value styling *\/\n.result-value {\n    font-weight: 700;\n    color: #333;\n    font-size: 1.1em;\n}\n\n\/* Highlighted Monthly Payment styling *\/\n#monthly-payment-result {\n    font-size: 2.2em;\n    font-weight: 700;\n    color: #333;\n    margin-left: auto;\n}\n\n\/* Disclaimer text *\/\n.calculator-disclaimer {\n    font-family: 'Poppins', sans-serif;\n    font-size: 0.8em;\n    color: #666;\n    text-align: center;\n    margin-top: 30px;\n    max-width: 800px;\n    margin-left: auto;\n    margin-right: auto;\n    line-height: 1.4;\n}\n\n\/* --- RESPONSIVE ADJUSTMENTS (Stacks the panels) --- *\/\n@media (max-width: 768px) {\n    .container {\n        flex-direction: column; \/* STACKS VERTICALLY *\/\n        width: 95%;\n        margin-top: 20px;\n        margin-bottom: 20px;\n    }\n    \n    .calculator-panel {\n        padding: 25px;\n        border-right: none; \/* Remove side border when stacked *\/\n    }\n    \n    .results-panel {\n        padding: 25px;\n        border-top: 1px solid #dcdfe6; \/* Add top border for separation *\/\n    }\n    \n    .calculator-panel h2, .results-panel h2 {\n        font-size: 1.6em;\n    }\n    .calculator-title {\n        font-size: 1.8em;\n        margin-bottom: 20px;\n    }\n}\n<\/style>\n\n<div style=\"display:none; visibility:hidden;\">\n    Estimate your UK business loan payments with our free calculator. Illustrative purposes only. Compare monthly costs & total interest for funding up to \u00a3100k.\n<\/div>\n<h1 class=\"calculator-title\">Business Loans UK Calculator<\/h1>\n\n<div class=\"container\">\n    <div class=\"calculator-panel\">\n        <form id=\"loan-form\">\n            <h2>Calculate Your Finance<\/h2>\n            <div class=\"section\">\n                <span class=\"label-text\">Funding Amount<\/span>\n                <input type=\"range\" id=\"funding-amount\" name=\"funding-amount\" min=\"1000\" max=\"100000\" step=\"1000\" value=\"10000\">\n                <span class=\"slider-value-display\" id=\"funding-amount-value\">\u00a310,000<\/span>\n            <\/div>\n\n            <div class=\"section\">\n                <span class=\"label-text\">Repayment Term<\/span>\n                <input type=\"range\" id=\"repayment-term\" name=\"repayment-term\" min=\"1\" max=\"60\" step=\"1\" value=\"6\">\n                <span class=\"slider-value-display\" id=\"repayment-term-value\">6 months<\/span>\n            <\/div>\n\n            <div class=\"section\">\n                <span class=\"label-text\">Interest Rate<\/span>\n                <input type=\"number\" id=\"interest-rate\" name=\"interest-rate\" placeholder=\"e.g. 5\" step=\"0.01\" required value=\"5\">\n            <\/div>\n\n            <button type=\"button\" id=\"calculate-button\">Calculate<\/button>\n        <\/form>\n    <\/div>\n\n    <div class=\"results-panel\">\n        <h2>Your results<\/h2>\n        <ul class=\"results-list\">\n            <li>\n                <span class=\"result-label\">Monthly Payments:<\/span>\n                <span class=\"result-value\" id=\"monthly-payment-result\">\u00a30<\/span>\n            <\/li>\n            <li>\n                <span class=\"result-label\">Avg. Monthly Interest:<\/span>\n                <span class=\"result-value\" id=\"avg-monthly-interest-result\">\u00a30<\/span>\n            <\/li>\n            <li>\n                <span class=\"result-label\">Total Interest:<\/span>\n                <span class=\"result-value\" id=\"total-interest-result\">\u00a30<\/span>\n            <\/li>\n            <li>\n                <span class=\"result-label\">Total Cost of Finance:<\/span>\n                <span class=\"result-value\" id=\"total-cost-result\">\u00a30<\/span>\n            <\/li>\n        <\/ul>\n    <\/div>\n<\/div>\n\n<p class=\"calculator-disclaimer\">\n    This calculator is intended for illustration purposes only and exact payment terms should be agreed with a lender\n    before taking out a loan.\n<\/p>\n\n\n<script>\ndocument.addEventListener('DOMContentLoaded', function() {\n    \/\/ Get all relevant DOM elements\n    const calculateButton = document.getElementById('calculate-button');\n    const fundingAmountSlider = document.getElementById('funding-amount');\n    const repaymentTermSlider = document.getElementById('repayment-term');\n    const interestRateInput = document.getElementById('interest-rate');\n\n    \/\/ Display elements for slider values\n    const fundingAmountValueDisplay = document.getElementById('funding-amount-value');\n    const repaymentTermValueDisplay = document.getElementById('repayment-term-value');\n\n    \/\/ Display elements for results\n    const monthlyPaymentResult = document.getElementById('monthly-payment-result');\n    const avgMonthlyInterestResult = document.getElementById('avg-monthly-interest-result');\n    const totalInterestResult = document.getElementById('total-interest-result');\n    const totalCostResult = document.getElementById('total-cost-result');\n\n    \/\/ Attach calculation ONLY to the button click\n    if (calculateButton) {\n        calculateButton.addEventListener('click', calculateLoan);\n    }\n\n    \/\/ Attach display updates to slider inputs (real-time feedback)\n    if (fundingAmountSlider) {\n        fundingAmountSlider.addEventListener('input', function() {\n            fundingAmountValueDisplay.textContent = `\u00a3${formatNumber(parseFloat(this.value))}`;\n        });\n    }\n\n    if (repaymentTermSlider) {\n        repaymentTermSlider.addEventListener('input', function() {\n            repaymentTermValueDisplay.textContent = `${this.value} months`;\n        });\n    }\n\n    \/\/ Initial setup\n    updateSliderDisplays();\n    clearResultsDisplay();\n\n    function updateSliderDisplays() {\n        if (fundingAmountSlider && fundingAmountValueDisplay) {\n            fundingAmountValueDisplay.textContent = `\u00a3${formatNumber(parseFloat(fundingAmountSlider.value))}`;\n        }\n        if (repaymentTermSlider && repaymentTermValueDisplay) {\n            repaymentTermValueDisplay.textContent = `${repaymentTermSlider.value} months`;\n        }\n    }\n\n    function clearResultsDisplay() {\n        monthlyPaymentResult.textContent = '\u00a30';\n        avgMonthlyInterestResult.textContent = '\u00a30';\n        totalInterestResult.textContent = '\u00a30';\n        totalCostResult.textContent = '\u00a30';\n    }\n\n    \/\/ Helper function to format numbers (rounds to whole number)\n    function formatNumber(number) {\n        if (isNaN(number) || !isFinite(number)) {\n            return '0';\n        }\n        return Math.round(number).toLocaleString('en-GB');\n    }\n\n    \/\/ Main calculation function\n    function calculateLoan() {\n        const fundingAmount = parseFloat(fundingAmountSlider.value) || 0;\n        const repaymentTerm = parseInt(repaymentTermSlider.value) || 1;\n        const annualInterestRate = parseFloat(interestRateInput.value) || 0;\n\n        \/\/ Input Validation\n        if (annualInterestRate === 0 && interestRateInput.value.trim() === '') {\n            alert('Please enter an Annual Interest Rate.');\n            return;\n        }\n        if (annualInterestRate < 0) {\n            alert('Interest Rate cannot be negative.');\n            return;\n        }\n\n        const monthlyInterestRate = (annualInterestRate \/ 100) \/ 12;\n\n        let monthlyPayment;\n        if (monthlyInterestRate === 0 || repaymentTerm <= 0) {\n            monthlyPayment = repaymentTerm > 0 ? fundingAmount \/ repaymentTerm : 0;\n        } else {\n            \/\/ Annuity Payment Formula\n            const i = monthlyInterestRate;\n            const n = repaymentTerm;\n            const numerator = i * Math.pow(1 + i, n);\n            const denominator = Math.pow(1 + i, n) - 1;\n            monthlyPayment = fundingAmount * (numerator \/ denominator);\n        }\n\n        const totalRepayment = monthlyPayment * repaymentTerm;\n        const totalInterest = totalRepayment - fundingAmount;\n        const avgMonthlyInterest = totalInterest \/ repaymentTerm;\n\n        \/\/ Update results display\n        monthlyPaymentResult.textContent = `\u00a3${formatNumber(monthlyPayment)}`;\n        avgMonthlyInterestResult.textContent = `\u00a3${formatNumber(avgMonthlyInterest)}`;\n        totalInterestResult.textContent = `\u00a3${formatNumber(totalInterest)}`;\n        totalCostResult.textContent = `\u00a3${formatNumber(totalRepayment)}`;\n    }\n});\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Estimate your UK business loan payments with our free calculator. Illustrative purposes only. Compare monthly costs &#038; total interest for funding up to \u00a3100k. Business Loans UK Calculator Calculate Your Finance Funding Amount \u00a310,000 Repayment Term 6 months Interest Rate Calculate Your results Monthly Payments: \u00a30 Avg. Monthly Interest: \u00a30 Total Interest: \u00a30 Total Cost [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":19457,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-24907","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/pages\/24907","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/comments?post=24907"}],"version-history":[{"count":43,"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/pages\/24907\/revisions"}],"predecessor-version":[{"id":24954,"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/pages\/24907\/revisions\/24954"}],"up":[{"embeddable":true,"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/pages\/19457"}],"wp:attachment":[{"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/media?parent=24907"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}