{"id":25210,"date":"2026-01-22T09:15:52","date_gmt":"2026-01-22T09:15:52","guid":{"rendered":"https:\/\/commercialexperts.com\/uk\/?p=25210"},"modified":"2026-03-11T13:33:18","modified_gmt":"2026-03-11T13:33:18","slug":"lopay-card-machine-fees-card-readers-and-how-it-works","status":"publish","type":"post","link":"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/lopay-card-machine-fees-card-readers-and-how-it-works\/","title":{"rendered":"LoPay Card Machine: Fees, Card Readers, and How It Works"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"25210\" class=\"elementor elementor-25210\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-236475e8 e-con-full e-flex e-con e-parent\" data-id=\"236475e8\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3d325355 elementor-widget elementor-widget-shortcode\" data-id=\"3d325355\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"3421\" class=\"elementor elementor-3421\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4089210 e-con-full e-flex e-con e-parent\" data-id=\"4089210\" data-element_type=\"container\" id=\"product-banner\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-c15a039 e-con-full e-flex e-con e-child\" data-id=\"c15a039\" data-element_type=\"container\" id=\"hero-container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-fdf9b32 e-con-full e-flex e-con e-child\" data-id=\"fdf9b32\" data-element_type=\"container\" id=\"hero-inner-container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b3aef3 elementor-widget elementor-widget-heading\" data-id=\"1b3aef3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Compare Quotes From Merchant Account Providers, Today.<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6e6fa5e e-con-full e-flex e-con e-child\" data-id=\"6e6fa5e\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-afc5fa8 elementor-widget elementor-widget-heading\" data-id=\"afc5fa8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Do you currently accept card payments?<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c817a62 e-grid e-con-full e-con e-child\" data-id=\"c817a62\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3f4893d elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"3f4893d\" data-element_type=\"widget\" id=\"drop-button\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/Apply\" rel=\"nofollow\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Yes<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ea1099 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"4ea1099\" data-element_type=\"widget\" id=\"drop-button\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/Apply\" rel=\"nofollow\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">No<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bd430b8 elementor-align-center elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"bd430b8\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Layer_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 1080 1080\" style=\"enable-background:new 0 0 1080 1080;\" xml:space=\"preserve\"><style type=\"text\/css\">\t.st0{display:none;fill:#FFFFFF;}\t.st1{fill:#45378A;}<\/style><g id=\"_x36_ff1e8d1-53ef-4e18-83cb-44b25912cc6c\" transform=\"matrix(1 0 0 1 540 540)\">\t<rect x=\"-540\" y=\"-540\" class=\"st0\" width=\"1080\" height=\"1080\"><\/rect><\/g><g id=\"bbbfeb99-66a1-4030-bfad-d841f1614ce3\" transform=\"matrix(1 0 0 1 540 540)\"><\/g><g transform=\"matrix(2.11 0 0 2.11 540 540)\">\t<g>\t\t<g transform=\"matrix(1 0 0 1 -4.05 -238.64)\">\t\t\t<path class=\"st1\" d=\"M-43.4-17.4h86.8c4.8,0,8.7,3.9,8.7,8.7V8.7c0,4.8-3.9,8.7-8.7,8.7    h-86.8c-4.8,0-8.7-3.9-8.7-8.7V-8.7C-52.1-13.5-48.2-17.4-43.4-17.4z\"><\/path>\t\t<\/g>\t\t<g transform=\"matrix(1 0 0 1 -4.05 25.64)\">\t\t\t<path class=\"st1\" d=\"M0,230.4c84.6,0,161.5-49.1,197-125.9c35.5-76.8,23.1-167.2-31.8-231.6    l17.1-17.1l-24.6-24.6l-17.1,17.1c-34.7-29.6-77.8-47.5-123.3-51v-27.6h-34.7v27.6c-116.1,9.3-204.1,108.6-199.4,224.9    C-212.1,138.5-116.4,230.4,0,230.4z M-135.3-121.1c0.1-0.1,0.2-0.3,0.3-0.4s0.3-0.2,0.4-0.3c74.4-74.2,194.7-74.2,269.1,0    c0.1,0.1,0.3,0.2,0.4,0.3c0.1,0.1,0.2,0.3,0.3,0.4c74.2,74.4,74.2,194.7,0,269.1c-0.1,0.1-0.2,0.3-0.3,0.4s-0.3,0.2-0.4,0.3    c-74.4,74.2-194.7,74.2-269.1,0c-0.1-0.1-0.3-0.2-0.4-0.3c-0.1-0.1-0.2-0.3-0.3-0.4C-209.5,73.6-209.5-46.8-135.3-121.1z\"><\/path>\t\t<\/g>\t\t<g transform=\"matrix(1 0 0 1 188.35 -153.35)\">\t\t\t<path class=\"st1\" d=\"M-30.7-18.4l12.3-12.3c3.4-3.4,8.9-3.4,12.3,0L30.7,6.1    c3.4,3.4,3.4,8.9,0,12.3L18.4,30.7c-3.4,3.4-8.9,3.4-12.3,0L-30.7-6.1C-34.1-9.5-34.1-15-30.7-18.4z\"><\/path>\t\t<\/g>\t\t<g transform=\"matrix(1 0 0 1 -4.05 39.05)\">\t\t\t<path class=\"st1\" d=\"M17.4,0c0,9.6-7.8,17.4-17.4,17.4S-17.4,9.6-17.4,0S-9.6-17.4,0-17.4    S17.4-9.6,17.4,0z\"><\/path>\t\t<\/g>\t\t<g transform=\"matrix(1 0 0 1 -4.05 38.83)\">\t\t\t<path class=\"st1\" d=\"M-138.8,0.2c0,4.8-3.9,8.7-8.7,8.7h-25.6c2,39.9,17.7,78,44.6,107.6    l18.1-18.1c2.2-2.3,5.4-3.2,8.4-2.4c3,0.8,5.4,3.2,6.2,6.2c0.8,3-0.1,6.3-2.4,8.4l-18.1,18.1c29.6,26.9,67.6,42.6,107.6,44.6    v-25.6c0-4.8,3.9-8.7,8.7-8.7s8.7,3.9,8.7,8.7v25.6c39.9-2,78-17.7,107.6-44.6l-18.1-18.1c-3.3-3.4-3.2-8.8,0.1-12.2    c3.3-3.3,8.8-3.4,12.2-0.1l18.1,18.1c26.9-29.6,42.6-67.6,44.6-107.6h-25.6c-4.8,0-8.7-3.9-8.7-8.7s3.9-8.7,8.7-8.7h25.6    c-2-39.9-17.7-78-44.6-107.6L110.4-98c-2.2,2.3-5.4,3.2-8.4,2.4c-3-0.8-5.4-3.2-6.2-6.2c-0.8-3,0.1-6.3,2.4-8.4l18.1-18.1    c-65.9-60.1-166.6-60.1-232.5,0l18.1,18.1c2.3,2.2,3.2,5.4,2.4,8.4c-0.8,3-3.2,5.4-6.2,6.2c-3,0.8-6.3-0.1-8.4-2.4l-18.1-18.1    c-26.9,29.6-42.6,67.6-44.6,107.6h25.6C-142.7-8.5-138.8-4.6-138.8,0.2z M-8.7-33.3v-114c0-4.8,3.9-8.7,8.7-8.7s8.7,3.9,8.7,8.7    v114c16.9,4.4,28,20.6,25.8,38S17.5,35.1,0,35.1s-32.2-13-34.4-30.3C-36.6-12.6-25.6-28.9-8.7-33.3z\"><\/path>\t\t<\/g>\t<\/g><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">It only takes a minute.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-11551ea4 e-flex e-con-boxed e-con e-parent\" data-id=\"11551ea4\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d09015b elementor-widget elementor-widget-shortcode\" data-id=\"d09015b\" data-element_type=\"widget\" id=\"breadcrumb-post\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><span class=\"last\">Home<\/span><\/p><\/nav><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43595152 elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-shortcode\" data-id=\"43595152\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"7091\" class=\"elementor elementor-7091\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-719a216e e-flex e-con-boxed e-con e-parent\" data-id=\"719a216e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b4e295d elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"6b4e295d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">LoPay Card Machine: Fees, Card Readers, and How It Works<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4f643a5f e-flex e-con-boxed e-con e-parent\" data-id=\"4f643a5f\" data-element_type=\"container\" id=\"art-fullcon\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-16bec560 e-con-full e-flex e-con e-child\" data-id=\"16bec560\" data-element_type=\"container\" id=\"otp-col\" data-settings=\"{&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_offset&quot;:110,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;],&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5898335 elementor-widget elementor-widget-shortcode\" data-id=\"5898335\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"5000\" class=\"elementor elementor-5000\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fedf17f e-flex e-con-boxed e-con e-parent\" data-id=\"fedf17f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d70d77d elementor-widget elementor-widget-shortcode\" data-id=\"d70d77d\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"8575\" class=\"elementor elementor-8575\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-97fb6a2 elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"97fb6a2\" data-element_type=\"container\" id=\"on-this-page\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3cd958e elementor-widget elementor-widget-heading\" data-id=\"3cd958e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">On This Page<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2a21a3f elementor-hidden-desktop elementor-hidden-tablet e-con-full e-flex e-con e-parent\" data-id=\"2a21a3f\" data-element_type=\"container\" id=\"on-this-page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-252e905 elementor-widget elementor-widget-heading\" data-id=\"252e905\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">On This Page<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-74e8604b e-con-full elementor-hidden-mobile elementor-hidden-tablet e-flex e-con e-child\" data-id=\"74e8604b\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1e2fb64c elementor-widget elementor-widget-heading\" data-id=\"1e2fb64c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Find a card machine for your business today<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c015591 elementor-widget elementor-widget-heading\" data-id=\"7c015591\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Get a quote in seconds with our simple form<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-11d54e10 h-button elementor-mobile-align-justify elementor-widget elementor-widget-button\" data-id=\"11d54e10\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/Apply\" rel=\"nofollow\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Start Free Quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2ae8a2ce e-con-full e-flex e-con e-child\" data-id=\"2ae8a2ce\" data-element_type=\"container\" id=\"main-artcon\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8fd0118 elementor-hidden-desktop elementor-widget elementor-widget-shortcode\" data-id=\"8fd0118\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"7091\" class=\"elementor elementor-7091\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-719a216e e-flex e-con-boxed e-con e-parent\" data-id=\"719a216e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b4e295d elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"6b4e295d\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">LoPay Card Machine: Fees, Card Readers, and How It Works<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7fe9a6c2 elementor-widget elementor-widget-shortcode\" data-id=\"7fe9a6c2\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"7135\" class=\"elementor elementor-7135\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cd8505a e-con-full e-flex e-con e-parent\" data-id=\"cd8505a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c726538 elementor-widget elementor-widget-shortcode\" data-id=\"c726538\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class='tfli_author_box'><div class='tfli_author_details'><div class='tfli_author_details_content'><img alt='' src='https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/11\/steve-o.png' srcset='https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/11\/steve-o.png 2x' class='avatar avatar-60 photo avatar-default' height='60' width='60' \/><a href=\"https:\/\/commercialexperts.com\/uk\/authors\/stephen-thompson\/\"><h4>Stephen Thompson<\/h4><p>Content Writer<\/p><\/a><\/div><\/div><div class='tfli_post_details'><p>Last updated 11\/03\/2026<\/p><\/div><\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1229a636 e-con-full e-flex e-con e-child\" data-id=\"1229a636\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b2e1db0 elementor-widget elementor-widget-heading\" data-id=\"b2e1db0\" data-element_type=\"widget\" id=\"article-ititle\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Is a Lopay Card Machine?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a96186f elementor-widget elementor-widget-text-editor\" data-id=\"6a96186f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tA LoPay card machine is a payment device that allows UK businesses to accept in-person debit and credit card payments, including contactless and mobile wallet transactions. The card machine is used alongside the LoPay app to securely process card-present payments at the point of sale.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-516454d6 elementor-widget elementor-widget-heading\" data-id=\"516454d6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How LoPay Card Readers Work in Practice<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f8b1b72 elementor-widget elementor-widget-text-editor\" data-id=\"6f8b1b72\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>When the LoPay card machine receives a payment, the device then follows a process to allow the funds to be securely transferred.<\/p><p>Firstly, the customer initiates the payment by tapping or inserting the credit card, debit card or mobile wallet such as Apple Pay and Google Pay.<\/p><p>Then the LoPay card machine captures the information, encrypts it for security and sends it to the customer&#8217;s bank for authorisation. The bank will then assess the request and either authorise or reject the payment. If approved, the transaction is completed and recorded for settlement.<\/p><p>Once accepted, the funds are scheduled for payout.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91100df elementor-widget elementor-widget-heading\" data-id=\"91100df\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">LoPayPricing Structure and Fees Explained<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-124b0eb elementor-widget elementor-widget-text-editor\" data-id=\"124b0eb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tLoPay operates a flat-rate transaction-based pricing model. This means that their customers pay a percentage fee on every card payment they process using their systems. LoPay has different account tiers, which, alongside the type of payment accepted, determine the fees.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4cad3aab elementor-widget elementor-widget-shortcode\" data-id=\"4cad3aab\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"7381\" class=\"elementor elementor-7381\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-33b14af3 e-con-full e-flex e-con e-child\" data-id=\"33b14af3\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6286b0c elementor-widget elementor-widget-heading\" data-id=\"6286b0c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">What industry are you in?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3aa5869b e-con-full e-flex e-con e-child\" data-id=\"3aa5869b\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7b515c27 elementor-widget elementor-widget-heading\" data-id=\"7b515c27\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Please select the industry that you trade within. This information allows us to tailor your quote.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7234ce34 e-grid e-con-full e-con e-child\" data-id=\"7234ce34\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-65706084 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"65706084\" data-element_type=\"widget\" id=\"cta-icon-box\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/Apply\" rel=\"nofollow\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Hospitality\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Capa_1\" height=\"512\" viewBox=\"0 0 497 497\" width=\"512\"><g><g><path d=\"m140.238 74.691c-4.143 0-7.5-3.357-7.5-7.5v-17.671c0-4.143 3.357-7.5 7.5-7.5s7.5 3.357 7.5 7.5v17.672c0 4.142-3.357 7.499-7.5 7.499z\" fill=\"#fea613\"><\/path><\/g><path d=\"m284.288 152.755h-33.218v-69.076c0-5.309 2.084-10.406 5.805-14.193l10.804-11 10.804 11c3.72 3.788 5.805 8.884 5.805 14.193z\" fill=\"#02905d\"><\/path><g><path d=\"m284.288 160.255h-33.219c-4.143 0-7.5-3.357-7.5-7.5v-69.075c0-7.321 2.825-14.229 7.955-19.449l10.804-11c1.41-1.436 3.338-2.244 5.351-2.244 2.013 0 3.94.809 5.351 2.245l10.804 11c5.13 5.221 7.955 12.128 7.955 19.448v69.075c-.001 4.142-3.358 7.5-7.501 7.5zm-25.719-15h18.219v-61.575c0-3.363-1.298-6.538-3.655-8.938l-5.454-5.553-5.454 5.553c-2.357 2.399-3.655 5.573-3.655 8.938v61.575z\" fill=\"#017b4e\"><\/path><\/g><g><path d=\"m267.679 65.986c-4.143 0-7.5-3.357-7.5-7.5v-31.127c0-4.143 3.357-7.5 7.5-7.5s7.5 3.357 7.5 7.5v31.127c0 4.143-3.358 7.5-7.5 7.5z\" fill=\"#017b4e\"><\/path><\/g><g><path d=\"m326.245 110.576h-.09c-8.32 0-15.065-6.745-15.065-15.065v-10.953c0-2.321 1.881-4.202 4.202-4.202h21.815c2.321 0 4.202 1.881 4.202 4.202v10.953c.001 8.32-6.743 15.065-15.064 15.065z\" fill=\"#fb5858\"><\/path><\/g><g><g><path d=\"m326.245 118.076h-.09c-12.442 0-22.564-10.123-22.564-22.565v-10.952c0-6.452 5.25-11.702 11.702-11.702h21.815c6.452 0 11.702 5.25 11.702 11.702v10.952c.001 12.442-10.122 22.565-22.565 22.565zm-7.654-30.22v7.654c0 4.172 3.394 7.565 7.564 7.565h.09c4.172 0 7.565-3.394 7.565-7.565v-7.654z\" fill=\"#cbe2ff\"><\/path><\/g><g><path d=\"m326.2 155.255c-4.143 0-7.5-3.357-7.5-7.5v-37.179c0-4.143 3.357-7.5 7.5-7.5s7.5 3.357 7.5 7.5v37.179c0 4.142-3.357 7.5-7.5 7.5z\" fill=\"#cbe2ff\"><\/path><\/g><\/g><path d=\"m60.675 144.755c0-43.942 35.622-79.563 79.563-79.563s79.563 35.622 79.563 79.563l-79.563 8z\" fill=\"#fee45a\"><\/path><path d=\"m140.238 65.192c-3.297 0-6.539.224-9.731.614 39.348 4.802 69.832 38.305 69.832 78.95h19.462c0-43.943-35.621-79.564-79.563-79.564z\" fill=\"#fedf30\"><\/path><g><path d=\"m375.646 195.378c-1.087 0-2.19-.237-3.236-.738-3.735-1.79-5.313-6.27-3.522-10.005l33.289-69.473c5.495-11.46 17.257-18.863 29.964-18.863h22.438c4.143 0 7.5 3.357 7.5 7.5s-3.357 7.5-7.5 7.5h-22.438c-6.971 0-13.423 4.062-16.438 10.348l-33.288 69.471c-1.289 2.689-3.973 4.26-6.769 4.26z\" fill=\"#7a6d79\"><\/path><\/g><g><path d=\"m313.003 437.815h-243.766c-4.729 0-8.562-3.833-8.562-8.562v-12.965c0-4.729 3.833-8.562 8.562-8.562h243.766c2.244 0 3.663-1.197 4.311-1.91.646-.713 1.698-2.242 1.479-4.474l-3.652-37.273c-.461-4.706 2.98-8.895 7.686-9.356l12.904-1.264c4.706-.461 8.895 2.98 9.356 7.686l3.652 37.272c.986 10.063-2.343 20.131-9.136 27.622-6.792 7.49-16.488 11.786-26.6 11.786z\" fill=\"#d8ab8c\"><\/path><\/g><path d=\"m348.739 398.406-3.652-37.272c-.461-4.706-4.65-8.147-9.356-7.686l-10.941 1.072c2.343 1.327 4.029 3.731 4.311 6.614l3.652 37.272c.986 10.063-2.343 20.131-9.135 27.622-6.793 7.491-16.489 11.787-26.601 11.787h15.986c10.112 0 19.808-4.296 26.601-11.787 6.792-7.491 10.121-17.559 9.135-27.622z\" fill=\"#c38778\"><\/path><circle cx=\"108.093\" cy=\"457.478\" fill=\"#685e68\" r=\"19.663\"><\/circle><path d=\"m108.093 437.815c-3.586 0-6.937.975-9.831 2.652 5.871 3.401 9.831 9.737 9.831 17.011s-3.96 13.61-9.831 17.011c2.894 1.677 6.246 2.652 9.831 2.652 10.859 0 19.663-8.803 19.663-19.663s-8.804-19.663-19.663-19.663z\" fill=\"#554e56\"><\/path><path d=\"m380.039 371.972h-365.68c-8.189 0-14.72-6.839-14.343-15.019l8.87-192.57c0-10.84 8.788-19.628 19.628-19.628h337.37c10.84 0 19.628 8.788 19.628 19.628l8.87 192.57c.377 8.18-6.154 15.019-14.343 15.019z\" fill=\"#fb5858\"><\/path><path d=\"m385.512 164.383c0-10.84-8.788-19.628-19.628-19.628h-19.461c10.84 0 19.628 8.788 19.628 19.628l8.87 192.57c.377 8.181-6.154 15.019-14.343 15.019h19.462c8.189 0 14.72-6.839 14.343-15.019z\" fill=\"#f44545\"><\/path><circle cx=\"291.551\" cy=\"457.478\" fill=\"#685e68\" r=\"19.663\"><\/circle><path d=\"m291.551 437.815c-3.586 0-6.937.975-9.831 2.652 5.872 3.401 9.831 9.737 9.831 17.011s-3.96 13.61-9.831 17.011c2.894 1.677 6.246 2.652 9.831 2.652 10.86 0 19.663-8.803 19.663-19.663s-8.803-19.663-19.663-19.663z\" fill=\"#554e56\"><\/path><g><path d=\"m73.21 343.213c-.122 0-.243-.003-.366-.009-4.138-.199-7.33-3.715-7.131-7.852l4.78-99.261c.199-4.138 3.747-7.313 7.852-7.131 4.138.199 7.33 3.715 7.131 7.852l-4.78 99.261c-.194 4.015-3.509 7.14-7.486 7.14z\" fill=\"#a72b2b\"><\/path><\/g><g><path d=\"m156.431 343.213c-.048 0-.095 0-.143-.001-4.142-.077-7.437-3.497-7.359-7.639l2.391-128.168c.077-4.094 3.419-7.36 7.496-7.36.048 0 .095 0 .143.001 4.142.077 7.437 3.497 7.359 7.639l-2.391 128.168c-.077 4.093-3.419 7.36-7.496 7.36z\" fill=\"#a72b2b\"><\/path><\/g><g><path d=\"m242.039 343.213c-4.077 0-7.42-3.267-7.496-7.36l-2.39-128.168c-.077-4.142 3.218-7.562 7.359-7.639.048-.001.095-.001.143-.001 4.077 0 7.42 3.267 7.496 7.36l2.39 128.168c.077 4.142-3.218 7.562-7.359 7.639-.047.001-.095.001-.143.001z\" fill=\"#a72b2b\"><\/path><\/g><g><path d=\"m325.261 343.213c-3.977 0-7.292-3.125-7.485-7.139l-4.781-99.261c-.199-4.138 2.993-7.653 7.13-7.853 4.169-.202 7.654 2.994 7.853 7.131l4.781 99.26c.199 4.138-2.993 7.653-7.13 7.853-.124.006-.247.009-.368.009z\" fill=\"#a72b2b\"><\/path><\/g><path d=\"m483.654 120.836h-24.729c-7.371 0-13.346-5.975-13.346-13.346v-7.381c0-7.371 5.975-13.346 13.346-13.346h24.729c7.371 0 13.346 5.975 13.346 13.346v7.381c0 7.371-5.975 13.346-13.346 13.346z\" fill=\"#fb5858\"><\/path><path d=\"m483.654 86.763h-19.462c7.371 0 13.346 5.975 13.346 13.346v7.381c0 7.371-5.975 13.346-13.346 13.346h19.462c7.371 0 13.346-5.975 13.346-13.346v-7.381c0-7.371-5.975-13.346-13.346-13.346z\" fill=\"#f44545\"><\/path><\/g><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/Apply\" rel=\"nofollow\">\n\t\t\t\t\t\t\tHospitality\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-703bfb2f elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"703bfb2f\" data-element_type=\"widget\" id=\"cta-icon-box\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/Apply\" rel=\"nofollow\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Retail\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Capa_1\" height=\"512\" viewBox=\"0 0 497 497\" width=\"512\"><g><path d=\"m415.031 10h-343.062c-5.523 0-10 4.477-10 10v314.351l10 28.852-10 37.796v45.722l363.062 10v-436.721c0-5.523-4.477-10-10-10z\" fill=\"#a4ccff\"><\/path><path d=\"m425.031 10h-30c5.523 0 10 4.477 10 10v436.721l30-10v-45.722l-10-33.28 10-33.368v-314.351c0-5.523-4.477-10-10-10z\" fill=\"#8bb3ea\"><\/path><path d=\"m405.031 400.999h-343.062v-66.648h343.062l13.197 29.318z\" fill=\"#fde588\"><\/path><path d=\"m405.031 334.351h30v66.648h-30z\" fill=\"#fdd76f\"><\/path><path d=\"m451.822 191.575h-418.644c-5.523 0-10-4.477-10-10v-118.997c0-5.523 4.477-10 10-10h418.643c5.523 0 10 4.477 10 10v118.997c.001 5.523-4.477 10-9.999 10z\" fill=\"#fde588\"><\/path><path d=\"m463.822 52.578h-30c5.523 0 10 4.477 10 10v118.997c0 5.523-4.477 10-10 10h30c5.523 0 10-4.477 10-10v-118.997c0-5.523-4.477-10-10-10z\" fill=\"#fdd76f\"><\/path><g fill=\"#a4ccff\"><path d=\"m224.181 73.807c-4.142 0-7.5 3.358-7.5 7.5v31.872h-41.427v-31.872c0-4.142-3.358-7.5-7.5-7.5s-7.5 3.358-7.5 7.5v81.541c0 4.142 3.358 7.5 7.5 7.5s7.5-3.358 7.5-7.5v-34.669h41.427v34.669c0 4.142 3.358 7.5 7.5 7.5s7.5-3.358 7.5-7.5v-81.541c0-4.142-3.358-7.5-7.5-7.5z\"><\/path><path d=\"m121.435 115.683c-10.454-3.856-20.155-8.066-22.647-9.161-2.521-1.859-3.744-4.821-3.284-8.025.583-4.062 3.713-7.325 8.374-8.729 12.986-3.912 24.738 5.532 24.926 5.687 3.17 2.638 7.881 2.221 10.538-.94 2.665-3.171 2.255-7.902-.915-10.567-.724-.609-17.981-14.836-38.875-8.542-10.242 3.086-17.483 11.117-18.896 20.96-1.317 9.171 2.655 17.991 10.365 23.018.332.216.679.405 1.041.566.469.21 11.619 5.172 24.182 9.807 8.901 3.283 13.424 8.422 12.41 14.101-1.008 5.648-7.604 11.49-16.895 11.49-8.852 0-17.397-3.598-22.857-9.624-2.781-3.069-7.524-3.304-10.594-.521-3.069 2.781-3.303 7.525-.521 10.594 8.257 9.111 20.957 14.551 33.973 14.551 15.622 0 29.233-10.255 31.661-23.854 1.838-10.297-2.973-23.798-21.986-30.811z\"><\/path><path d=\"m390.194 73.807h-22.704c-4.087 0-7.5 3.413-7.5 7.5v81.541c0 4.142 3.357 7.5 7.5 7.5s7.5-3.358 7.5-7.5v-27.96c5.151-.028 11.731-.059 15.204-.059 17.072 0 30.962-13.687 30.962-30.511s-13.889-30.511-30.962-30.511zm0 46.021c-3.457 0-9.948.031-15.088.059-.028-5.29-.06-12.039-.06-15.569 0-2.989-.019-10.002-.034-15.511h15.182c8.652 0 15.962 7.103 15.962 15.511s-7.309 15.51-15.962 15.51z\"><\/path><path d=\"m295.261 73.807c-26.616 0-48.271 21.654-48.271 48.27 0 26.617 21.654 48.271 48.271 48.271 26.616 0 48.27-21.654 48.27-48.271-.001-26.617-21.654-48.27-48.27-48.27zm0 81.54c-18.346 0-33.271-14.925-33.271-33.271 0-18.345 14.925-33.27 33.271-33.27 18.345 0 33.27 14.925 33.27 33.27-.001 18.346-14.926 33.271-33.27 33.271z\"><\/path><\/g><path d=\"m167.026 279.683h150.387v177.126h-150.387z\" fill=\"#eef5f6\"><\/path><path d=\"m241 279.683h15v177.126h-15z\" fill=\"#a4ccff\"><\/path><path d=\"m329.974 279.683h-162.948v28.946h122.948c5.523 0 10 4.477 10 10v138.18h30z\" fill=\"#deecf1\"><\/path><path d=\"m241 279.683h15v28.946h-15z\" fill=\"#8bb3ea\"><\/path><path d=\"m336.396 288.629h-40.326l-49.08-10-46.06 10h-53.326c-3.465 0-5.88-3.439-4.703-6.698l15.196-42.076c1.431-3.963 5.192-6.603 9.405-6.603h53.427l35.07 10 20.07-10h40.427c4.213 0 7.974 2.64 9.405 6.603l15.196 42.076c1.178 3.258-1.236 6.698-4.701 6.698z\" fill=\"#f26c72\"><\/path><path d=\"m354.098 281.93-15.196-42.076c-1.431-3.963-5.192-6.603-9.406-6.603h-30c4.213 0 7.974 2.64 9.405 6.603l15.196 42.076c1.177 3.259-1.238 6.698-4.703 6.698h30c3.467.001 5.881-3.439 4.704-6.698z\" fill=\"#e95059\"><\/path><path d=\"m296.07 288.629h-95.14l20-55.377h55.14z\" fill=\"#eef5f6\"><\/path><path d=\"m452 446.809h-427c-13.807 0-25 11.193-25 25v10.191c0 2.762 2.239 5 5 5h467c2.761 0 5-2.238 5-5v-10.191c0-13.807-11.193-25-25-25z\" fill=\"#7f8c93\"><\/path><path d=\"m472 446.809h-30.5c13.807 0 25 11.193 25 25v10.191c0 2.762-2.239 5-5 5h30.5c2.761 0 5-2.238 5-5v-10.191c0-13.807-11.193-25-25-25z\" fill=\"#455b6b\"><\/path><\/g><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/Apply\" rel=\"nofollow\">\n\t\t\t\t\t\t\tRetail\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6bcd74 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"a6bcd74\" data-element_type=\"widget\" id=\"cta-icon-box\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/Apply\" rel=\"nofollow\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Other\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Layer_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 511.991 511.991\" style=\"enable-background:new 0 0 511.991 511.991;\" xml:space=\"preserve\"><circle style=\"fill:#1F84CE;\" cx=\"255.996\" cy=\"255.996\" r=\"255.996\"><\/circle><circle style=\"fill:#FFFFFF;\" cx=\"255.996\" cy=\"255.996\" r=\"192.484\"><\/circle><path style=\"opacity:0.15;fill:#145587;enable-background:new    ;\" d=\"M218.618,372.636c-9.854,0-19.708-3.759-27.227-11.278 l-51.254-51.254c-15.038-15.038-15.038-39.418,0-54.456c15.036-15.036,39.418-15.038,54.454,0l24.026,24.027l98.783-98.784 c15.037-15.038,39.418-15.037,54.454,0c15.037,15.038,15.037,39.418,0,54.456l-126.01,126.011 C238.327,368.878,228.472,372.636,218.618,372.636z\"><\/path><path style=\"fill:#FB7686;\" d=\"M218.618,352.159c-9.854,0-19.708-3.759-27.227-11.278l-51.254-51.254 c-15.038-15.038-15.038-39.418,0-54.456c15.036-15.036,39.418-15.038,54.454,0l24.026,24.027l98.783-98.784 c15.037-15.038,39.418-15.037,54.454,0c15.037,15.038,15.037,39.418,0,54.456l-126.01,126.011 C238.327,348.4,228.472,352.159,218.618,352.159z\"><\/path><path style=\"opacity:0.15;fill:#145587;enable-background:new    ;\" d=\"M256,63.52c-106.304,0-192.479,86.175-192.479,192.479 c0,4.717,0.178,9.393,0.512,14.026c7.185-99.753,90.382-178.453,191.969-178.453s184.782,78.7,191.968,178.453 c0.334-4.633,0.512-9.308,0.512-14.026C448.479,149.696,362.304,63.52,256,63.52z\"><\/path><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/Apply\" rel=\"nofollow\">\n\t\t\t\t\t\t\tOther\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c017560 elementor-widget elementor-widget-heading\" data-id=\"2c017560\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Core Card-Present LoPay Transaction Fees<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-42d5327e elementor-widget elementor-widget-shortcode\" data-id=\"42d5327e\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n<table id=\"tablepress-49\" class=\"tablepress tablepress-id-49\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Account Type<\/th><th class=\"column-2\">Standard card transaction fee*<\/th><th class=\"column-3\">Notes<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Essentials Account<\/td><td class=\"column-2\">0.79% per transaction<\/td><td class=\"column-3\">Card-present payments<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Standard Account<\/td><td class=\"column-2\">0.99% per transaction<\/td><td class=\"column-3\">Card-present payments<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Instant-to-Bank Account<\/td><td class=\"column-2\">1.79% per transaction<\/td><td class=\"column-3\">Card-present payments<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b3926c elementor-widget elementor-widget-text-editor\" data-id=\"4b3926c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">*Standard cards refer to personal UK Visa and Mastercard payments.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-47ff1622 e-flex e-con-boxed e-con e-child\" data-id=\"47ff1622\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-44c4cf6f elementor-widget elementor-widget-text-editor\" data-id=\"44c4cf6f\" data-element_type=\"widget\" id=\"article-paragraph\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Additional Payment Types and Surcharges<\/h3><p>Some payment types are priced differently from standard card-present transactions. These include premium cards (such as American Express, international, or corporate cards) and certain payment methods such as Tap to Pay, payment links (like Xero payment links), or mail order and telephone order (MOTO) payments. These transactions typically incur an additional per-transaction fee on top of the standard rate.<\/p><h3>Payout Timing and Payout-Related Fees<\/h3><p>LoPay offers a range of payout scheudles including instant, next-day or weekly (paid every Thursday), depending on plan. Scheduled payouts, such as standard bank transfers, may be available at no additional cost, while faster or unscheduled payouts can involve an extra per-transaction fee.<\/p><h3>Hardware and Administrative Costs<\/h3><p>Businesses may also have to pay for related hardware costs, including card reader purchases, business terminal rental, or purchase options. Extra administrative fees, such as chargeback handling, may also apply.<\/p><h3>Pricing Verification<\/h3><p>LoPay fees, payout terms, and hardware costs can change over time. Current pricing and contract details are kept up to date directly on the LoPay website.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5735af5 elementor-widget elementor-widget-heading\" data-id=\"5735af5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Which UK Businesses are LoPay Most Suitable For? <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc1b2f2 elementor-widget elementor-widget-text-editor\" data-id=\"fc1b2f2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>LoPay uses a flat-rate pricing structure and card-present hardware for in-person payments. Flat-rate pricing is often considered by smaller operations, including SMEs and sole traders with lower payment volumes.<\/p><p>This structure is commonly evaluated by businesses with limited staff, seasonal operations, side businesses, or those requiring portable card machines. As transaction volumes increase, pricing structures and payment models can behave differently depending on operational scale.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4501f23 elementor-widget elementor-widget-heading\" data-id=\"4501f23\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Limitations and Trade-Offs to Be Aware Of <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b312465 elementor-widget elementor-widget-text-editor\" data-id=\"b312465\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Because LoPay operates a transaction-based, flat-rate model, costs remain simple and predictable at a lower transaction volume. As this volume increases, the impact of per-transaction fees can become a more significant factor within this pricing structure.<\/p><p>Simplified hardware is used, allowing for straightforward onboarding and usage. This does generally mean that there are fewer features, which can differ from more advanced payment systems in terms of feature depth, integrations, and reporting.<\/p><p>Hardware scope and setup flexibility can also vary. Card-present payment hardware designed for portable or single-location use may behave differently in environments with multiple locations or more complex payment flows.<\/p><p>Not all payment types behave the same. LoPay has different pricing for varying payment types. For example, MOTO, premium cards and online payment link fees may differ from standard cards, which can impact overall monthly costs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-baac491 elementor-widget elementor-widget-heading\" data-id=\"baac491\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How LoPay Fits Within the Wider UK Card Machine Market<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70717d4 elementor-widget elementor-widget-text-editor\" data-id=\"70717d4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>LoPay sits within the category of transaction-based, flat-rate pricing. This is in contrast to other UK providers, which may instead offer bundled or packaged card machine services. Pricing is based on per-transaction charges, rather than fixed monthly fees, with payment processing priced separately from bundled service contracts.<\/p><p>Payment acceptance is primarily focused on in-person, card-present transactions. Payments can be accepted through phone-based acceptance, portable card readers, or fixed terminals. This follows a standard approach to in-person card acceptance within the UK market.<\/p><p>This type of setup is commonly evaluated by smaller UK businesses or those with lower or variable transaction volumes, where businesses may not require highly customised payment options. For those with more complex operational structures or higher processing volumes, this model may require reassessment.<\/p><p>While some of LoPay&#8217;s payment services can be accessed without any long-term contractual obligations, some hardware can involve upfront purchases or fixed-term agreements, depending on the type of terminal selected. This tiered approach is common within the UK card machine market.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5be46bc4 elementor-widget elementor-widget-shortcode\" data-id=\"5be46bc4\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"3439\" class=\"elementor elementor-3439\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-635b04b e-con-full e-flex e-con e-child\" data-id=\"635b04b\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-84bb5ca e-con-full e-flex e-con e-child\" data-id=\"84bb5ca\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2d82d79 elementor-widget elementor-widget-heading\" data-id=\"2d82d79\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Compare Quotes From Merchant Account Providers, Today.<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3020941 e-con-full e-flex e-con e-child\" data-id=\"3020941\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-38f1ef9 elementor-widget elementor-widget-heading\" data-id=\"38f1ef9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Do you currently accept card payments?<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0fafdd3 e-grid e-con-full e-con e-child\" data-id=\"0fafdd3\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f00671f elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"f00671f\" data-element_type=\"widget\" id=\"drop-button\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/Apply\" rel=\"nofollow\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Yes<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-399e018 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"399e018\" data-element_type=\"widget\" id=\"drop-button\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/Apply\" rel=\"nofollow\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">No<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8278c9e elementor-align-center elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"8278c9e\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Layer_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 1080 1080\" style=\"enable-background:new 0 0 1080 1080;\" xml:space=\"preserve\"><style type=\"text\/css\">\t.st0{display:none;fill:#FFFFFF;}\t.st1{fill:#45378A;}<\/style><g id=\"_x36_ff1e8d1-53ef-4e18-83cb-44b25912cc6c\" transform=\"matrix(1 0 0 1 540 540)\">\t<rect x=\"-540\" y=\"-540\" class=\"st0\" width=\"1080\" height=\"1080\"><\/rect><\/g><g id=\"bbbfeb99-66a1-4030-bfad-d841f1614ce3\" transform=\"matrix(1 0 0 1 540 540)\"><\/g><g transform=\"matrix(2.11 0 0 2.11 540 540)\">\t<g>\t\t<g transform=\"matrix(1 0 0 1 -4.05 -238.64)\">\t\t\t<path class=\"st1\" d=\"M-43.4-17.4h86.8c4.8,0,8.7,3.9,8.7,8.7V8.7c0,4.8-3.9,8.7-8.7,8.7    h-86.8c-4.8,0-8.7-3.9-8.7-8.7V-8.7C-52.1-13.5-48.2-17.4-43.4-17.4z\"><\/path>\t\t<\/g>\t\t<g transform=\"matrix(1 0 0 1 -4.05 25.64)\">\t\t\t<path class=\"st1\" d=\"M0,230.4c84.6,0,161.5-49.1,197-125.9c35.5-76.8,23.1-167.2-31.8-231.6    l17.1-17.1l-24.6-24.6l-17.1,17.1c-34.7-29.6-77.8-47.5-123.3-51v-27.6h-34.7v27.6c-116.1,9.3-204.1,108.6-199.4,224.9    C-212.1,138.5-116.4,230.4,0,230.4z M-135.3-121.1c0.1-0.1,0.2-0.3,0.3-0.4s0.3-0.2,0.4-0.3c74.4-74.2,194.7-74.2,269.1,0    c0.1,0.1,0.3,0.2,0.4,0.3c0.1,0.1,0.2,0.3,0.3,0.4c74.2,74.4,74.2,194.7,0,269.1c-0.1,0.1-0.2,0.3-0.3,0.4s-0.3,0.2-0.4,0.3    c-74.4,74.2-194.7,74.2-269.1,0c-0.1-0.1-0.3-0.2-0.4-0.3c-0.1-0.1-0.2-0.3-0.3-0.4C-209.5,73.6-209.5-46.8-135.3-121.1z\"><\/path>\t\t<\/g>\t\t<g transform=\"matrix(1 0 0 1 188.35 -153.35)\">\t\t\t<path class=\"st1\" d=\"M-30.7-18.4l12.3-12.3c3.4-3.4,8.9-3.4,12.3,0L30.7,6.1    c3.4,3.4,3.4,8.9,0,12.3L18.4,30.7c-3.4,3.4-8.9,3.4-12.3,0L-30.7-6.1C-34.1-9.5-34.1-15-30.7-18.4z\"><\/path>\t\t<\/g>\t\t<g transform=\"matrix(1 0 0 1 -4.05 39.05)\">\t\t\t<path class=\"st1\" d=\"M17.4,0c0,9.6-7.8,17.4-17.4,17.4S-17.4,9.6-17.4,0S-9.6-17.4,0-17.4    S17.4-9.6,17.4,0z\"><\/path>\t\t<\/g>\t\t<g transform=\"matrix(1 0 0 1 -4.05 38.83)\">\t\t\t<path class=\"st1\" d=\"M-138.8,0.2c0,4.8-3.9,8.7-8.7,8.7h-25.6c2,39.9,17.7,78,44.6,107.6    l18.1-18.1c2.2-2.3,5.4-3.2,8.4-2.4c3,0.8,5.4,3.2,6.2,6.2c0.8,3-0.1,6.3-2.4,8.4l-18.1,18.1c29.6,26.9,67.6,42.6,107.6,44.6    v-25.6c0-4.8,3.9-8.7,8.7-8.7s8.7,3.9,8.7,8.7v25.6c39.9-2,78-17.7,107.6-44.6l-18.1-18.1c-3.3-3.4-3.2-8.8,0.1-12.2    c3.3-3.3,8.8-3.4,12.2-0.1l18.1,18.1c26.9-29.6,42.6-67.6,44.6-107.6h-25.6c-4.8,0-8.7-3.9-8.7-8.7s3.9-8.7,8.7-8.7h25.6    c-2-39.9-17.7-78-44.6-107.6L110.4-98c-2.2,2.3-5.4,3.2-8.4,2.4c-3-0.8-5.4-3.2-6.2-6.2c-0.8-3,0.1-6.3,2.4-8.4l18.1-18.1    c-65.9-60.1-166.6-60.1-232.5,0l18.1,18.1c2.3,2.2,3.2,5.4,2.4,8.4c-0.8,3-3.2,5.4-6.2,6.2c-3,0.8-6.3-0.1-8.4-2.4l-18.1-18.1    c-26.9,29.6-42.6,67.6-44.6,107.6h25.6C-142.7-8.5-138.8-4.6-138.8,0.2z M-8.7-33.3v-114c0-4.8,3.9-8.7,8.7-8.7s8.7,3.9,8.7,8.7    v114c16.9,4.4,28,20.6,25.8,38S17.5,35.1,0,35.1s-32.2-13-34.4-30.3C-36.6-12.6-25.6-28.9-8.7-33.3z\"><\/path>\t\t<\/g>\t<\/g><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">It only takes a minute.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12b99ed elementor-widget elementor-widget-heading\" data-id=\"12b99ed\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Key Factors to Consider Before Choosing Any Card Machine<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd59b99 elementor-widget elementor-widget-text-editor\" data-id=\"dd59b99\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Fees<\/h3><p>Total card payment costs do not start and end with headline fees. Depending on the provider, additional fees may include fixed monthly charges, platform fees, card-type surcharges, hardware costs, and extra service fees. The combination of these determines the overall cost of accepting card payments over a typical billing period.<\/p><h3>Transaction Volume<\/h3><p>Pricing structures can behave differently depending on monthly card turnover. Some models are more commonly used by businesses with lower or variable transaction volumes, while others are designed for higher or more predictable processing levels.<\/p><h3>Contracts<\/h3><p>Contract terms vary across different UK payment providers. These may involve fixed-term commitments, rolling agreements, or flexible service access. To terminate a contract early, an exit fee may have to be paid, which will impact the overall cost of the deal.<\/p><h3>Settlement Timing<\/h3><p>Payout timing can vary based on processing schedules, cut-off times, weekends, and bank holidays. Some providers offer faster settlement options, while others operate within defined payout windows. Settlement timing can affect when funds become available following a completed transaction.<\/p><h3>Support<\/h3><p>Customer support and account management structures differ between providers. This can include variations in onboarding assistance, hours of availability, available support channels, response times, service-level commitments, and handling of outages or technical issues.<\/p><h3>Connectivity<\/h3><p>Payment reliability depends on connectivity requirements. Providers may support Wi-Fi, mobile data, or wired connections, and approaches to handling transactions during connectivity interruptions can vary. Connectivity options are influenced by how and where payments are accepted.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-490c4a9f e-con-full e-flex e-con e-child\" data-id=\"490c4a9f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3b63ef8c elementor-widget elementor-widget-heading\" data-id=\"3b63ef8c\" data-element_type=\"widget\" id=\"article-ititle\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">LoPay Card Machine FAQs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3fbf8da0 elementor-widget elementor-widget-n-accordion\" data-id=\"3fbf8da0\" data-element_type=\"widget\" id=\"faq-box\" data-settings=\"{&quot;max_items_expended&quot;:&quot;multiple&quot;,&quot;default_state&quot;:&quot;expanded&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1060\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1060\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What is a LoPay card machine? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1060\" class=\"elementor-element elementor-element-3c32cfc7 e-con-full e-flex e-con e-child\" data-id=\"3c32cfc7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7daecc6b elementor-widget elementor-widget-text-editor\" data-id=\"7daecc6b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A LoPay card machine is a payment device or setup that allows UK businesses to accept in-person card payments. It works with the LoPay platform to process card-present transactions, including contactless and chip and PIN payments, using physical card readers or phone-based acceptance methods.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1061\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1061\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What are LoPay fees? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1061\" class=\"elementor-element elementor-element-ef10fb8 e-con-full e-flex e-con e-child\" data-id=\"ef10fb8\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5e3dcab8 elementor-widget elementor-widget-text-editor\" data-id=\"5e3dcab8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tLoPay fees are primarily charged on a per-transaction basis rather than through bundled monthly pricing. The exact fees can vary depending on the account type, payment method used, and payout option selected. Additional charges may apply for certain payment types or services.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1062\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1062\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How do LoPay payouts work? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1062\" class=\"elementor-element elementor-element-00135dc e-con-full e-flex e-con e-child\" data-id=\"00135dc\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4bc5cc4 elementor-widget elementor-widget-text-editor\" data-id=\"4bc5cc4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tAfter a card payment is processed and authorised, funds are scheduled for payout according to the payout option linked to the account. Payout timing can vary depending on the account type and whether instant or scheduled settlements are selected. Available payout options may include instant, next-day, or weekly transfers.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1063\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1063\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Do I need to pay for a LoPay card reader? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1063\" class=\"elementor-element elementor-element-5dd0cc0 e-con-full e-flex e-con e-child\" data-id=\"5dd0cc0\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c44a9e7 elementor-widget elementor-widget-text-editor\" data-id=\"c44a9e7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tSome LoPay payment methods, such as phone-based Tap to Pay, do not require dedicated card reader hardware. Physical card readers and terminals are also available and may involve upfront or ongoing costs depending on the device selected. Hardware costs vary by terminal type.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1064\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1064\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Is LoPay suitable for small UK businesses? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1064\" class=\"elementor-element elementor-element-fc6799f e-con-full e-flex e-con e-child\" data-id=\"fc6799f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-141879d elementor-widget elementor-widget-text-editor\" data-id=\"141879d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tLoPay is commonly evaluated by small UK businesses, sole traders, and organisations with lower or variable transaction volumes. Suitability depends on factors such as payment volume, operational complexity, and preferred pricing structure. Businesses with more complex requirements may assess this model differently.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is a LoPay card machine?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A LoPay card machine is a payment device or setup that allows UK businesses to accept in-person card payments. It works with the LoPay platform to process card-present transactions, including contactless and chip and PIN payments, using physical card readers or phone-based acceptance methods.\\u00a0\"}},{\"@type\":\"Question\",\"name\":\"What are LoPay fees?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"LoPay fees are primarily charged on a per-transaction basis rather than through bundled monthly pricing. The exact fees can vary depending on the account type, payment method used, and payout option selected. Additional charges may apply for certain payment types or services.\"}},{\"@type\":\"Question\",\"name\":\"How do LoPay payouts work?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"After a card payment is processed and authorised, funds are scheduled for payout according to the payout option linked to the account. Payout timing can vary depending on the account type and whether instant or scheduled settlements are selected. Available payout options may include instant, next-day, or weekly transfers.\"}},{\"@type\":\"Question\",\"name\":\"Do I need to pay for a LoPay card reader?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Some LoPay payment methods, such as phone-based Tap to Pay, do not require dedicated card reader hardware. Physical card readers and terminals are also available and may involve upfront or ongoing costs depending on the device selected. Hardware costs vary by terminal type.\"}},{\"@type\":\"Question\",\"name\":\"Is LoPay suitable for small UK businesses?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"LoPay is commonly evaluated by small UK businesses, sole traders, and organisations with lower or variable transaction volumes. Suitability depends on factors such as payment volume, operational complexity, and preferred pricing structure. Businesses with more complex requirements may assess this model differently.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a9d6ca4 elementor-widget elementor-widget-shortcode\" data-id=\"3a9d6ca4\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"3454\" class=\"elementor elementor-3454\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7aaa7ff9 e-con-full e-flex e-con e-child\" data-id=\"7aaa7ff9\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-421e38f0 elementor-widget elementor-widget-heading\" data-id=\"421e38f0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">What's Trending?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fbd1e48 elementor-widget elementor-widget-heading\" data-id=\"6fbd1e48\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Find out how you could save your business money<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-331520ba e-con-full e-flex e-con e-child\" data-id=\"331520ba\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-11c842ef e-con-full e-flex e-con e-child\" data-id=\"11c842ef\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-260e281f elementor-grid-1 elementor-grid-tablet-1 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"260e281f\" data-element_type=\"widget\" data-settings=\"{&quot;template_id&quot;:1921,&quot;columns&quot;:1,&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;columns_tablet&quot;:1,&quot;_skin&quot;:&quot;post&quot;,&quot;columns_mobile&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;[data-elementor-type=\\&quot;loop-item\\&quot;]&quot;,&quot;row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-loop-container elementor-grid\">\n\t\t<style id=\"loop-dynamic-1921\">.e-loop-item-25210 .elementor-element.elementor-element-5b59782:not(.elementor-motion-effects-element-type-background), .e-loop-item-25210 .elementor-element.elementor-element-5b59782 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url(\"https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2026\/01\/LoPay-Card-Machine-Fees-Card-Readers-and-How-It-Works.png\");}<\/style><style id=\"loop-1921\">.elementor-1921 .elementor-element.elementor-element-5b59782{--display:flex;--min-height:350px;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--justify-content:flex-end;--gap:10px 10px;--row-gap:10px;--column-gap:10px;--overlay-opacity:1;--border-radius:0px 0px 0px 0px;box-shadow:0px 4px 44px 0px rgba(0, 0, 0, 0.1);--padding-top:20px;--padding-bottom:20px;--padding-left:20px;--padding-right:20px;}.elementor-1921 .elementor-element.elementor-element-5b59782::before, .elementor-1921 .elementor-element.elementor-element-5b59782 > .elementor-background-video-container::before, .elementor-1921 .elementor-element.elementor-element-5b59782 > .e-con-inner > .elementor-background-video-container::before, .elementor-1921 .elementor-element.elementor-element-5b59782 > .elementor-background-slideshow::before, .elementor-1921 .elementor-element.elementor-element-5b59782 > .e-con-inner > .elementor-background-slideshow::before, .elementor-1921 .elementor-element.elementor-element-5b59782 > .elementor-motion-effects-container > .elementor-motion-effects-layer::before{background-color:transparent;--background-overlay:'';background-image:linear-gradient(0deg, #000000 0%, #FFFFFF00 57%);}.elementor-1921 .elementor-element.elementor-element-5b59782:not(.elementor-motion-effects-element-type-background), .elementor-1921 .elementor-element.elementor-element-5b59782 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-position:center center;background-repeat:no-repeat;background-size:cover;}.elementor-1921 .elementor-element.elementor-element-5b59782:hover{box-shadow:0px 2px 25px 0px rgba(0, 0, 0, 0.2);}.elementor-widget-theme-post-title .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );}.elementor-1921 .elementor-element.elementor-element-d50222e .elementor-heading-title{font-family:\"Poppins\", Sans-serif;font-size:20px;font-weight:700;text-transform:none;font-style:normal;text-decoration:none;line-height:1.2em;letter-spacing:-0.04em;word-spacing:0em;color:#FFFFFF;}.elementor-widget-theme-post-excerpt .elementor-widget-container{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );}.elementor-1921 .elementor-element.elementor-element-945ae43 .elementor-widget-container{color:#FFFFFF;font-family:\"Poppins\", Sans-serif;font-size:14px;font-weight:500;text-transform:none;font-style:normal;text-decoration:none;line-height:1.5em;letter-spacing:-0.01em;word-spacing:0em;}.elementor-1921 .elementor-element.elementor-element-7a41ec7{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:flex-start;--gap:0px 0px;--row-gap:0px;--column-gap:0px;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-widget-heading .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );}.elementor-1921 .elementor-element.elementor-element-4788e55 > .elementor-widget-container{margin:0px 0px 0px 0px;padding:0px 3px 0px 0px;}.elementor-1921 .elementor-element.elementor-element-4788e55.elementor-element{--flex-grow:0;--flex-shrink:0;}.elementor-1921 .elementor-element.elementor-element-4788e55{text-align:left;}.elementor-1921 .elementor-element.elementor-element-4788e55 .elementor-heading-title{font-family:\"Poppins\", Sans-serif;font-size:12px;font-weight:700;text-transform:capitalize;text-decoration:none;line-height:2.25em;letter-spacing:-0.01em;word-spacing:0em;color:#FFFFFF;}.elementor-1921 .elementor-element.elementor-element-985fef4 > .elementor-widget-container{padding:0px 0px 0px 0px;}.elementor-1921 .elementor-element.elementor-element-985fef4{text-align:right;}.elementor-1921 .elementor-element.elementor-element-985fef4 .elementor-heading-title{font-family:\"Poppins\", Sans-serif;font-size:12px;font-weight:700;text-transform:uppercase;font-style:normal;text-decoration:none;line-height:2.25em;letter-spacing:-0.01em;word-spacing:0em;color:#FFFFFF;}@media(max-width:1024px){.elementor-1921 .elementor-element.elementor-element-945ae43 .elementor-widget-container{font-size:14px;}}@media(max-width:767px){.elementor-1921 .elementor-element.elementor-element-5b59782{--min-height:340px;}.elementor-1921 .elementor-element.elementor-element-d50222e{text-align:left;}.elementor-1921 .elementor-element.elementor-element-d50222e .elementor-heading-title{font-size:20px;}.elementor-1921 .elementor-element.elementor-element-945ae43 .elementor-widget-container{text-align:left;font-size:13px;}.elementor-1921 .elementor-element.elementor-element-7a41ec7{--justify-content:flex-start;}.elementor-1921 .elementor-element.elementor-element-4788e55{width:var( --container-widget-width, auto );max-width:auto;--container-widget-width:auto;--container-widget-flex-grow:0;text-align:left;}.elementor-1921 .elementor-element.elementor-element-4788e55 .elementor-heading-title{font-size:12px;line-height:1.2em;}.elementor-1921 .elementor-element.elementor-element-985fef4 .elementor-heading-title{font-size:12px;line-height:1.2em;}}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1921\" class=\"elementor elementor-1921 e-loop-item e-loop-item-25210 post-25210 post type-post status-publish format-standard has-post-thumbnail hentry category-merchant-accounts category-merchant-accounts-guide tag-card-machine tag-lopay content_type-guides\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-5b59782 e-con-full e-flex e-con e-parent\" data-id=\"5b59782\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/lopay-card-machine-fees-card-readers-and-how-it-works\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d50222e elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"d50222e\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">LoPay Card Machine: Fees, Card Readers, and How It Works<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7a41ec7 e-con-full e-flex e-con e-child\" data-id=\"7a41ec7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4788e55 elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"4788e55\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">By Stephen Thompson -<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-985fef4 elementor-widget elementor-widget-heading\" data-id=\"985fef4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">22 Jan 2026<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7db9f307 e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"7db9f307\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-12b16c1 elementor-grid-1 elementor-posts--align-left whats-trending elementor-posts--thumbnail-left elementor-grid-tablet-1 elementor-grid-mobile-1 elementor-widget elementor-widget-posts\" data-id=\"12b16c1\" data-element_type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;classic_columns_tablet&quot;:&quot;1&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-25230 post type-post status-publish format-standard has-post-thumbnail hentry category-merchant-accounts category-merchant-accounts-guide tag-stripe content_type-guides\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/stripe-payments-explained-for-uk-businesses\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2026\/01\/Stripe-Payments-Explained-for-UK-Businesses.png\" class=\"attachment-full size-full wp-image-25231\" alt=\"Stripe Payments Explained for UK Businesses\" srcset=\"https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2026\/01\/Stripe-Payments-Explained-for-UK-Businesses.png 1024w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2026\/01\/Stripe-Payments-Explained-for-UK-Businesses-300x200.png 300w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2026\/01\/Stripe-Payments-Explained-for-UK-Businesses-768x512.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/stripe-payments-explained-for-uk-businesses\/\">\n\t\t\t\tStripe Payments Explained for UK Businesses\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>What Are Stripe Payments? Stripe Payments is a payment processing service provided by Stripe that allows<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-3582 post type-post status-publish format-standard has-post-thumbnail hentry category-merchant-accounts category-merchant-account-cost-saving tag-card-machine content_type-best-of\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/card-machines-for-small-business\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"1400\" height=\"934\" src=\"https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2025\/05\/Adobe-Express-file.jpg\" class=\"attachment-full size-full wp-image-21175\" alt=\"contactless payments\" srcset=\"https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2025\/05\/Adobe-Express-file.jpg 1400w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2025\/05\/Adobe-Express-file-300x200.jpg 300w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2025\/05\/Adobe-Express-file-1024x683.jpg 1024w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2025\/05\/Adobe-Express-file-768x512.jpg 768w\" sizes=\"(max-width: 1400px) 100vw, 1400px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/card-machines-for-small-business\/\">\n\t\t\t\tBest Card Machines For Your Small Business: 2025 Round-Up\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Your business needs a card machine that&#8217;s suited to you and your customers: here&#8217;s our breakdown<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-12145 post type-post status-publish format-standard has-post-thumbnail hentry category-merchant-accounts category-merchant-accounts-guide tag-card-machine content_type-how-to\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/taking-card-payments-ultimate-guide\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/10\/Your-Guide-to-Taking-Card-Payments-In-Person-and-Online.png\" class=\"attachment-full size-full wp-image-12954\" alt=\"Your Guide to Taking Card Payments In-Person and Online\" srcset=\"https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/10\/Your-Guide-to-Taking-Card-Payments-In-Person-and-Online.png 800w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/10\/Your-Guide-to-Taking-Card-Payments-In-Person-and-Online-300x300.png 300w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/10\/Your-Guide-to-Taking-Card-Payments-In-Person-and-Online-150x150.png 150w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/10\/Your-Guide-to-Taking-Card-Payments-In-Person-and-Online-768x768.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/taking-card-payments-ultimate-guide\/\">\n\t\t\t\tHow to Take Credit Card Payments In 2025\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Taking card payments is key to business growth, here\u2019s how it works in-person and online. Taking<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74eb876c elementor-align-right elementor-widget elementor-widget-button\" data-id=\"74eb876c\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/commercialexperts.com\/uk\/articles\/merchant-accounts\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">View all<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-593ac371 e-con-full elementor-hidden-desktop elementor-hidden-tablet e-flex e-con e-child\" data-id=\"593ac371\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e0beba2 elementor-grid-1 elementor-posts--align-left whats-trending elementor-posts--thumbnail-left elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-posts\" data-id=\"7e0beba2\" data-element_type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-25468 post type-post status-publish format-standard has-post-thumbnail hentry category-merchant-accounts category-merchant-accounts-guide tag-dojo content_type-guides\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/dojo-card-machine-independent-uk-guide-for-businesses\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1360\" height=\"965\" src=\"https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2026\/01\/Dojo-Card-Machine-Independent-UK-Guide-for-Businesses.webp\" class=\"attachment-full size-full wp-image-25469\" alt=\"Dojo Card Machine: Independent UK Guide for Businesses\" srcset=\"https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2026\/01\/Dojo-Card-Machine-Independent-UK-Guide-for-Businesses.webp 1360w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2026\/01\/Dojo-Card-Machine-Independent-UK-Guide-for-Businesses-300x213.webp 300w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2026\/01\/Dojo-Card-Machine-Independent-UK-Guide-for-Businesses-1024x727.webp 1024w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2026\/01\/Dojo-Card-Machine-Independent-UK-Guide-for-Businesses-768x545.webp 768w\" sizes=\"(max-width: 1360px) 100vw, 1360px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/dojo-card-machine-independent-uk-guide-for-businesses\/\">\n\t\t\t\tDojo Card Machine: Independent UK Guide for Businesses\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-25230 post type-post status-publish format-standard has-post-thumbnail hentry category-merchant-accounts category-merchant-accounts-guide tag-stripe content_type-guides\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/stripe-payments-explained-for-uk-businesses\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2026\/01\/Stripe-Payments-Explained-for-UK-Businesses.png\" class=\"attachment-full size-full wp-image-25231\" alt=\"Stripe Payments Explained for UK Businesses\" srcset=\"https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2026\/01\/Stripe-Payments-Explained-for-UK-Businesses.png 1024w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2026\/01\/Stripe-Payments-Explained-for-UK-Businesses-300x200.png 300w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2026\/01\/Stripe-Payments-Explained-for-UK-Businesses-768x512.png 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/stripe-payments-explained-for-uk-businesses\/\">\n\t\t\t\tStripe Payments Explained for UK Businesses\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-3582 post type-post status-publish format-standard has-post-thumbnail hentry category-merchant-accounts category-merchant-account-cost-saving tag-card-machine content_type-best-of\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/card-machines-for-small-business\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"1400\" height=\"934\" src=\"https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2025\/05\/Adobe-Express-file.jpg\" class=\"attachment-full size-full wp-image-21175\" alt=\"contactless payments\" srcset=\"https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2025\/05\/Adobe-Express-file.jpg 1400w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2025\/05\/Adobe-Express-file-300x200.jpg 300w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2025\/05\/Adobe-Express-file-1024x683.jpg 1024w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2025\/05\/Adobe-Express-file-768x512.jpg 768w\" sizes=\"(max-width: 1400px) 100vw, 1400px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/card-machines-for-small-business\/\">\n\t\t\t\tBest Card Machines For Your Small Business: 2025 Round-Up\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78ed3168 elementor-align-right elementor-mobile-align-right elementor-widget elementor-widget-button\" data-id=\"78ed3168\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/commercialexperts.com\/uk\/articles\/merchant-accounts\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">View all<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>What Is a Lopay Card Machine? A LoPay card machine is a payment device that allows UK businesses to accept in-person debit and credit card payments, including contactless and mobile<\/p>\n","protected":false},"author":13,"featured_media":25212,"comment_status":"closed","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7,41],"tags":[148,146],"content_type":[141],"ppma_author":[39],"class_list":["post-25210","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-merchant-accounts","category-merchant-accounts-guide","tag-card-machine","tag-lopay","content_type-guides"],"acf":[],"authors":[{"term_id":39,"user_id":13,"is_guest":0,"slug":"stephen-thompson","display_name":"Stephen Thompson","avatar_url":{"url":"https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/11\/steve-o.png","url2x":"https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/11\/steve-o.png"},"first_name":"Stephen","last_name":"Thompson","user_url":"","job_title":"","description":""}],"_links":{"self":[{"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/posts\/25210","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/comments?post=25210"}],"version-history":[{"count":23,"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/posts\/25210\/revisions"}],"predecessor-version":[{"id":26240,"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/posts\/25210\/revisions\/26240"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/media\/25212"}],"wp:attachment":[{"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/media?parent=25210"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/categories?post=25210"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/tags?post=25210"},{"taxonomy":"content_type","embeddable":true,"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/content_type?post=25210"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/ppma_author?post=25210"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}