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animation: pulse 1.5s infinite;
width:240px!important;
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@keyframes pulse {
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  50% {
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  100% {
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}



@media only screen and (max-width: 600px) {
.a-button{


width:100%!important;
text-align:centre;

}
   
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  align-items: left;
  height: 100%; 
  text-align: left;
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.elementor-posts .elementor-post__title{
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}/* End custom CSS */
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.elementor-button-content-wrapper{flex-direction:row-reverse;}.elementor-3421 .elementor-element.elementor-element-3f4893d .elementor-button .elementor-button-content-wrapper{gap:75%;justify-content:space-between;}.elementor-3421 .elementor-element.elementor-element-3f4893d .elementor-button:hover, .elementor-3421 .elementor-element.elementor-element-3f4893d .elementor-button:focus{color:#00E2FC;}.elementor-3421 .elementor-element.elementor-element-3f4893d .elementor-button:hover svg, .elementor-3421 .elementor-element.elementor-element-3f4893d .elementor-button:focus svg{fill:#00E2FC;}.elementor-3421 .elementor-element.elementor-element-4ea1099 .elementor-button{background-color:#FFFFFF;font-family:\"Poppins\", Sans-serif;font-size:14px;font-weight:600;fill:#E8EBED;color:#E8EBED;box-shadow:0px 8px 0px 0px #D6D7E6;border-radius:6px 6px 6px 6px;padding:20px 20px 20px 20px;}.elementor-3421 .elementor-element.elementor-element-4ea1099 > .elementor-widget-container{margin:0px 0px 0px 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--e-global-typography-text-font-weight );}.elementor-3421 .elementor-element.elementor-element-bd430b8 > .elementor-widget-container{padding:25px 0px 0px 0px;}.elementor-3421 .elementor-element.elementor-element-bd430b8 .elementor-icon-list-icon i{color:var( --e-global-color-b6c17bc );transition:color 0.3s;}.elementor-3421 .elementor-element.elementor-element-bd430b8 .elementor-icon-list-icon svg{fill:var( --e-global-color-b6c17bc );transition:fill 0.3s;}.elementor-3421 .elementor-element.elementor-element-bd430b8{--e-icon-list-icon-size:32px;--icon-vertical-offset:0px;}.elementor-3421 .elementor-element.elementor-element-bd430b8 .elementor-icon-list-item > .elementor-icon-list-text, .elementor-3421 .elementor-element.elementor-element-bd430b8 .elementor-icon-list-item > a{font-family:\"Poppins\", Sans-serif;font-size:16px;font-weight:500;}.elementor-3421 .elementor-element.elementor-element-bd430b8 .elementor-icon-list-text{color:var( --e-global-color-b6c17bc );transition:color 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.elementor-icon-list-item > a{font-size:12px;}}@media(min-width:768px){.elementor-3421 .elementor-element.elementor-element-c15a039{--width:680px;}.elementor-3421 .elementor-element.elementor-element-fdf9b32{--width:668px;}}\/* Start custom CSS for container, class: .elementor-element-c15a039 *\/#hero-container {\n    position: relative; \n    display: grid;\n    place-content: center;\n    border-radius: 1em; \n    padding: 5px;\n    background-color: transparent;\n    z-index: 1; \n    overflow: hidden;\n}\n\n#hero-container:before {\n    content: '';\n    position: absolute;\n    top: 50%;\n    left: 50%;\n    transform: translate(-50%, -50%);\n    background: conic-gradient(from 0deg, transparent, transparent, #55E1C7, #55E1C7, #55E1C7,#55E1C7,transparent 270deg 360deg);\n    z-index: -1; \n    animation: rotate-border 5s linear infinite;\n    height: 3300px;\n    width: 1500px;\n}\n\n@keyframes rotate-border {\n    0% {\n        transform: translate(-50%, -50%) rotate(0deg);\n    }\n    100% {\n        transform: translate(-50%, -50%) rotate(360deg);\n    }\n}\/* End custom CSS *\/<\/style>\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"3421\" class=\"elementor elementor-3421\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4089210 e-con-full e-flex e-con e-parent\" data-id=\"4089210\" data-element_type=\"container\" data-e-type=\"container\" id=\"product-banner\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-c15a039 e-con-full e-flex e-con e-child\" data-id=\"c15a039\" data-element_type=\"container\" data-e-type=\"container\" id=\"hero-container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-fdf9b32 e-con-full e-flex e-con e-child\" data-id=\"fdf9b32\" data-element_type=\"container\" data-e-type=\"container\" id=\"hero-inner-container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b3aef3 elementor-widget elementor-widget-heading\" data-id=\"1b3aef3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Compare Quotes From Merchant Account Providers, Today.<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6e6fa5e e-con-full e-flex e-con e-child\" data-id=\"6e6fa5e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-afc5fa8 elementor-widget elementor-widget-heading\" data-id=\"afc5fa8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Do you currently accept card payments?<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c817a62 e-grid e-con-full e-con e-child\" data-id=\"c817a62\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3f4893d elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"3f4893d\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"drop-button\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/Apply\" rel=\"nofollow\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Yes<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ea1099 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"4ea1099\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"drop-button\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/Apply\" rel=\"nofollow\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">No<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bd430b8 elementor-align-center elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"bd430b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Layer_1\" 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v114c16.9,4.4,28,20.6,25.8,38S17.5,35.1,0,35.1s-32.2-13-34.4-30.3C-36.6-12.6-25.6-28.9-8.7-33.3z\"><\/path>\t\t<\/g>\t<\/g><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">It only takes a minute.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-57729ea0 e-flex e-con-boxed e-con e-parent\" data-id=\"57729ea0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f1dc9c8 elementor-widget elementor-widget-shortcode\" data-id=\"f1dc9c8\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"breadcrumb-post\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><span class=\"last\">Home<\/span><\/p><\/nav><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-163ed567 elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-shortcode\" data-id=\"163ed567\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style id=\"elementor-post-7091\">.elementor-7091 .elementor-element.elementor-element-719a216e{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:30px;--padding-bottom:10px;--padding-left:10px;--padding-right:10px;}.elementor-widget-theme-post-title 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data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-719a216e e-flex e-con-boxed e-con e-parent\" data-id=\"719a216e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b4e295d elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"6b4e295d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Square vs SumUp UK: Which Is Better for Your Business?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t <\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-797156a1 e-flex e-con-boxed 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.elementor-element.elementor-element-11d54e10 .elementor-button .elementor-button-content-wrapper{justify-content:center;}}\/* Start custom CSS for button, class: .elementor-element-11d54e10 *\/.a-button{\n    -webkit-transform: translateX(-50%);\n    transform: translateX(-50%);\n    z-index: 1;\n    width: 100% !important;\n    height: 100% !important;\n    -webkit-transition: all .5s ease-in-out;\n    transition: all .5s ease-in-out;\nanimation: pulse 1.5s infinite;\nwidth:240px!important;\n}\n\n@keyframes pulse {\n  0% {\n    transform: scale(1);\n  }\n  50% {\n    transform: scale(1.1);\n  }\n  100% {\n    transform: scale(1);\n  }\n}\n\n\n\n@media only screen and (max-width: 600px) {\n.a-button{\n\n\nwidth:100%!important;\ntext-align:centre;\n\n}\n   \n  }\/* End custom CSS *\/\n\/* Start custom CSS *\/.bc_link{\n     text-decoration: underline;\n     text-decoration-color:#f74169;\n}\/* End custom CSS *\/<\/style>\t\t<div class=\"elementor-shortcode\">\t\t<div 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.elementor-element.elementor-element-3cd958e .elementor-heading-title{font-family:\"Poppins\", Sans-serif;font-size:20px;font-weight:700;color:var( --e-global-color-b6c17bc );}.elementor-8575 .elementor-element.elementor-element-2a21a3f{--display:flex;}.elementor-8575 .elementor-element.elementor-element-252e905 .elementor-heading-title{font-family:\"Poppins\", Sans-serif;font-size:20px;font-weight:700;color:var( --e-global-color-b6c17bc );}@media(max-width:767px){.elementor-8575 .elementor-element.elementor-element-2a21a3f{--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:15px;--padding-bottom:15px;--padding-left:15px;--padding-right:15px;}}\/* Start custom CSS *\/.bc_link{\n     text-decoration: underline;\n     text-decoration-color:#f74169;\n}\/* End custom CSS *\/<\/style>\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"8575\" class=\"elementor elementor-8575\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-97fb6a2 elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"97fb6a2\" data-element_type=\"container\" data-e-type=\"container\" id=\"on-this-page\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3cd958e elementor-widget elementor-widget-heading\" data-id=\"3cd958e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">On This Page<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2a21a3f elementor-hidden-desktop elementor-hidden-tablet e-con-full e-flex e-con e-parent\" data-id=\"2a21a3f\" data-element_type=\"container\" data-e-type=\"container\" id=\"on-this-page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-252e905 elementor-widget elementor-widget-heading\" data-id=\"252e905\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">On This Page<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-74e8604b e-con-full elementor-hidden-mobile elementor-hidden-tablet e-flex e-con e-child\" data-id=\"74e8604b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1e2fb64c elementor-widget elementor-widget-heading\" data-id=\"1e2fb64c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Find a card machine for your business today<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c015591 elementor-widget elementor-widget-heading\" data-id=\"7c015591\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Get a quote in seconds with our simple form<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-11d54e10 h-button elementor-mobile-align-justify elementor-widget elementor-widget-button\" data-id=\"11d54e10\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/Apply\" rel=\"nofollow\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Start Free Quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-61353e1c e-con-full e-flex e-con e-child\" data-id=\"61353e1c\" data-element_type=\"container\" data-e-type=\"container\" id=\"main-artcon\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5c5487f9 elementor-hidden-desktop elementor-widget elementor-widget-shortcode\" data-id=\"5c5487f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"7091\" class=\"elementor elementor-7091\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-719a216e e-flex e-con-boxed e-con e-parent\" data-id=\"719a216e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b4e295d elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"6b4e295d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Square vs SumUp UK: Which Is Better for Your Business?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6aa2d847 elementor-widget elementor-widget-shortcode\" data-id=\"6aa2d847\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style id=\"elementor-post-7135\">.elementor-7135 .elementor-element.elementor-element-cd8505a{--display:flex;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:10px;--padding-bottom:10px;--padding-left:0px;--padding-right:0px;}.elementor-7135 .elementor-element.elementor-element-c726538 > .elementor-widget-container{margin:0px 0px 0px 0px;padding:0px 0px 0px 0px;}<\/style>\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"7135\" class=\"elementor elementor-7135\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cd8505a e-con-full e-flex e-con e-parent\" data-id=\"cd8505a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c726538 elementor-widget elementor-widget-shortcode\" data-id=\"c726538\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class='tfli_author_box'><div class='tfli_author_details'><div class='tfli_author_details_content'><img alt='' src='https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/11\/steve-o.png' srcset='https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/11\/steve-o.png 2x' class='avatar avatar-60 photo avatar-default' height='60' width='60' \/><a href=\"https:\/\/commercialexperts.com\/uk\/authors\/stephen-thompson\/\"><h4>Stephen Thompson<\/h4><p>Content Writer<\/p><\/a><\/div><\/div><div class='tfli_post_details'><p>Last updated 05\/11\/2026<\/p><\/div><\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6eee5f46 e-con-full e-flex e-con e-child\" data-id=\"6eee5f46\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b8bad40 elementor-widget elementor-widget-text-editor\" data-id=\"b8bad40\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em><strong>Last reviewed: October 9th, 2026. Fees, plans, products, hardware prices, and availability can change, so confirm all details in your proposal.<\/strong><\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-615ce656 elementor-widget elementor-widget-heading\" data-id=\"615ce656\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"article-ititle\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Square or SumUp\u2014Which Should You Choose?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-101ef394 elementor-widget elementor-widget-text-editor\" data-id=\"101ef394\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>There is no universally better provider when comparing Square and SumUp. Square is well suited to businesses requiring broader POS, ecommerce, business management, and integration capabilities, while SumUp may suit those prioritising straightforward card acceptance, portable hardware, and simplicity.<\/p><p>Your choice should come down to your sales channels, card turnover, transaction count, average transaction value, hardware and POS requirements, online selling needs, integrations, and preferred level of software complexity.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a8ee3b elementor-widget elementor-widget-heading\" data-id=\"6a8ee3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Square vs SumUp: Quick Verdict\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-035fd42 elementor-widget elementor-widget-text-editor\" data-id=\"035fd42\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Square may be a more suitable choice if you want payments alongside POS and business management tools. Its functionality extends beyond simple card acceptance, offering:<\/p>\n<ul>\n<li>Retail and restaurant POS configurations<\/li>\n<li>Appointments<\/li>\n<li>Invoicing<\/li>\n<li>Ecommerce<\/li>\n<li>Third-party integrations<\/li>\n<\/ul>\n<p><br \/>If you\u2019re a smaller business, you may not require Square\u2019s wider functionality, and this additional software may increase your total cost.<\/p>\n<p><strong>SumUp<\/strong> is likely better suited if you prioritise straightforward card acceptance and portable hardware. Its standard payment processing has no monthly subscription fee, while its Payments Plus offers reduced eligible in-person transaction rates for a monthly or annual fee. SumUp also offers POS, invoicing, ecommerce, bookings, and online payment tools.<\/p>\n<p>Instead of looking for the \u2018better\u2019 provider or the one offering the lowest headline transaction rate, focus your search on the provider that best suits your transaction profile, sales channels, hardware, and software requirements.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-01164e4 elementor-widget elementor-widget-heading\" data-id=\"01164e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Square vs SumUp UK: At-a-Glance Comparison<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77354ea elementor-widget elementor-widget-text-editor\" data-id=\"77354ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Square and SumUp are relatively similar when it comes to card acceptance. Where they differ, however, is their approach to hardware, transaction pricing, subscriptions, POS software, ecommerce, integrations, settlement, and wider business-management functionality.<\/p>\n<p><em><strong>Prices, fees, products, and terms listed in the table below are correct as of 9 October 2026.<\/strong><\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50f0fd4e elementor-widget elementor-widget-shortcode\" data-id=\"50f0fd4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n<table id=\"tablepress-74\" class=\"tablepress tablepress-id-74\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Comparison<\/th><th class=\"column-2\">Square<\/th><th class=\"column-3\">SumUp<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Best suited to<\/td><td class=\"column-2\">Businesses wanting payments plus broader POS, ecommerce, appointments, and business-management tools<\/td><td class=\"column-3\">Businesses prioritising straightforward card acceptance, portable hardware, and simpler payment requirements<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Provider model<\/td><td class=\"column-2\">Payment services and POS platform<\/td><td class=\"column-3\">Payment services and POS platform<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Entry-level card reader<\/td><td class=\"column-2\">Square Reader, 2nd generation<\/td><td class=\"column-3\">Solo Lite<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">Standalone terminal<\/td><td class=\"column-2\">Square Terminal<\/td><td class=\"column-3\">SumUp Terminal<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\">Hardware pricing<\/td><td class=\"column-2\">Reader \u00a319; Terminal \u00a3149, excluding VAT<\/td><td class=\"column-3\">Solo Lite \u00a325; Terminal \u00a3135, excluding VAT<\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\">Monthly payment-processing fee<\/td><td class=\"column-2\">\u00a30 for standard processing<\/td><td class=\"column-3\">\u00a30 for standard processing<\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\">In-person transaction fee<\/td><td class=\"column-2\">1.75% for UK-issued cards<\/td><td class=\"column-3\">1.69% standard; Payments Plus offers 0.99% on eligible domestic consumer cards<\/td>\n<\/tr>\n<tr class=\"row-9\">\n\t<td class=\"column-1\">Online transaction fee<\/td><td class=\"column-2\">1.4% + 25p for ordinary UK card online checkout<\/td><td class=\"column-3\">2.50% standard online processing<\/td>\n<\/tr>\n<tr class=\"row-10\">\n\t<td class=\"column-1\">Phone\/manual payments<\/td><td class=\"column-2\">2.5% for UK cards; 4% for non-UK cards for manually entered payments<\/td><td class=\"column-3\">2.95% + 25p per virtual terminal transaction (according to a third-party source; no provider pricing information is published online)<\/td>\n<\/tr>\n<tr class=\"row-11\">\n\t<td class=\"column-1\">Payment links<\/td><td class=\"column-2\">Yes; 1.4% + 25p for ordinary UK card payment links<\/td><td class=\"column-3\">Yes; standard online rate of 2.50%<\/td>\n<\/tr>\n<tr class=\"row-12\">\n\t<td class=\"column-1\">Invoicing<\/td><td class=\"column-2\">Yes; invoice payments have separate processing pricing<\/td><td class=\"column-3\">Yes; free and Plus invoicing plans available<\/td>\n<\/tr>\n<tr class=\"row-13\">\n\t<td class=\"column-1\">POS software<\/td><td class=\"column-2\">General POS plus Retail, Restaurants, and Appointments products, with free and paid plans<\/td><td class=\"column-3\">POS Free and POS Plus, with additional retail and hospitality functionality<\/td>\n<\/tr>\n<tr class=\"row-14\">\n\t<td class=\"column-1\">Ecommerce<\/td><td class=\"column-2\">Online selling, checkout, ecommerce tools, and third-party integrations<\/td><td class=\"column-3\">Online payments, checkout, online store functionality, APIs\/SDKs, and selected plugins<\/td>\n<\/tr>\n<tr class=\"row-15\">\n\t<td class=\"column-1\">Contract<\/td><td class=\"column-2\">Standard payment agreement can be terminated without a termination charge; separate software terms may apply<\/td><td class=\"column-3\">Account closure does not itself carry a closure charge; separate subscription terms and cancellation conditions apply<\/td>\n<\/tr>\n<tr class=\"row-16\">\n\t<td class=\"column-1\">Standard settlement<\/td><td class=\"column-2\">Next-day and other transfer schedules are available, subject to cut-off times, bank eligibility, and account conditions<\/td><td class=\"column-3\">Next-day to SumUp Business Account by 7 am, including weekends and bank holidays; external-bank payouts are generally 1\u20132 business days<\/td>\n<\/tr>\n<tr class=\"row-17\">\n\t<td class=\"column-1\">Faster payout option<\/td><td class=\"column-2\">Instant transfer available at 1.5%, subject to eligibility and limits<\/td><td class=\"column-3\">No separate faster-payout fee identified<\/td>\n<\/tr>\n<tr class=\"row-18\">\n\t<td class=\"column-1\">Integrations<\/td><td class=\"column-2\">Examples include WooCommerce, Wix, BigCommerce, Xero, and Zoho Books<\/td><td class=\"column-3\">Website checkout supports APIs\/SDKs and named plugins, including WooCommerce, Wix, PrestaShop, Medusa, and Vendure<\/td>\n<\/tr>\n<tr class=\"row-19\">\n\t<td class=\"column-1\">Support<\/td><td class=\"column-2\">Phone, chat, in-app help, Help Centre and community resources; qualifying products receive 24\/7 phone support<\/td><td class=\"column-3\">Logged-in\/in-app support, Help Centre, complaint routes, and phone support depending on the issue or eligibility; priority support applies in qualifying cases<\/td>\n<\/tr>\n<tr class=\"row-20\">\n\t<td class=\"column-1\">Key strength<\/td><td class=\"column-2\">Broader POS, software, ecommerce, and business-management ecosystem<\/td><td class=\"column-3\">Straightforward card acceptance with portable hardware and optional reduced-rate subscription pricing<\/td>\n<\/tr>\n<tr class=\"row-21\">\n\t<td class=\"column-1\">Main limitation<\/td><td class=\"column-2\">Paid software and additional services can increase total cost where required<\/td><td class=\"column-3\">More limited advanced POS and integration functionality for complex use cases.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-74 from cache --><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e06b2f elementor-widget elementor-widget-heading\" data-id=\"1e06b2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How We Compared Square and SumUp\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e05bc4a e-con-full e-flex e-con e-child\" data-id=\"e05bc4a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6403c2d elementor-widget elementor-widget-text-editor\" data-id=\"6403c2d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>At Commercial Experts, we aim to provide balanced comparisons by separating verified provider information from our editorial suitability recommendations.<\/p><ul><li>In-person, online, and remote-payment pricing<\/li><li>Hardware costs<\/li><li>Optional subscriptions<\/li><li>Contract flexibility<\/li><li>Settlement timing<\/li><li>Relevant account or eligibility conditions<\/li><li>Card-reader functionality<\/li><li>Portability<\/li><li>Connectivity<\/li><li>Receipt options<\/li><li>POS software<\/li><li>Inventory<\/li><li>Reporting<\/li><li>Staff-management tools<\/li><li>Functionality for retail, hospitality, and appointment-led businesses<\/li><\/ul><p><br \/>Online capabilities were assessed across ecommerce, payment links, invoicing, integrations, and the ability to support businesses as their payment and software requirements become more complex.<\/p><p>We use official UK Square and SumUp pricing, hardware, software, ecommerce, invoicing, payment links, terms, and support pages to verify current product, pricing, and service information.<\/p><p>Published facts are kept separate from editorial suitability recommendations. We have not claimed hands-on hardware testing or inferred service quality from unsupported reviews.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bfae105 elementor-widget elementor-widget-heading\" data-id=\"bfae105\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Square vs SumUp Fees and Total Cost\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2bdb5cc elementor-widget elementor-widget-text-editor\" data-id=\"2bdb5cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>When comparing Square and SumUp, it\u2019s essential to look past the advertised headline rate alone. Total cost can depend on a range of factors, including fixed transaction charges, how you take payments, subscriptions, hardware, paid POS software, faster settlement, and other optional services.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca24f9d elementor-widget elementor-widget-heading\" data-id=\"ca24f9d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Square vs SumUp Fees Table\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ac4b32b e-con-full e-flex e-con e-child\" data-id=\"ac4b32b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a421343 elementor-widget elementor-widget-shortcode\" data-id=\"a421343\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n<table id=\"tablepress-75\" class=\"tablepress tablepress-id-75\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Fee<\/th><th class=\"column-2\">Square<\/th><th class=\"column-3\">SumUp<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">In-person card payments<\/td><td class=\"column-2\">1.75% for UK-issued cards; 3.25% for non-UK-issued cards<\/td><td class=\"column-3\">1.69% standard<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">Online payments<\/td><td class=\"column-2\">1.4% + 25p for UK cards; 2.5% + 25p for non-UK cards<\/td><td class=\"column-3\">2.50% standard<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">Manually entered \/ virtual payments<\/td><td class=\"column-2\">2.5% for UK cards; 4% for non-UK cards<\/td><td class=\"column-3\">2.95% + 25p per virtual terminal transaction (according to a third-party source; no provider pricing information is published online)<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">Payment links<\/td><td class=\"column-2\">1.4% + 25p for ordinary UK card payment links; recurring or virtual terminal-generated links can differ<\/td><td class=\"column-3\">2.50% standard online rate<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\">Invoices<\/td><td class=\"column-2\">2.5% for UK card online invoice payments; 4% for non-UK cards<\/td><td class=\"column-3\">2.50% for online card payments through invoices; separate invoicing plans may apply<\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\">International or non-UK card differences<\/td><td class=\"column-2\">3.25% in person; 2.5% + 25p online; 4% for manually entered and invoice payments<\/td><td class=\"column-3\">Payments Plus 0.99% does not apply to international, corporate, premium, or Amex cards; these remain at 1.69%<\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\">Refunds<\/td><td class=\"column-2\">Original processing fee is not returned<\/td><td class=\"column-3\">Original payment amount and incurred fees are collected from the merchant; standard account refunds are authorised up to 30 days from the original payment<\/td>\n<\/tr>\n<tr class=\"row-9\">\n\t<td class=\"column-1\">Chargebacks\/disputes<\/td><td class=\"column-2\">No additional dispute-management charge<\/td><td class=\"column-3\">\u00a310 non-refundable chargeback fee<\/td>\n<\/tr>\n<tr class=\"row-10\">\n\t<td class=\"column-1\">Monthly payment-processing fee<\/td><td class=\"column-2\">\u00a30 for standard processing<\/td><td class=\"column-3\">\u00a30 for standard processing<\/td>\n<\/tr>\n<tr class=\"row-11\">\n\t<td class=\"column-1\">Optional subscription<\/td><td class=\"column-2\">Paid POS and software plans are available depending on product<\/td><td class=\"column-3\">Payments Plus: \u00a319\/month or \u00a3189\/year<\/td>\n<\/tr>\n<tr class=\"row-12\">\n\t<td class=\"column-1\">Faster settlement<\/td><td class=\"column-2\">Instant transfer: 1.5%, subject to eligibility and limits<\/td><td class=\"column-3\">No separate paid faster-settlement option identified<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-75 from cache --><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3eb746a elementor-widget elementor-widget-text-editor\" data-id=\"3eb746a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong><em>Rates last checked: 9th October 2026.<\/em><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1772732 e-con-full e-flex e-con e-child\" data-id=\"1772732\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b27bd9 elementor-widget elementor-widget-heading\" data-id=\"1b27bd9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Standard Pay-As-You-Go Pricing\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-09e3e24 elementor-widget elementor-widget-text-editor\" data-id=\"09e3e24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Square charges 1.75% for in-person payments using UK-issued cards, while SumUp&#8217;s standard in-person rate is 1.69%. This means that SumUp offers the lower headline in-person rate, but this doesn&#8217;t necessarily mean that they\u2019re the cheaper provider overall.<\/p>\n<p>For online payments, Square charges 1.4% + 25p for UK cards and 2.5% + 25p for non-UK cards. SumUp&#8217;s standard online rate is 2.50%. Square also charges 1.4% + 25p for ordinary UK card payment links, while SumUp applies its standard 2.50% online rate.<\/p>\n<p>Square charges 2.5% for manually entered and online invoice payments using UK cards and 4% for non-UK cards. A third-party source lists SumUp Virtual Terminal payments at 2.95% + 25p per transaction. SumUp does not currently publish this pricing online.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ca6aa2e e-con-full e-flex e-con e-child\" data-id=\"ca6aa2e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bec0a15 elementor-widget elementor-widget-heading\" data-id=\"bec0a15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">SumUp Subscription or Reduced-Rate Pricing<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-845268d elementor-widget elementor-widget-text-editor\" data-id=\"845268d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>SumUp&#8217;s Payments Plus costs \u00a319 per month or \u00a3189 annually. It reduces eligible domestic consumer card in-person transactions to 0.99%.<\/p>\n<p>That reduced rate does not apply to international, corporate, premium, or Amex cards, which remain at 1.69%. Online payments also remain at 2.50%.<\/p>\n<p>Payments Plus includes a seven-day trial, renews automatically, and cancellation takes effect at the end of the billing cycle. This plan only becomes cost-effective once the reduction in transaction fees exceeds the cost of the subscription. This means that although the 0.99% rate is cheaper on paper, depending on your specific situation, this may not be the case.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-36a6949 e-con-full e-flex e-con e-child\" data-id=\"36a6949\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-84ac459 elementor-widget elementor-widget-heading\" data-id=\"84ac459\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Square Software and Optional Costs\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dfd64ce elementor-widget elementor-widget-text-editor\" data-id=\"dfd64ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Square&#8217;s standard payment processing has no monthly subscription, but additional paid software will increase your total cost.<\/p>\n<p>Current examples include:<\/p>\n<ul>\n<li><strong>Retail Plus at \u00a349 per month per location<\/strong><\/li>\n<li><strong>Restaurants Plus at \u00a369 per month per location<\/strong><\/li>\n<li><strong>Appointments Plus at \u00a329 per month per location<\/strong><\/li>\n<li><strong>Invoices Plus at \u00a320 per month<\/strong><\/li>\n<\/ul>\n<p><br \/>These costs are separate from payment-processing fees and hardware. If you only require basic card acceptance, you likely won&#8217;t need this additional functionality, but if you do, then you should include them in your total-cost comparison.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-07aa84b e-con-full e-flex e-con e-child\" data-id=\"07aa84b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0e800e0 elementor-widget elementor-widget-heading\" data-id=\"0e800e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Which Is Cheaper: Square or SumUp?\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef4ca4d elementor-widget elementor-widget-text-editor\" data-id=\"ef4ca4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The answer to who is cheaper between Square and SumUp depends on your:<\/p><ul><li>Monthly card turnover<\/li><li>Transaction count<\/li><li>Average transaction value<\/li><li>Card mix<\/li><li>In-person versus online sales<\/li><li>Subscription choice<\/li><li>Hardware<\/li><li>Paid software<\/li><li>Additional services<\/li><\/ul><p>The better comparison is your <strong>total effective cost<\/strong> rather than one advertised percentage. To learn more, check out our <a href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/card-processing-fees-for-uk-businesses-explained\/\">Card Processing Fees guide.<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-90c31e3 e-con-full e-flex e-con e-child\" data-id=\"90c31e3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-45d63af elementor-widget elementor-widget-heading\" data-id=\"45d63af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Square vs SumUp Cost Examples\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-417726d elementor-widget elementor-widget-text-editor\" data-id=\"417726d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>To show how the fee differences can work in practice, here are two hypothetical examples using different monthly card-turnover levels.<\/p>\n<p><em><strong>Both businesses are entirely hypothetical and are for illustrative purposes only.<\/strong><\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f60ef0 elementor-widget elementor-widget-heading\" data-id=\"1f60ef0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Example One: Lower-Volume Mobile Business\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b4559af elementor-widget elementor-widget-text-editor\" data-id=\"b4559af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>This mobile business processes \u00a32,000 per month across 100 in-person transactions, giving an average transaction value of \u00a320. No subscription is included.<\/p>\n<ul>\n<li><strong>Square:<\/strong> \u00a32,000 \u00d7 1.75% = <strong>\u00a335.00<\/strong><\/li>\n<li><strong>SumUp standard:<\/strong> \u00a32,000 \u00d7 1.69% = <strong>\u00a333.80<\/strong><\/li>\n<li><strong>Difference: \u00a31.20 per month<\/strong> in SumUp&#8217;s favour<\/li>\n<\/ul>\n<p><br \/>In this case, SumUp\u2019s lower transaction fee only saves this business \u00a31.20 per month. That is why this business should look at hardware and additional service costs to see where they can achieve the lowest overall cost. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f3b3847 e-con-full e-flex e-con e-child\" data-id=\"f3b3847\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0c61e7d elementor-widget elementor-widget-heading\" data-id=\"0c61e7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Example Two: Higher-Volume Retail Business\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5887882 elementor-widget elementor-widget-text-editor\" data-id=\"5887882\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>This retail business processes a higher volume of sales, totalling <strong>\u00a38,000 per month in in-person card turnover across 400 transactions,<\/strong> again averaging \u00a320, with all payments eligible for SumUp Payments Plus&#8217;s reduced rate.<\/p><ul><li><strong>Square standard:<\/strong> \u00a38,000 \u00d7 1.75% = <strong>\u00a3140.00<\/strong><\/li><li><strong>SumUp standard:<\/strong> \u00a38,000 \u00d7 1.69% = <strong>\u00a3135.20<\/strong><\/li><li><strong>SumUp Payments Plus:<\/strong> \u00a38,000 \u00d7 0.99% = \u00a379.20, plus the \u00a319 monthly subscription = <strong>\u00a398.20<br \/><br \/><\/strong><\/li><\/ul><p>At this turnover, Payments Plus would cost <strong>\u00a337 less than SumUp&#8217;s standard pricing and \u00a341.80 less than Square&#8217;s standard rate<\/strong> under these assumptions.<\/p><p>At the monthly \u00a319 subscription price, the theoretical break-even point between SumUp&#8217;s 1.69% standard rate and Payments Plus&#8217;s 0.99% rate is approximately <strong>\u00a32,714 of eligible monthly in-person turnover.<\/strong> Above that level, the transaction-fee saving exceeds the \u00a319 subscription cost, assuming all compared payments qualify for 0.99%.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2a6bb7b e-con-full e-flex e-con e-child\" data-id=\"2a6bb7b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7eb8b9e elementor-widget elementor-widget-heading\" data-id=\"7eb8b9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Square vs SumUp Card Readers and Hardware<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-732bce1 elementor-widget elementor-widget-text-editor\" data-id=\"732bce1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Both Square and SumUp offer devices for mobile, standalone, and countertop payments. The device best suited to your business depends on whether you need a phone-connected reader, an independent terminal, printed receipts, or a wider POS setup.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa94bc5 elementor-widget elementor-widget-heading\" data-id=\"fa94bc5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Entry-Level Card Readers\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9220283 elementor-widget elementor-widget-text-editor\" data-id=\"9220283\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Square&#8217;s current entry-level device is the <strong>Square Reader<\/strong>, second generation, priced at \u00a319 excluding VAT. SumUp&#8217;s closest equivalent is the <strong>Solo Lite<\/strong>, priced at \u00a325 excluding VAT. Both are portable devices that connect to a compatible smartphone or tablet, rather than operating as an independent card reader.<\/p>\n<p>Square Reader connects via Bluetooth and accepts chip and PIN, contactless cards, Apple Pay, and Google Pay. It relies on a USB-C-powered rechargeable battery.<\/p>\n<p>SumUp Solo Lite is also a phone-paired, rechargeable reader supporting chip and PIN and contactless payments, with USB-C charging.<\/p>\n<p>As compact, portable devices, these models are well suited to market traders, mobile trades, pop-ups, sole traders, lower-volume sellers, or businesses wanting a backup payment device.<\/p>\n<p>Just because the Square Reader is priced lower, it does not necessarily translate to the cheapest option, as you still have to account for transaction pricing and software requirements.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-942d9ac e-con-full e-flex e-con e-child\" data-id=\"942d9ac\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e713c7a elementor-widget elementor-widget-heading\" data-id=\"e713c7a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Standalone Card Terminals\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dfb3b77 elementor-widget elementor-widget-text-editor\" data-id=\"dfb3b77\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Square&#8217;s terminal<\/strong> costs \u00a3149 excluding VAT. Operating without the need for an external phone or tablet, it comes with a touchscreen and built-in receipt printer. Although connectivity is via Wi-Fi, an optional hub for \u00a339 plus VAT can add an Ethernet connection.<\/p>\n<p><strong>SumUp&#8217;s terminal<\/strong> costs \u00a3135 excluding VAT. It is also a standalone touchscreen device with an integrated printer. Where it differs is that it offers both Wi-Fi and SIM connectivity.<\/p>\n<p>These standalone terminals operate as fully independent devices without the need for an external phone or tablet. These are not to be confused with POS systems, which combine payment acceptance with broader sales, stock, reporting, or operational software.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-10c55a5 e-con-full e-flex e-con e-child\" data-id=\"10c55a5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c298dc5 elementor-widget elementor-widget-heading\" data-id=\"c298dc5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Other Hardware\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b04fff elementor-widget elementor-widget-text-editor\" data-id=\"0b04fff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Square also offers countertop hardware, including the <strong>Square Stand<\/strong> and <strong>Register<\/strong>, while SumUp offers its own <strong>Register<\/strong> and wider POS kits. Both providers also offer Tap-to-Pay software, which can be installed on compatible mobile devices, enabling them to accept contactless payments without a separate reader.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-39c97eb e-con-full e-flex e-con e-child\" data-id=\"39c97eb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b22ee05 elementor-widget elementor-widget-heading\" data-id=\"b22ee05\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Which Has the Better Card Reader: Square or SumUp?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98cec68 elementor-widget elementor-widget-text-editor\" data-id=\"98cec68\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>There is no \u2018better\u2019 card reader, as each has its own merits and drawbacks. Square Reader is cheaper at standard pricing, while SumUp&#8217;s standalone hardware offers built-in mobile data connectivity that Square Terminal was not shown to include.<\/p><p>The right option for your business depends on smartphone dependence, portability, receipt requirements, countertop use, POS functionality, and budget rather than the device price alone.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-06996e0 e-con-full e-flex e-con e-child\" data-id=\"06996e0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-635b2c9 elementor-widget elementor-widget-heading\" data-id=\"635b2c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Square vs SumUp POS Software and Business Management\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-58d7335 elementor-widget elementor-widget-text-editor\" data-id=\"58d7335\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Alongside their card machines, Square and SumUp both offer POS systems that combine payment acceptance with a wider selection of business tools.<\/p>\n<p>Square offers a broader range of POS and business-management functionality, with both retail and restaurant configurations. Features include appointments, invoicing, inventory, staff tools, and reporting functionality. Square provides both free and paid POS products, with the more advanced features not included automatically.<\/p>\n<p>SumUp also has a free offering, POS Free, that covers core POS functionality. Its paid option, POS Plus, adds features such as floor plans, kitchen routing, employee access, multiple printers, accounting integration, and till or cashbook tools.<\/p>\n<p>If you just need simple payment acceptance with some supporting POS tools, SumUp may be enough. For more complex retail, hospitality, or appointment-based businesses, Square\u2019s broader inventory, reporting, staff, and multi-location tools may make it a better fit.<\/p>\n<p>It may be tempting to choose the system that offers the most features, but the question is whether you actually need them. If the answer is no, then you are paying for functionality that you may never use. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bf84de0 e-con-full e-flex e-con e-child\" data-id=\"bf84de0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9b16d98 elementor-widget elementor-widget-heading\" data-id=\"9b16d98\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Square vs SumUp for Online Payments and Omnichannel Selling<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e2c5d6d elementor-widget elementor-widget-text-editor\" data-id=\"e2c5d6d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Square and SumUp both extend their payment acceptance beyond in-person transactions. Choosing the right provider depends on how you sell online and how closely you want those sales connected with your in-person transactions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b83d855 e-con-full e-flex e-con e-child\" data-id=\"b83d855\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c7853d7 elementor-widget elementor-widget-heading\" data-id=\"c7853d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Ecommerce<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0c6474 elementor-widget elementor-widget-text-editor\" data-id=\"c0c6474\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Square supports online checkout and integrations with ecommerce platforms such as WooCommerce, Wix, and BigCommerce. For ordinary UK card online checkout, Square charges 1.4% + 25p, while non-UK cards are charged 2.5% + 25p.<\/p>\n<p>SumUp also supports online payments through its online store, website checkout, APIs, and SDKs. Ecommerce integrations include WooCommerce, Wix, PrestaShop, Medusa, and Vendure. Its standard online transaction rate is 2.50%.<\/p>\n<p>If you sell across both online and in-person channels, Square may be a better fit for broader integrations and connected business-management tools, while SumUp offers a simpler route into online selling.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ff22562 e-con-full e-flex e-con e-child\" data-id=\"ff22562\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aa3346f elementor-widget elementor-widget-heading\" data-id=\"aa3346f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Payment Links<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3af0a74 elementor-widget elementor-widget-text-editor\" data-id=\"3af0a74\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Both providers offer payment links which allow you to accept payments without requiring a full ecommerce website.<\/p>\n<p>Square payment links can be created through the Dashboard or POS and shared directly with customers. <strong>Ordinary UK card payment links cost 1.4% + 25p,<\/strong> although recurring or virtual terminal-generated links can follow different pricing.<\/p>\n<p>SumUp payment links fall under its <strong>standard 2.50% online transaction rate.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6e14c16 e-con-full e-flex e-con e-child\" data-id=\"6e14c16\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d45e7b1 elementor-widget elementor-widget-heading\" data-id=\"d45e7b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Invoicing<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c9a008 elementor-widget elementor-widget-text-editor\" data-id=\"1c9a008\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Square offers free and paid invoicing plans, including recurring invoices, estimates, deposits, reminders, and status tracking. <strong>Online invoice payments cost 2.5% for UK cards and 4% for non-UK cards.<\/strong><\/p>\n<p>SumUp also supports invoice creation and recurring invoices through Free and Plus plans. Online card payments made through invoices are charged at the <strong>standard 2.50% online rate,<\/strong> while some invoicing features depend on the plan selected.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d9d8d51 e-con-full e-flex e-con e-child\" data-id=\"d9d8d51\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7640efa elementor-widget elementor-widget-heading\" data-id=\"7640efa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Virtual and Remote Payments<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1441de4 elementor-widget elementor-widget-text-editor\" data-id=\"1441de4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Square supports manually entered and Virtual Terminal payments, charged at 2.5% for UK cards and 4% for non-UK cards.<\/p>\n<p>SumUp does not currently publish its virtual terminal pricing online; payments are listed at 2.95% + 25p per transaction by a third-party source.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0474aeb e-con-full e-flex e-con e-child\" data-id=\"0474aeb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8102e22 elementor-widget elementor-widget-heading\" data-id=\"8102e22\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Omnichannel Selling\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2157ceb elementor-widget elementor-widget-text-editor\" data-id=\"2157ceb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Businesses that need to manage in-person sales, online payments, invoices, products, customer information, and reporting from one platform are more likely to value a stronger omnichannel setup.<\/p>\n<p>Square may be better suited to retailers, hospitality operations, and service businesses looking for a tighter link between online and in-person sales. If you\u2019re seeking straightforward card acceptance with online checkout, payment links, and invoicing without needing as much wider software functionality, SumUp may be the more suitable option.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-52d165f elementor-widget elementor-widget-heading\" data-id=\"52d165f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Square vs SumUp Contracts, Setup and Settlement\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e18de1c elementor-widget elementor-widget-text-editor\" data-id=\"e18de1c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Square and SumUp\u2019s payment processing arrangements are both relatively flexible, and although both offer PAYG pricing, they\u2019re not necessarily \u201cno contract&#8221;. Their payment agreements, software subscriptions, and optional products can carry different terms and cancellation conditions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-992615c e-con-full e-flex e-con e-child\" data-id=\"992615c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-b8f3b12 e-con-full e-flex e-con e-child\" data-id=\"b8f3b12\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10cd318 elementor-widget elementor-widget-heading\" data-id=\"10cd318\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Contracts\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-97f11a1 elementor-widget elementor-widget-text-editor\" data-id=\"97f11a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Square\u2019s standard payment agreement can be cancelled without a termination fee, although separate software or hardware arrangements may carry their own cancellation terms.<\/p>\n<p>SumUp\u2019s standard agreements also don\u2019t carry termination charges, but optional subscriptions have their own conditions. Its Payments Plus subscription automatically renews, with cancellation only taking effect at the end of your billing cycle.<\/p>\n<p>For both providers, the key distinction is between the standard payments agreement and any additional software, subscription, or hardware commitment.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-65f8b41 e-con-full e-flex e-con e-child\" data-id=\"65f8b41\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-458e865 elementor-widget elementor-widget-heading\" data-id=\"458e865\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Account Setup\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e09f813 elementor-widget elementor-widget-text-editor\" data-id=\"e09f813\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Both providers require you to complete registration and verification checks before using payment services.<\/p>\n<p>Square requires identity, beneficial ownership, and business verification and carries out risk checks as part of onboarding. Approval is not guaranteed, and Square can restrict or terminate access if you do not meet their requirements.<\/p>\n<p>SumUp also requires account registration and verification and may suspend or terminate your account if verification requirements are not met.<\/p>\n<p>Neither provider is guaranteed to accept your business.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f958019 e-con-full e-flex e-con e-child\" data-id=\"f958019\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b947bd8 elementor-widget elementor-widget-heading\" data-id=\"b947bd8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Settlement<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-638eee2 elementor-widget elementor-widget-text-editor\" data-id=\"638eee2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Square offers standard, manual, and instant transfer options. Its standard payout timing depends on cut-off times, bank eligibility, weekends, and bank holidays. <b>Instant transfers cost 1.5%,<\/b> require an eligible balance, and are subject to limits and account eligibility.<\/p>\n<p>SumUp\u2019s standard process pays funds into the SumUp Business Account and advertises next-day settlement by 7 am, including weekends and bank holidays. You can also have funds sent directly to your business bank account, although this typically settles in 1-2 business days, and some payments may take longer.<\/p>\n<p>SumUp commonly settles funds to its business account, while Square offers transfers to a linked bank account and a paid instant-transfer option.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6965037 elementor-widget elementor-widget-heading\" data-id=\"6965037\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Square vs SumUp Support, Integrations and Scalability\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff40f32 elementor-widget elementor-widget-text-editor\" data-id=\"ff40f32\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Square and SumUp both offer multiple support channels and third-party integrations; however, their differences lie in how far they can support more complex business requirements as you grow.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-34a7fff e-con-full e-flex e-con e-child\" data-id=\"34a7fff\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-069e668 elementor-widget elementor-widget-heading\" data-id=\"069e668\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Customer Support\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d34f8f4 elementor-widget elementor-widget-text-editor\" data-id=\"d34f8f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Square\u2019s phone support is available Monday to Friday, 9 am\u20135 pm, alongside chat, in-app help, its Help Centre, and community resources. You may also qualify for 24\/7 phone support depending on your product, subscription, or support query, although this does not apply to all customers.<\/p>\n<p>SumUp provides logged-in and in-app support, Help Centre access, complaints routes, and phone support depending on the issue or eligibility. Priority support is available, but only if you meet specific product, subscription, turnover, or onboarding requirements.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a0154a0 e-con-full e-flex e-con e-child\" data-id=\"a0154a0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-978d9cd elementor-widget elementor-widget-heading\" data-id=\"978d9cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Integrations\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-03a5c7f elementor-widget elementor-widget-text-editor\" data-id=\"03a5c7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Square supports integrations with ecommerce and accounting platforms, including WooCommerce, Wix, BigCommerce, Xero, and Zoho Books. Square\u2019s POS system also has native inventory, appointments, invoicing, and business-management tools.<\/p><p>SumUp also supports third-party ecommerce integrations and APIs, such as WooCommerce, Wix, PrestaShop, Medusa, and Vendure. It also offers native POS, invoicing, bookings, and online-payment tools.<\/p><p>Some advanced software features and third-party integrations may involve additional costs, depending on the provider, product, and integration selected.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f60bbff e-con-full e-flex e-con e-child\" data-id=\"f60bbff\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e8908ad elementor-widget elementor-widget-heading\" data-id=\"e8908ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Scalability<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f201704 elementor-widget elementor-widget-text-editor\" data-id=\"f201704\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Square is well placed to support your business if you expect to add more advanced POS, reporting, staff, or multi-location functionality in the future. SumUp may be better suited if you prioritise simpler payments and POS functionality.<\/p>\n<p>As your turnover grows, you may find that both providers no longer offer the most cost-effective option compared to negotiated pricing. If you eventually sign with Square or SumUp, periodically compare your total costs with other providers to ensure you\u2019re still getting the best deal.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3c82f6f e-con-full e-flex e-con e-child\" data-id=\"3c82f6f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-85beec0 elementor-widget elementor-widget-heading\" data-id=\"85beec0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Which Is Better for Your Business: Square or SumUp?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5cd83ea e-con-full e-flex e-con e-child\" data-id=\"5cd83ea\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ce32476 elementor-widget elementor-widget-heading\" data-id=\"ce32476\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Square vs SumUp for Market Traders and Mobile Businesses\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-234d589 elementor-widget elementor-widget-text-editor\" data-id=\"234d589\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>SumUp\u2019s strength lies in its portability, simplicity, and low-cost hardware, which are well suited to market trading. Solo Lite costs \u00a325; the standalone Solo device costs \u00a379 and comes with Wi-Fi and 4G connectivity. Tap to Pay software is also available for compatible devices.<\/p>\n<p>That\u2019s not to say Square is a bad choice. The Square Reader costs \u00a319, and Tap to Pay lets you accept contactless payments without separate hardware. If you require broader POS or reporting functionality, then Square may be a better fit.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-118dcb9 e-con-full e-flex e-con e-child\" data-id=\"118dcb9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-43037ed elementor-widget elementor-widget-heading\" data-id=\"43037ed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Square vs SumUp for Retail Businesses<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e503e1b elementor-widget elementor-widget-text-editor\" data-id=\"e503e1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Square has a dedicated retail configuration, offering deeper inventory, reporting, suppliers, stock transfers, staff tools, and connected online and in-person selling functionality. This makes it well-suited if you have more complex retail needs.<\/p>\n<p>SumUp still covers many core retail requirements and may be enough for a smaller shop with simple needs. SumUp may also be a better fit if you require straightforward payments, product management, and POS functionality without paying for a wider software ecosystem.<\/p>\n<p>It\u2019s worth noting that some of Square\u2019s more advanced functionality requires a paid subscription, so if budget is a concern or you run a simple operation, these features may add costs without providing additional value.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4bc763e e-con-full e-flex e-con e-child\" data-id=\"4bc763e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f78a2c3 elementor-widget elementor-widget-heading\" data-id=\"f78a2c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Square vs SumUp for Hospitality Businesses<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a5d323a elementor-widget elementor-widget-text-editor\" data-id=\"a5d323a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Both providers are well suited to hospitality businesses, so the nuance here lies in what type of venue you run.<\/p>\n<p>Square offers restaurant-specific functionality, including menus, open bills, floor plans, table management, staff tools, and kitchen display options depending on the plan you choose.<\/p>\n<p>SumUp POS Plus also includes hospitality-focused features such as floor plans, kitchen routing, connected ordering devices, employee access, and multiple printers.<\/p>\n<p>For a smaller caf\u00e9, takeaway, or food truck, SumUp\u2019s simplicity may be enough. If you run a more complex operation, such as a full-service restaurant, Square\u2019s advanced functionality may be the stronger option.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2d4511c e-con-full e-flex e-con e-child\" data-id=\"2d4511c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-68493d9 elementor-widget elementor-widget-heading\" data-id=\"68493d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Square vs SumUp for Service Businesses\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31aeca6 elementor-widget elementor-widget-text-editor\" data-id=\"31aeca6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Square may be better suited to service businesses, offering combined payments with dedicated appointment functionality, including calendars, reminders, classes, waitlists, cancellation controls, staff tools, and resources depending on your plan.<\/p>\n<p>These features are particularly relevant if you run a salon, consultancy, or other scheduled services.<\/p>\n<p>SumUp is a solid alternative, though. It offers bookings, invoicing, payment links, mobile card acceptance, and online payments, which may cover what a simpler service business actually needs. SumUp\u2019s portability and simplicity may work better if you\u2019re a mobile service business taking payments on the go.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4db0766 e-con-full e-flex e-con e-child\" data-id=\"4db0766\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1a36346 elementor-widget elementor-widget-heading\" data-id=\"1a36346\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Square vs SumUp for Ecommerce Businesses\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20a21be elementor-widget elementor-widget-text-editor\" data-id=\"20a21be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Both providers support online selling, payment links, invoices, and website checkout.<\/p><p>Square supports ecommerce integrations including WooCommerce, Wix, and BigCommerce, while SumUp supports WooCommerce, Wix, PrestaShop, Medusa, and Vendure alongside APIs and SDKs.<\/p><p>Square charges 1.4% + 25p for ordinary UK card online payments, while SumUp&#8217;s standard online rate is 2.50%. Square may be the stronger option if you want ecommerce connected with broader POS and business-management tools.<\/p><p>If Square\u2019s wider feature set is overcomplex for your needs, and you just want a simple online checkout, then SumUp may be the way to go.<\/p><p>If ecommerce is your main sales channel rather than an add-on, it may be worth looking for a specialist ecommerce payment provider.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1e926af e-con-full e-flex e-con e-child\" data-id=\"1e926af\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0975601 elementor-widget elementor-widget-heading\" data-id=\"0975601\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Square vs SumUp for Businesses Needing Richer POS Features\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65da65c elementor-widget elementor-widget-text-editor\" data-id=\"65da65c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Square offers a broader range of features that may suit more complex operations, including advanced inventory, reporting, staff management, appointments, multi-location functionality, or sector-specific POS tools.<\/p>\n<p>SumUp offers core POS functionality but lacks the breadth of features offered by Square.<\/p>\n<p>More doesn\u2019t necessarily mean better, though. If you don\u2019t actually require in-depth tools, then you will end up paying for unnecessary functionality that doesn\u2019t add any value to your business.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dc278e6 e-con-full e-flex e-con e-child\" data-id=\"dc278e6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-32e75e4 elementor-widget elementor-widget-heading\" data-id=\"32e75e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Square Is Likely Better If\u2026<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47af5ac elementor-widget elementor-widget-text-editor\" data-id=\"47af5ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Square is potentially a better choice if:<\/p>\n<ul>\n<li>You want payments and broader POS or business-management tools in one ecosystem.<\/li>\n<li>You need more advanced retail, restaurant, appointment, inventory, or reporting functionality.<\/li>\n<li>You sell both online and in person and want those channels more closely connected.<\/li>\n<li>You want access to a broader range of integrations.<\/li>\n<li>You expect your POS or software requirements to become more complex as the business grows.<\/li>\n<\/ul>\n<p><br \/>Square&#8217;s main drawback is that although it offers more advanced functionality, some of it is only available on the paid plans. This may result in you paying for features that you don&#8217;t actually need.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-799d98f e-con-full e-flex e-con e-child\" data-id=\"799d98f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4021eca elementor-widget elementor-widget-heading\" data-id=\"4021eca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">SumUp Is Likely Better If\u2026\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd72c02 elementor-widget elementor-widget-text-editor\" data-id=\"cd72c02\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>SumUp may better suit your business if: <\/strong><\/p>\n<ul>\n<li>You mainly want straightforward card acceptance.<\/li>\n<li>Portable hardware and mobile selling are priorities.<\/li>\n<li>You prefer a simpler setup with fewer software and operational requirements.<\/li>\n<li>You are a market trader, mobile business, sole trader, or smaller merchant with relatively simple POS needs.<\/li>\n<li>You do not need a large software or integration ecosystem.<\/li>\n<li>Payments Plus suits your transaction volume and eligible card mix.<\/li>\n<li>You value simplicity more than advanced management functionality.<\/li>\n<\/ul>\n<p><br \/>The main trade-off is that if you need more complex POS, reporting, integration, or multi-location functionality, you may find SumUp too limited for your needs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54694b7 elementor-widget elementor-widget-heading\" data-id=\"54694b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">When Neither Square Nor SumUp May Be the Right Fit\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b678c91 elementor-widget elementor-widget-text-editor\" data-id=\"b678c91\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Square and SumUp fit a wide range of small-business payment needs, but they may not suit yours. If that\u2019s the case, then you may wish to consider other providers, especially if you:<\/p>\n<ul>\n<li>Need individually negotiated transaction rates<\/li>\n<li>Process higher volumes<\/li>\n<li>Require traditional merchant acquiring<\/li>\n<li>Operate across multiple countries<\/li>\n<li>Need specialist ecommerce functionality<\/li>\n<li>Require high-risk acceptance<\/li>\n<li>Have more complex integration or enterprise requirements<br \/><br \/><\/li>\n<\/ul>\n<p>It\u2019s also important to note that eligibility for all providers is not guaranteed. Some providers may not accept certain sectors, business types, or risk profiles. This may require finding an alternative provider that specialises in high-risk, regulated, or niche markets.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bc94aaf elementor-widget elementor-widget-heading\" data-id=\"bc94aaf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">When to Compare a Traditional Merchant-Services Contract\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3aa7d08 elementor-widget elementor-widget-text-editor\" data-id=\"3aa7d08\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If your card turnover is higher or relatively predictable, then you may find that a traditional merchant-services contract is better suited to your needs.<\/p>\n<p>Always look beyond the advertised headline transaction rate and compare:<\/p>\n<ul>\n<li>Fixed authorisation charges<\/li>\n<li>Terminal rental<\/li>\n<li>Monthly account charges<\/li>\n<li>Minimum service charges<\/li>\n<li>PCI fees<\/li>\n<li>Gateway charges<\/li>\n<li>Settlement terms<\/li>\n<li>Contract length<\/li>\n<li>Cancellation fees<\/li>\n<\/ul>\n<p><br \/>A lower percentage rate does not automatically mean a lower total cost. Fixed charges and longer commitments can offset the savings, especially if you have lower turnover or smaller average transaction values.<\/p>\n<p>When comparing, use the same turnover, transaction count, sales channels, and hardware requirements for a more accurate effective cost.<\/p>\n<p>To learn more, check out our Card Machines for Small Businesses guide.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4075059 e-con-full e-flex e-con e-child\" data-id=\"4075059\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0952131 elementor-widget elementor-widget-heading\" data-id=\"0952131\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Square vs SumUp: Final Verdict\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-119e679 elementor-widget elementor-widget-text-editor\" data-id=\"119e679\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Square may be the stronger choice if you want broader POS, ecommerce, reporting, appointments, and business-management functionality alongside payment processing. If straightforward card acceptance, portable hardware, and simple setup are more important, then you may find SumUp the more suitable choice.<\/p>\n<p>If keeping costs down is your priority, the cheaper option depends on your transaction profile and chosen setup rather than the headline transaction rate alone. Your monthly card turnover, transaction count, average transaction value, hardware, software, and any optional subscriptions can all change the overall cost.<\/p>\n<p>You should also think about how your requirements may change. You may only require simple payment acceptance now, but you may need more advanced POS, integrations, reporting, or multi-location tools as you grow. <br \/>If you process a large volume of sales, it may also be worth comparing Square and SumUp with traditional merchant-service providers that offer negotiated pricing.<\/p>\n<p>Remember, neither provider is universally better. Compare both using the same turnover, transaction profile, sales channels, hardware requirements, and software needs before making a decision.<\/p>\n<p>At Commercial Experts, we help UK businesses like yours compare offers from a range of merchant-service providers based on your turnover, sales channels, hardware, and software requirements.<\/p>\n<p>Tap the button below to see how we can help.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da40830 h-button elementor-mobile-align-justify elementor-widget elementor-widget-button\" data-id=\"da40830\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/Apply\" rel=\"nofollow\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Start Free Quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19fdafff elementor-widget elementor-widget-heading\" data-id=\"19fdafff\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"article-ititle\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1670e993 e-con-full e-flex e-con e-child\" data-id=\"1670e993\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-31910f8e elementor-widget elementor-widget-n-accordion\" data-id=\"31910f8e\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"faq-box\" data-settings=\"{&quot;max_items_expended&quot;:&quot;multiple&quot;,&quot;default_state&quot;:&quot;expanded&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8310\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-8310\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Is Square or SumUp cheaper in the UK? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8310\" class=\"elementor-element elementor-element-274fbf13 e-con-full e-flex e-con e-child\" data-id=\"274fbf13\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-35b7b2f0 elementor-widget elementor-widget-text-editor\" data-id=\"35b7b2f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>There is no universally cheaper option. Square and SumUp charge different rates depending on how you take payments, while subscriptions, hardware, and paid software can also affect total cost. Compare monthly turnover, transaction count, average transaction value, sales channels, and optional plans before deciding.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8311\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8311\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Which has the better card reader: Square or SumUp? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8311\" class=\"elementor-element elementor-element-76a24272 e-con-full e-flex e-con e-child\" data-id=\"76a24272\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-61cd8652 elementor-widget elementor-widget-text-editor\" data-id=\"61cd8652\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The better card reader depends on how you take payments. Square Reader is cheaper at standard pricing, while SumUp offers standalone devices with mobile data connectivity. Compare portability, smartphone dependence, receipt printing, connectivity, POS requirements, and transaction fees rather than choosing on hardware price alone.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8312\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8312\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Do Square or SumUp charge monthly fees? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8312\" class=\"elementor-element elementor-element-7684539 e-con-full e-flex e-con e-child\" data-id=\"7684539\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0b4f086 elementor-widget elementor-widget-text-editor\" data-id=\"0b4f086\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Both Square and SumUp offer standard payment processing without a monthly processing subscription. However, optional software and paid plans can add recurring costs. SumUp Payments Plus charges a monthly or annual fee for reduced eligible in-person rates, while Square offers paid POS and software plans.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8313\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8313\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Which is better for a small business? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8313\" class=\"elementor-element elementor-element-0dc8186 e-con-full e-flex e-con e-child\" data-id=\"0dc8186\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7cfff5a elementor-widget elementor-widget-text-editor\" data-id=\"7cfff5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Business model matters more than size alone. SumUp may suit businesses wanting straightforward card acceptance, portable hardware, and simpler POS requirements. Square may be more suitable where broader POS, ecommerce, appointments, reporting, or business-management tools are important. Compare functionality alongside total cost.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8314\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8314\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Which is better for market stalls and mobile businesses? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8314\" class=\"elementor-element elementor-element-b769c82 e-con-full e-flex e-con e-child\" data-id=\"b769c82\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c179d3c elementor-widget elementor-widget-text-editor\" data-id=\"c179d3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Both can work well for mobile businesses. SumUp offers portable readers, standalone devices with mobile connectivity, and Tap to Pay, while Square offers a lower-priced entry-level reader and Tap to Pay. Consider connectivity, smartphone requirements, receipts, transaction pricing, and the POS functionality you actually need.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8315\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8315\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Which has better POS features? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8315\" class=\"elementor-element elementor-element-03e2e5e e-con-full e-flex e-con e-child\" data-id=\"03e2e5e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c8ae153 elementor-widget elementor-widget-text-editor\" data-id=\"c8ae153\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Square offers a broader range of POS and business-management functionality, including retail, restaurant, appointments, inventory, reporting, and staff tools. SumUp covers core POS requirements and offers hospitality features through POS Plus. Businesses with simpler needs may not benefit from paying for Square\u2019s wider functionality.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8316\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8316\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can Square and SumUp take online payments? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8316\" class=\"elementor-element elementor-element-ecb7a50 e-con-full e-flex e-con e-child\" data-id=\"ecb7a50\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a1e9007 elementor-widget elementor-widget-text-editor\" data-id=\"a1e9007\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Yes. Both support online payments, payment links, invoicing, and ecommerce tools. Square integrates with platforms including WooCommerce, Wix, and BigCommerce, while SumUp supports WooCommerce, Wix, PrestaShop, Medusa, and Vendure. Their online processing rates differ, so compare fees alongside integration and software requirements.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8317\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8317\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How quickly do Square and SumUp pay out? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8317\" class=\"elementor-element elementor-element-f61368d e-con-full e-flex e-con e-child\" data-id=\"f61368d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d178f4e elementor-widget elementor-widget-text-editor\" data-id=\"d178f4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Square offers standard transfer schedules plus instant transfers for an additional 1.5%, subject to eligibility and limits. SumUp advertises next-day settlement to its business account by 7 am, including weekends and bank holidays, while external-bank payouts generally take one to two business days.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8318\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8318\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Do Square or SumUp require a contract? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8318\" class=\"elementor-element elementor-element-8743c98 e-con-full e-flex e-con e-child\" data-id=\"8743c98\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-00b37ef elementor-widget elementor-widget-text-editor\" data-id=\"00b37ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Neither provider should be treated as simply \u201cno contract\u201d. Their standard payment arrangements are relatively flexible, but separate subscriptions, software products, and hardware commitments can have their own terms. Always check cancellation conditions, billing periods, renewal terms, and any additional commitments before signing up.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-8319\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"10\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-8319\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can I switch from SumUp to Square or vice versa? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-8319\" class=\"elementor-element elementor-element-10fea0d e-con-full e-flex e-con e-child\" data-id=\"10fea0d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f2a8f78 elementor-widget elementor-widget-text-editor\" data-id=\"f2a8f78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Yes, businesses can generally change payment providers, but switching may require new account verification, new hardware, integration changes, and data migration. Check any existing subscription or equipment commitments first, then plan the changeover carefully so payment acceptance and business operations are not unnecessarily disrupted.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-83110\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"11\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-83110\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What are the main alternatives to Square and SumUp? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-83110\" class=\"elementor-element elementor-element-605b2dd e-con-full e-flex e-con e-child\" data-id=\"605b2dd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7cb0446 elementor-widget elementor-widget-text-editor\" data-id=\"7cb0446\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Alternatives include providers such as Zettle, Stripe, Dojo, Takepayments, Barclaycard, and Worldpay, although suitability depends on your requirements. Some businesses may prioritise mobile card acceptance, while others need ecommerce, hospitality tools, negotiated pricing, or traditional acquiring. Compare providers using the same transaction profile and requirements.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Is Square or SumUp cheaper in the UK?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"There is no universally cheaper option. Square and SumUp charge different rates depending on how you take payments, while subscriptions, hardware, and paid software can also affect total cost. Compare monthly turnover, transaction count, average transaction value, sales channels, and optional plans before deciding.\"}},{\"@type\":\"Question\",\"name\":\"Which has the better card reader: Square or SumUp?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The better card reader depends on how you take payments. Square Reader is cheaper at standard pricing, while SumUp offers standalone devices with mobile data connectivity. Compare portability, smartphone dependence, receipt printing, connectivity, POS requirements, and transaction fees rather than choosing on hardware price alone.\"}},{\"@type\":\"Question\",\"name\":\"Do Square or SumUp charge monthly fees?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Both Square and SumUp offer standard payment processing without a monthly processing subscription. However, optional software and paid plans can add recurring costs. 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Consider connectivity, smartphone requirements, receipts, transaction pricing, and the POS functionality you actually need.\"}},{\"@type\":\"Question\",\"name\":\"Which has better POS features?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Square offers a broader range of POS and business-management functionality, including retail, restaurant, appointments, inventory, reporting, and staff tools. SumUp covers core POS requirements and offers hospitality features through POS Plus. Businesses with simpler needs may not benefit from paying for Square\\u2019s wider functionality.\"}},{\"@type\":\"Question\",\"name\":\"Can Square and SumUp take online payments?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. Both support online payments, payment links, invoicing, and ecommerce tools. Square integrates with platforms including WooCommerce, Wix, and BigCommerce, while SumUp supports WooCommerce, Wix, PrestaShop, Medusa, and Vendure. Their online processing rates differ, so compare fees alongside integration and software requirements.\"}},{\"@type\":\"Question\",\"name\":\"How quickly do Square and SumUp pay out?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Square offers standard transfer schedules plus instant transfers for an additional 1.5%, subject to eligibility and limits. SumUp advertises next-day settlement to its business account by 7 am, including weekends and bank holidays, while external-bank payouts generally take one to two business days.\"}},{\"@type\":\"Question\",\"name\":\"Do Square or SumUp require a contract?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Neither provider should be treated as simply \\u201cno contract\\u201d. Their standard payment arrangements are relatively flexible, but separate subscriptions, software products, and hardware commitments can have their own terms. 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Some businesses may prioritise mobile card acceptance, while others need ecommerce, hospitality tools, negotiated pricing, or traditional acquiring. Compare providers using the same transaction profile and requirements.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f7d9d41 e-con-full e-flex e-con e-child\" data-id=\"f7d9d41\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ef6d9ae elementor-widget elementor-widget-heading\" data-id=\"ef6d9ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">More about Card Machines<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b2c4517 elementor-widget elementor-widget-heading\" data-id=\"b2c4517\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 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.elementor-element.elementor-element-5b59782{--min-height:340px;}.elementor-1921 .elementor-element.elementor-element-d50222e{text-align:start;}.elementor-1921 .elementor-element.elementor-element-d50222e .elementor-heading-title{font-size:20px;}.elementor-1921 .elementor-element.elementor-element-945ae43 .elementor-widget-container{text-align:start;font-size:13px;}.elementor-1921 .elementor-element.elementor-element-7a41ec7{--justify-content:flex-start;}.elementor-1921 .elementor-element.elementor-element-4788e55{width:var( --container-widget-width, auto );max-width:auto;--container-widget-width:auto;--container-widget-flex-grow:0;text-align:start;}.elementor-1921 .elementor-element.elementor-element-4788e55 .elementor-heading-title{font-size:12px;line-height:1.2em;}.elementor-1921 .elementor-element.elementor-element-985fef4 .elementor-heading-title{font-size:12px;line-height:1.2em;}}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1921\" class=\"elementor elementor-1921 e-loop-item e-loop-item-25210 post-25210 post type-post status-publish format-standard has-post-thumbnail hentry category-merchant-accounts category-merchant-accounts-guide tag-card-machine tag-lopay content_type-guides\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-5b59782 e-con-full e-flex e-con e-parent\" data-id=\"5b59782\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/lopay-card-machine-fees-card-readers-and-how-it-works\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d50222e elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"d50222e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">LoPay Card Machine: Fees, Card Readers, and How It Works<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7a41ec7 e-con-full e-flex e-con e-child\" data-id=\"7a41ec7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4788e55 elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"4788e55\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">By Stephen Thompson -<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-985fef4 elementor-widget elementor-widget-heading\" data-id=\"985fef4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">22 Jan 2026<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bef674f e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"bef674f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-541381b elementor-grid-1 elementor-posts--align-left whats-trending elementor-posts--thumbnail-left elementor-grid-tablet-1 elementor-grid-mobile-1 elementor-widget elementor-widget-posts\" data-id=\"541381b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;classic_columns_tablet&quot;:&quot;1&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-12145 post type-post status-publish format-standard has-post-thumbnail hentry category-merchant-accounts category-merchant-accounts-guide tag-card-machine content_type-how-to\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/taking-card-payments-ultimate-guide\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/10\/Your-Guide-to-Taking-Card-Payments-In-Person-and-Online.png\" class=\"attachment-full size-full wp-image-12954\" alt=\"Your Guide to Taking Card Payments In-Person and Online\" srcset=\"https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/10\/Your-Guide-to-Taking-Card-Payments-In-Person-and-Online.png 800w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/10\/Your-Guide-to-Taking-Card-Payments-In-Person-and-Online-300x300.png 300w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/10\/Your-Guide-to-Taking-Card-Payments-In-Person-and-Online-150x150.png 150w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/10\/Your-Guide-to-Taking-Card-Payments-In-Person-and-Online-768x768.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/taking-card-payments-ultimate-guide\/\">\n\t\t\t\tHow to Take Credit Card Payments In 2025\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Taking card payments is key to business growth, here\u2019s how it works in-person and online. Taking<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-12323 post type-post status-publish format-standard has-post-thumbnail hentry category-merchant-accounts category-merchant-account-cost-saving tag-card-machine content_type-sector-explainers\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/card-processing-fees\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/10\/Merchant-Account-Fees-Your-Guide-to-The-Cost-of-Taking-Digital-Payments.png\" class=\"attachment-full size-full wp-image-12447\" alt=\"Merchant Account Fees: Your Guide to The Cost of Taking Digital Payments\" srcset=\"https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/10\/Merchant-Account-Fees-Your-Guide-to-The-Cost-of-Taking-Digital-Payments.png 800w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/10\/Merchant-Account-Fees-Your-Guide-to-The-Cost-of-Taking-Digital-Payments-300x300.png 300w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/10\/Merchant-Account-Fees-Your-Guide-to-The-Cost-of-Taking-Digital-Payments-150x150.png 150w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/10\/Merchant-Account-Fees-Your-Guide-to-The-Cost-of-Taking-Digital-Payments-768x768.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/card-processing-fees\/\">\n\t\t\t\tCard Processing Fees: What They Are and How They Work\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>While having a merchant account boosts profits, understanding their cost is important. While having a merchant<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-12305 post type-post status-publish format-standard has-post-thumbnail hentry category-merchant-accounts category-merchant-accounts-guide tag-card-machine content_type-sector-explainers\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/credit-card-chargebacks\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/10\/Chargebacks-Guide-What-They-Are-and-How-They-Affect-Your-Business.png\" class=\"attachment-full size-full wp-image-12634\" alt=\"Chargeback Guide\" srcset=\"https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/10\/Chargebacks-Guide-What-They-Are-and-How-They-Affect-Your-Business.png 800w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/10\/Chargebacks-Guide-What-They-Are-and-How-They-Affect-Your-Business-300x300.png 300w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/10\/Chargebacks-Guide-What-They-Are-and-How-They-Affect-Your-Business-150x150.png 150w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/10\/Chargebacks-Guide-What-They-Are-and-How-They-Affect-Your-Business-768x768.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/credit-card-chargebacks\/\">\n\t\t\t\tCredit Card Chargebacks: All You Need to Know\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>You may have heard of them before, but what are credit card chargebacks how can you<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b44351 elementor-align-right elementor-widget elementor-widget-button\" data-id=\"2b44351\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/commercialexperts.com\/uk\/articles\/merchant-accounts\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">View all<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e3e7e25 e-con-full elementor-hidden-desktop elementor-hidden-tablet e-flex e-con e-child\" data-id=\"e3e7e25\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7988ab7 elementor-grid-1 elementor-posts--align-left whats-trending elementor-posts--thumbnail-left elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-posts\" data-id=\"7988ab7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\" role=\"list\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-3582 post type-post status-publish format-standard has-post-thumbnail hentry category-merchant-accounts category-merchant-account-cost-saving tag-card-machine content_type-best-of\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/card-machines-for-small-business\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"1400\" height=\"934\" src=\"https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2025\/05\/Adobe-Express-file.jpg\" class=\"attachment-full size-full wp-image-21175\" alt=\"contactless payments\" srcset=\"https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2025\/05\/Adobe-Express-file.jpg 1400w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2025\/05\/Adobe-Express-file-300x200.jpg 300w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2025\/05\/Adobe-Express-file-1024x683.jpg 1024w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2025\/05\/Adobe-Express-file-768x512.jpg 768w\" sizes=\"(max-width: 1400px) 100vw, 1400px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/card-machines-for-small-business\/\">\n\t\t\t\tBest Card Machines For Your Small Business: 2025 Round-Up\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-12145 post type-post status-publish format-standard has-post-thumbnail hentry category-merchant-accounts category-merchant-accounts-guide tag-card-machine content_type-how-to\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/taking-card-payments-ultimate-guide\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/10\/Your-Guide-to-Taking-Card-Payments-In-Person-and-Online.png\" class=\"attachment-full size-full wp-image-12954\" alt=\"Your Guide to Taking Card Payments In-Person and Online\" srcset=\"https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/10\/Your-Guide-to-Taking-Card-Payments-In-Person-and-Online.png 800w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/10\/Your-Guide-to-Taking-Card-Payments-In-Person-and-Online-300x300.png 300w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/10\/Your-Guide-to-Taking-Card-Payments-In-Person-and-Online-150x150.png 150w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/10\/Your-Guide-to-Taking-Card-Payments-In-Person-and-Online-768x768.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/taking-card-payments-ultimate-guide\/\">\n\t\t\t\tHow to Take Credit Card Payments In 2025\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-12323 post type-post status-publish format-standard has-post-thumbnail hentry category-merchant-accounts category-merchant-account-cost-saving tag-card-machine content_type-sector-explainers\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/card-processing-fees\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/10\/Merchant-Account-Fees-Your-Guide-to-The-Cost-of-Taking-Digital-Payments.png\" class=\"attachment-full size-full wp-image-12447\" alt=\"Merchant Account Fees: Your Guide to The Cost of Taking Digital Payments\" srcset=\"https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/10\/Merchant-Account-Fees-Your-Guide-to-The-Cost-of-Taking-Digital-Payments.png 800w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/10\/Merchant-Account-Fees-Your-Guide-to-The-Cost-of-Taking-Digital-Payments-300x300.png 300w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/10\/Merchant-Account-Fees-Your-Guide-to-The-Cost-of-Taking-Digital-Payments-150x150.png 150w, https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/10\/Merchant-Account-Fees-Your-Guide-to-The-Cost-of-Taking-Digital-Payments-768x768.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/commercialexperts.com\/uk\/merchant-accounts\/card-processing-fees\/\">\n\t\t\t\tCard Processing Fees: What They Are and How They Work\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b12e7be elementor-align-right elementor-mobile-align-right elementor-widget elementor-widget-button\" data-id=\"b12e7be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/commercialexperts.com\/uk\/articles\/merchant-accounts\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">View all<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Last reviewed: October 9th, 2026. Fees, plans, products, hardware prices, and availability can change, so confirm all details in your proposal. Square or SumUp\u2014Which Should You Choose? There is no<\/p>\n","protected":false},"author":20,"featured_media":27831,"comment_status":"closed","ping_status":"open","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"_acf_changed":false,"footnotes":"","_ppma_block_editor_authors":""},"categories":[7,41],"tags":[154,153],"content_type":[143,141],"ppma_author":[39],"class_list":["post-27830","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-merchant-accounts","category-merchant-accounts-guide","tag-square","tag-sumup","content_type-best-of","content_type-guides"],"acf":[],"authors":[{"term_id":39,"user_id":13,"is_guest":0,"slug":"stephen-thompson","display_name":"Stephen Thompson","avatar_url":{"url":"https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/11\/steve-o.png","url2x":"https:\/\/commercialexperts.com\/uk\/wp-content\/uploads\/sites\/4\/2024\/11\/steve-o.png"},"author_category":"","first_name":"Stephen","last_name":"Thompson","user_url":"","job_title":"","description":""}],"_links":{"self":[{"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/posts\/27830","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/comments?post=27830"}],"version-history":[{"count":20,"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/posts\/27830\/revisions"}],"predecessor-version":[{"id":27889,"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/posts\/27830\/revisions\/27889"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/media\/27831"}],"wp:attachment":[{"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/media?parent=27830"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/categories?post=27830"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/tags?post=27830"},{"taxonomy":"content_type","embeddable":true,"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/content_type?post=27830"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/commercialexperts.com\/uk\/wp-json\/wp\/v2\/ppma_author?post=27830"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}