{"id":9334,"date":"2025-10-01T14:49:48","date_gmt":"2025-10-01T13:49:48","guid":{"rendered":"https:\/\/commercialexperts.com\/us\/?p=9334"},"modified":"2025-10-03T10:39:33","modified_gmt":"2025-10-03T09:39:33","slug":"what-is-a-merchant-account","status":"publish","type":"post","link":"https:\/\/commercialexperts.com\/us\/merchant-accounts\/what-is-a-merchant-account\/","title":{"rendered":"What is a Merchant Account? Everything You Need to Know About Processing Payments"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"9334\" class=\"elementor elementor-9334\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ec6ebb6 e-con-full e-flex e-con e-parent\" data-id=\"5ec6ebb6\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f882673 elementor-widget elementor-widget-shortcode\" data-id=\"4f882673\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"8026\" class=\"elementor elementor-8026\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6adcf206 e-con-full e-flex e-con e-parent\" data-id=\"6adcf206\" data-element_type=\"container\" id=\"product-banner\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-22aae3ea e-con-full e-flex e-con e-child\" data-id=\"22aae3ea\" data-element_type=\"container\" id=\"hero-container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-5efe8902 e-con-full e-flex e-con e-child\" data-id=\"5efe8902\" data-element_type=\"container\" id=\"hero-inner-container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3096f60e elementor-widget elementor-widget-heading\" data-id=\"3096f60e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Compare The Best Merchant Account Deals<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3d9379c6 e-con-full e-flex e-con e-child\" data-id=\"3d9379c6\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-149c3591 elementor-widget elementor-widget-heading\" data-id=\"149c3591\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Does your business currently accept card payments?<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-59bd13a1 e-grid e-con-full e-con e-child\" data-id=\"59bd13a1\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-60bdfb3d elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"60bdfb3d\" data-element_type=\"widget\" id=\"drop-button\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/commercialexperts.com\/us\/merchant-accounts\/Apply\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Yes<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-307aa39d elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"307aa39d\" data-element_type=\"widget\" id=\"drop-button\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/commercialexperts.com\/us\/merchant-accounts\/Apply\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">No<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12929c61 elementor-align-center elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"12929c61\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Layer_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 1080 1080\" style=\"enable-background:new 0 0 1080 1080;\" xml:space=\"preserve\"><style type=\"text\/css\">\t.st0{display:none;fill:#FFFFFF;}\t.st1{fill:#45378A;}<\/style><g id=\"_x36_ff1e8d1-53ef-4e18-83cb-44b25912cc6c\" transform=\"matrix(1 0 0 1 540 540)\">\t<rect x=\"-540\" y=\"-540\" class=\"st0\" width=\"1080\" height=\"1080\"><\/rect><\/g><g id=\"bbbfeb99-66a1-4030-bfad-d841f1614ce3\" transform=\"matrix(1 0 0 1 540 540)\"><\/g><g transform=\"matrix(2.11 0 0 2.11 540 540)\">\t<g>\t\t<g transform=\"matrix(1 0 0 1 -4.05 -238.64)\">\t\t\t<path class=\"st1\" d=\"M-43.4-17.4h86.8c4.8,0,8.7,3.9,8.7,8.7V8.7c0,4.8-3.9,8.7-8.7,8.7    h-86.8c-4.8,0-8.7-3.9-8.7-8.7V-8.7C-52.1-13.5-48.2-17.4-43.4-17.4z\"><\/path>\t\t<\/g>\t\t<g transform=\"matrix(1 0 0 1 -4.05 25.64)\">\t\t\t<path class=\"st1\" d=\"M0,230.4c84.6,0,161.5-49.1,197-125.9c35.5-76.8,23.1-167.2-31.8-231.6    l17.1-17.1l-24.6-24.6l-17.1,17.1c-34.7-29.6-77.8-47.5-123.3-51v-27.6h-34.7v27.6c-116.1,9.3-204.1,108.6-199.4,224.9    C-212.1,138.5-116.4,230.4,0,230.4z M-135.3-121.1c0.1-0.1,0.2-0.3,0.3-0.4s0.3-0.2,0.4-0.3c74.4-74.2,194.7-74.2,269.1,0    c0.1,0.1,0.3,0.2,0.4,0.3c0.1,0.1,0.2,0.3,0.3,0.4c74.2,74.4,74.2,194.7,0,269.1c-0.1,0.1-0.2,0.3-0.3,0.4s-0.3,0.2-0.4,0.3    c-74.4,74.2-194.7,74.2-269.1,0c-0.1-0.1-0.3-0.2-0.4-0.3c-0.1-0.1-0.2-0.3-0.3-0.4C-209.5,73.6-209.5-46.8-135.3-121.1z\"><\/path>\t\t<\/g>\t\t<g transform=\"matrix(1 0 0 1 188.35 -153.35)\">\t\t\t<path class=\"st1\" d=\"M-30.7-18.4l12.3-12.3c3.4-3.4,8.9-3.4,12.3,0L30.7,6.1    c3.4,3.4,3.4,8.9,0,12.3L18.4,30.7c-3.4,3.4-8.9,3.4-12.3,0L-30.7-6.1C-34.1-9.5-34.1-15-30.7-18.4z\"><\/path>\t\t<\/g>\t\t<g transform=\"matrix(1 0 0 1 -4.05 39.05)\">\t\t\t<path class=\"st1\" d=\"M17.4,0c0,9.6-7.8,17.4-17.4,17.4S-17.4,9.6-17.4,0S-9.6-17.4,0-17.4    S17.4-9.6,17.4,0z\"><\/path>\t\t<\/g>\t\t<g transform=\"matrix(1 0 0 1 -4.05 38.83)\">\t\t\t<path class=\"st1\" d=\"M-138.8,0.2c0,4.8-3.9,8.7-8.7,8.7h-25.6c2,39.9,17.7,78,44.6,107.6    l18.1-18.1c2.2-2.3,5.4-3.2,8.4-2.4c3,0.8,5.4,3.2,6.2,6.2c0.8,3-0.1,6.3-2.4,8.4l-18.1,18.1c29.6,26.9,67.6,42.6,107.6,44.6    v-25.6c0-4.8,3.9-8.7,8.7-8.7s8.7,3.9,8.7,8.7v25.6c39.9-2,78-17.7,107.6-44.6l-18.1-18.1c-3.3-3.4-3.2-8.8,0.1-12.2    c3.3-3.3,8.8-3.4,12.2-0.1l18.1,18.1c26.9-29.6,42.6-67.6,44.6-107.6h-25.6c-4.8,0-8.7-3.9-8.7-8.7s3.9-8.7,8.7-8.7h25.6    c-2-39.9-17.7-78-44.6-107.6L110.4-98c-2.2,2.3-5.4,3.2-8.4,2.4c-3-0.8-5.4-3.2-6.2-6.2c-0.8-3,0.1-6.3,2.4-8.4l18.1-18.1    c-65.9-60.1-166.6-60.1-232.5,0l18.1,18.1c2.3,2.2,3.2,5.4,2.4,8.4c-0.8,3-3.2,5.4-6.2,6.2c-3,0.8-6.3-0.1-8.4-2.4l-18.1-18.1    c-26.9,29.6-42.6,67.6-44.6,107.6h25.6C-142.7-8.5-138.8-4.6-138.8,0.2z M-8.7-33.3v-114c0-4.8,3.9-8.7,8.7-8.7s8.7,3.9,8.7,8.7    v114c16.9,4.4,28,20.6,25.8,38S17.5,35.1,0,35.1s-32.2-13-34.4-30.3C-36.6-12.6-25.6-28.9-8.7-33.3z\"><\/path>\t\t<\/g>\t<\/g><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">It only takes a minute.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-163620d8 e-flex e-con-boxed e-con e-parent\" data-id=\"163620d8\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6a81958a elementor-widget elementor-widget-shortcode\" data-id=\"6a81958a\" data-element_type=\"widget\" id=\"breadcrumb-post\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><span class=\"last\">Home<\/span><\/p><\/nav><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-744dff82 elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-shortcode\" data-id=\"744dff82\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"6553\" class=\"elementor elementor-6553\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4fe26c0c e-flex e-con-boxed e-con e-parent\" data-id=\"4fe26c0c\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-25e60751 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"25e60751\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">What is a Merchant Account? Everything You Need to Know About Processing Payments<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-614da94b elementor-hidden-mobile title-article elementor-widget elementor-widget-heading\" data-id=\"614da94b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Merchant accounts provide payment processing solutions for small and large businesses; here's a closer look at what they offer.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6716c452 e-flex e-con-boxed e-con e-parent\" data-id=\"6716c452\" data-element_type=\"container\" id=\"art-fullcon\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-59571a0d e-con-full e-flex e-con e-child\" data-id=\"59571a0d\" data-element_type=\"container\" id=\"otp-col\" data-settings=\"{&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_offset&quot;:110,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;],&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-32140508 elementor-widget elementor-widget-shortcode\" data-id=\"32140508\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"8033\" class=\"elementor elementor-8033\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2bd735a7 e-flex e-con-boxed e-con e-parent\" data-id=\"2bd735a7\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5d3f216b elementor-widget elementor-widget-shortcode\" data-id=\"5d3f216b\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"6560\" class=\"elementor elementor-6560\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-38fa82d2 elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"38fa82d2\" data-element_type=\"container\" id=\"on-this-page\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d1b18fc elementor-widget elementor-widget-heading\" data-id=\"6d1b18fc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">On This Page<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1fd610c elementor-hidden-desktop elementor-hidden-tablet e-con-full e-flex e-con e-parent\" data-id=\"1fd610c\" data-element_type=\"container\" id=\"on-this-page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3860214b elementor-widget elementor-widget-heading\" data-id=\"3860214b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">On This Page<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2700be0a e-con-full elementor-hidden-mobile elementor-hidden-tablet e-flex e-con e-child\" data-id=\"2700be0a\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5f91d829 elementor-widget elementor-widget-heading\" data-id=\"5f91d829\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Compare The Best Merchant Account Deals<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75d7c162 elementor-widget elementor-widget-heading\" data-id=\"75d7c162\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Get a quote in seconds with our simple form<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59f69d2 h-button elementor-mobile-align-justify elementor-widget elementor-widget-button\" data-id=\"59f69d2\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/commercialexperts.com\/us\/merchant-accounts\/Apply\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Start Free Quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-380c1c8d e-con-full e-flex e-con e-child\" data-id=\"380c1c8d\" data-element_type=\"container\" id=\"main-artcon\">\n\t\t\t\t<div class=\"elementor-element elementor-element-76d97e47 elementor-hidden-desktop elementor-widget elementor-widget-shortcode\" data-id=\"76d97e47\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"6553\" class=\"elementor elementor-6553\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4fe26c0c e-flex e-con-boxed e-con e-parent\" data-id=\"4fe26c0c\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-25e60751 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"25e60751\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">What is a Merchant Account? Everything You Need to Know About Processing Payments<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-433ef6f9 elementor-hidden-desktop elementor-hidden-tablet title-article elementor-widget elementor-widget-heading\" data-id=\"433ef6f9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Merchant accounts provide payment processing solutions for small and large businesses; here's a closer look at what they offer.\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e60b7bf elementor-widget elementor-widget-shortcode\" data-id=\"4e60b7bf\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"6557\" class=\"elementor elementor-6557\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-525af95 e-con-full e-flex e-con e-parent\" data-id=\"525af95\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-51662a4 elementor-widget elementor-widget-shortcode\" data-id=\"51662a4\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class='tfli_author_box'><div class='tfli_author_details'><div class='tfli_author_details_content'><img alt='' src='https:\/\/commercialexperts.com\/us\/wp-content\/uploads\/sites\/3\/2024\/11\/adam-jackson-wright.png' srcset='https:\/\/commercialexperts.com\/us\/wp-content\/uploads\/sites\/3\/2024\/11\/adam-jackson-wright.png 2x' class='avatar avatar-60 photo avatar-default' height='60' width='60' \/><a href='https:\/\/commercialexperts.com\/us\/authors\/adam-jackson-wright\/'><h4>Adam Jackson-Wright<\/h4><p>Content Writer<\/p><\/a><\/div><\/div><div class='tfli_author_details'><div class='tfli_author_details_content'><img alt='' src='https:\/\/commercialexperts.com\/us\/wp-content\/uploads\/sites\/3\/2024\/11\/steve-o-1.png' srcset='https:\/\/commercialexperts.com\/us\/wp-content\/uploads\/sites\/3\/2024\/11\/steve-o-1.png 2x' class='avatar avatar-60 photo avatar-default' height='60' width='60' \/><div><h4>Stephen Thompson<\/h4><p>Reviewer<\/p><\/div><\/div><\/div><div class='tfli_post_details'><p>Last updated 03\/10\/2025<\/p><\/div><\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2f68fbf4 e-con-full e-flex e-con e-child\" data-id=\"2f68fbf4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a351d03 elementor-widget elementor-widget-heading\" data-id=\"a351d03\" data-element_type=\"widget\" id=\"article-ititle\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is a Merchant Account?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47adfd92 elementor-widget elementor-widget-text-editor\" data-id=\"47adfd92\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A <b>merchant account<\/b> acts as a middleman between your customers\u2019 bank accounts and yours. It\u2019s where funds are held while transactions are processed. They form an <b>essential part of the whole payment process, <\/b>and there are loads of <a href=\"https:\/\/commercialexperts.com\/us\/merchant-accounts\/best-payment-processors\/\">merchant account providers<\/a> to explore.<\/p>\n<p><span style=\"font-size: 1rem;\">While they both hold money, a <b>merchant account is not a business bank account<\/b>. Instead, think of merchant accounts as a holding pen. A place where money is held <b>while checks are processed to ensure a transaction can take place<\/b>.&nbsp;<\/span><\/p>\n<p><span style=\"font-size: 1rem;\">Given their pivotal role in facilitating electronic payments, every modern business should have one, <b>whether you operate online or in a physical store<\/b>.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca0b219 elementor-widget elementor-widget-heading\" data-id=\"ca0b219\" data-element_type=\"widget\" id=\"article-ititle\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Do I Need a Merchant Account?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca3f4f2 elementor-widget elementor-widget-text-editor\" data-id=\"ca3f4f2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>While it seems quicker to <b>accept payments<\/b> directly into your <b>business bank account<\/b>, it could cost time in the long run.<\/p><p><span style=\"font-size: 1rem;\">Customers\u2019 payments have to go through checks at their end before their bank releases the funds, which can take days. Your <b>merchant account<\/b> will ensure you\u2019re able to <b>access these funds quickly<\/b>. So while merchant accounts add an extra step, they mean your business ultimately has greater access to the money it makes.\u00a0<\/span><\/p><p><span style=\"font-size: 1rem;\">You thought a <b>merchant account<\/b> was the same as a <b>business bank account<\/b>? If only it were that simple. A <b>business bank account<\/b>, while usually directly linked to your merchant account, has a different job entirely\u2026<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65861f82 elementor-widget elementor-widget-shortcode\" data-id=\"65861f82\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"8028\" class=\"elementor elementor-8028\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-58dd1509 e-con-full e-flex e-con e-child\" data-id=\"58dd1509\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-268bbc7 e-con-full e-flex e-con e-child\" data-id=\"268bbc7\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6173bd80 elementor-widget elementor-widget-heading\" data-id=\"6173bd80\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Compare The Best Merchant Account Deals<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-142d2f6a e-con-full e-flex e-con e-child\" data-id=\"142d2f6a\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-67739e74 elementor-widget elementor-widget-heading\" data-id=\"67739e74\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Does your business currently accept card payments?<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2e82238c e-grid e-con-full e-con e-child\" data-id=\"2e82238c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e67734c elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"7e67734c\" data-element_type=\"widget\" id=\"drop-button\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/commercialexperts.com\/us\/merchant-accounts\/Apply\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Yes<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14e23520 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"14e23520\" data-element_type=\"widget\" id=\"drop-button\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/commercialexperts.com\/us\/merchant-accounts\/Apply\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">No<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27e96b6d elementor-align-center elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"27e96b6d\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Layer_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 1080 1080\" style=\"enable-background:new 0 0 1080 1080;\" xml:space=\"preserve\"><style type=\"text\/css\">\t.st0{display:none;fill:#FFFFFF;}\t.st1{fill:#45378A;}<\/style><g id=\"_x36_ff1e8d1-53ef-4e18-83cb-44b25912cc6c\" transform=\"matrix(1 0 0 1 540 540)\">\t<rect x=\"-540\" y=\"-540\" class=\"st0\" width=\"1080\" height=\"1080\"><\/rect><\/g><g id=\"bbbfeb99-66a1-4030-bfad-d841f1614ce3\" transform=\"matrix(1 0 0 1 540 540)\"><\/g><g transform=\"matrix(2.11 0 0 2.11 540 540)\">\t<g>\t\t<g transform=\"matrix(1 0 0 1 -4.05 -238.64)\">\t\t\t<path class=\"st1\" d=\"M-43.4-17.4h86.8c4.8,0,8.7,3.9,8.7,8.7V8.7c0,4.8-3.9,8.7-8.7,8.7    h-86.8c-4.8,0-8.7-3.9-8.7-8.7V-8.7C-52.1-13.5-48.2-17.4-43.4-17.4z\"><\/path>\t\t<\/g>\t\t<g transform=\"matrix(1 0 0 1 -4.05 25.64)\">\t\t\t<path class=\"st1\" d=\"M0,230.4c84.6,0,161.5-49.1,197-125.9c35.5-76.8,23.1-167.2-31.8-231.6    l17.1-17.1l-24.6-24.6l-17.1,17.1c-34.7-29.6-77.8-47.5-123.3-51v-27.6h-34.7v27.6c-116.1,9.3-204.1,108.6-199.4,224.9    C-212.1,138.5-116.4,230.4,0,230.4z M-135.3-121.1c0.1-0.1,0.2-0.3,0.3-0.4s0.3-0.2,0.4-0.3c74.4-74.2,194.7-74.2,269.1,0    c0.1,0.1,0.3,0.2,0.4,0.3c0.1,0.1,0.2,0.3,0.3,0.4c74.2,74.4,74.2,194.7,0,269.1c-0.1,0.1-0.2,0.3-0.3,0.4s-0.3,0.2-0.4,0.3    c-74.4,74.2-194.7,74.2-269.1,0c-0.1-0.1-0.3-0.2-0.4-0.3c-0.1-0.1-0.2-0.3-0.3-0.4C-209.5,73.6-209.5-46.8-135.3-121.1z\"><\/path>\t\t<\/g>\t\t<g transform=\"matrix(1 0 0 1 188.35 -153.35)\">\t\t\t<path class=\"st1\" d=\"M-30.7-18.4l12.3-12.3c3.4-3.4,8.9-3.4,12.3,0L30.7,6.1    c3.4,3.4,3.4,8.9,0,12.3L18.4,30.7c-3.4,3.4-8.9,3.4-12.3,0L-30.7-6.1C-34.1-9.5-34.1-15-30.7-18.4z\"><\/path>\t\t<\/g>\t\t<g transform=\"matrix(1 0 0 1 -4.05 39.05)\">\t\t\t<path class=\"st1\" d=\"M17.4,0c0,9.6-7.8,17.4-17.4,17.4S-17.4,9.6-17.4,0S-9.6-17.4,0-17.4    S17.4-9.6,17.4,0z\"><\/path>\t\t<\/g>\t\t<g transform=\"matrix(1 0 0 1 -4.05 38.83)\">\t\t\t<path class=\"st1\" d=\"M-138.8,0.2c0,4.8-3.9,8.7-8.7,8.7h-25.6c2,39.9,17.7,78,44.6,107.6    l18.1-18.1c2.2-2.3,5.4-3.2,8.4-2.4c3,0.8,5.4,3.2,6.2,6.2c0.8,3-0.1,6.3-2.4,8.4l-18.1,18.1c29.6,26.9,67.6,42.6,107.6,44.6    v-25.6c0-4.8,3.9-8.7,8.7-8.7s8.7,3.9,8.7,8.7v25.6c39.9-2,78-17.7,107.6-44.6l-18.1-18.1c-3.3-3.4-3.2-8.8,0.1-12.2    c3.3-3.3,8.8-3.4,12.2-0.1l18.1,18.1c26.9-29.6,42.6-67.6,44.6-107.6h-25.6c-4.8,0-8.7-3.9-8.7-8.7s3.9-8.7,8.7-8.7h25.6    c-2-39.9-17.7-78-44.6-107.6L110.4-98c-2.2,2.3-5.4,3.2-8.4,2.4c-3-0.8-5.4-3.2-6.2-6.2c-0.8-3,0.1-6.3,2.4-8.4l18.1-18.1    c-65.9-60.1-166.6-60.1-232.5,0l18.1,18.1c2.3,2.2,3.2,5.4,2.4,8.4c-0.8,3-3.2,5.4-6.2,6.2c-3,0.8-6.3-0.1-8.4-2.4l-18.1-18.1    c-26.9,29.6-42.6,67.6-44.6,107.6h25.6C-142.7-8.5-138.8-4.6-138.8,0.2z M-8.7-33.3v-114c0-4.8,3.9-8.7,8.7-8.7s8.7,3.9,8.7,8.7    v114c16.9,4.4,28,20.6,25.8,38S17.5,35.1,0,35.1s-32.2-13-34.4-30.3C-36.6-12.6-25.6-28.9-8.7-33.3z\"><\/path>\t\t<\/g>\t<\/g><\/g><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">It only takes a minute.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1779941 elementor-widget elementor-widget-heading\" data-id=\"1779941\" data-element_type=\"widget\" id=\"article-ititle\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Merchant Accounts vs Business Accounts<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f92b95 elementor-widget elementor-widget-text-editor\" data-id=\"7f92b95\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Merchant accounts<\/b> work wholly differently from <b>business bank accounts<\/b>, and they\u2019re not the same thing. Both offer different uses, but are equally valuable when it comes to <b>taking card payments<\/b>.\u00a0<\/p><p><span style=\"font-size: 1rem;\">A business bank account allows you to save or spend your money however you choose. They are primarily used to run the general day-to-day finances of your business. This includes <b>paying bills<\/b>, paying for <b>business services<\/b>, <b>withdrawing funds<\/b>, and <b>paying your staff<\/b>. This is not a function of merchant accounts, which perform a different role.\u00a0<\/span><\/p><p><span style=\"font-size: 1rem;\">Where a <b>business bank account<\/b> is used for the <b>general financial functions<\/b> of your business, your merchant account is used to process the payments you receive from your customers via credit or debit card. They are essentially holding pens for the money you receive from your customers; a place where checks are carried out to ensure the transaction can go ahead.\u00a0<\/span><\/p><p><span style=\"font-size: 1rem;\">Ultimately, the two types of accounts are designed to work together. That\u2019s why many businesses across the US use them in conjunction with each other, and it\u2019s also why your business should do the same.\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-728f776 elementor-widget elementor-widget-heading\" data-id=\"728f776\" data-element_type=\"widget\" id=\"article-ititle\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How Do Merchant Accounts Work?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-55cb6eb elementor-widget elementor-widget-text-editor\" data-id=\"55cb6eb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Having read the above, it\u2019s probably occurred to you that you\u2019re not realistically going to <b>grow your business<\/b> without a merchant account, but how do they work? Well, while there are other steps involved, it can be boiled down to a simple agreement. One between your business and what\u2019s called an <b>acquiring bank<\/b>.\u00a0<\/p><p><span style=\"font-size: 1rem;\">The <b>acquiring bank<\/b> provides you with your <b>merchant account<\/b>. The deal you make with them will encompass things like the length of the contract, the type of merchant account you have, and how much you pay in fees.\u00a0<\/span><\/p><p><span style=\"font-size: 1rem;\">Once all of this has been agreed upon, your acquiring bank will set you up with your <b>merchant account<\/b>, and you can<b> start accepting card payments<\/b>. When you\u2019re set up, you can opt to <b>take digital payments<\/b> in three different ways:<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-09a9666 e-con-full e-flex e-con e-child\" data-id=\"09a9666\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-6912563 e-con-full e-flex e-con e-child\" data-id=\"6912563\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8a0639d e-con-full e-flex e-con e-child\" data-id=\"8a0639d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ab8c329 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"ab8c329\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-214b220 e-con-full e-flex e-con e-child\" data-id=\"214b220\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8460da1 elementor-widget elementor-widget-heading\" data-id=\"8460da1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">In Person\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76ef6da elementor-widget elementor-widget-text-editor\" data-id=\"76ef6da\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Usually taken with a card machine that may be supplied by your merchant account provider.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3f3b539 e-con-full e-flex e-con e-child\" data-id=\"3f3b539\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-02afdc9 e-con-full e-flex e-con e-child\" data-id=\"02afdc9\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-62e280b elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"62e280b\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-392b2eb e-con-full e-flex e-con e-child\" data-id=\"392b2eb\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-78674c4 elementor-widget elementor-widget-heading\" data-id=\"78674c4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Over the phone<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-944775a elementor-widget elementor-widget-text-editor\" data-id=\"944775a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>To do this, you will require a \u2018virtual terminal\u2019, which is a secure webpage where you enter your customer\u2019s payment information.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-76232f3 e-con-full e-flex e-con e-child\" data-id=\"76232f3\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7db7753 e-con-full e-flex e-con e-child\" data-id=\"7db7753\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5a7ef8a elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"5a7ef8a\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check-circle\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a704230 e-con-full e-flex e-con e-child\" data-id=\"a704230\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-84feb6f elementor-widget elementor-widget-heading\" data-id=\"84feb6f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Online<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d35777e elementor-widget elementor-widget-text-editor\" data-id=\"d35777e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you want to take online payments then you need a \u2018payment gateway\u2019. These are those checkout pages you fill out when making an online purchase.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31e2c4b elementor-widget elementor-widget-heading\" data-id=\"31e2c4b\" data-element_type=\"widget\" id=\"article-ititle\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Processing Transactions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37f660d elementor-widget elementor-widget-text-editor\" data-id=\"37f660d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>When somebody buys something with a <b>credit or debit card<\/b>, it sets off a chain of processes that ensure the transaction can happen. This process involves multiple moving parts, but happens very quickly.\u00a0<\/p><p>First, the customer&#8217;s card details are sent from the <b>card machine<\/b> to your <b>acquiring bank<\/b> (the bank that operates your merchant account). Then, your acquiring bank will send the payment information to your customer&#8217;s card provider (usually Visa or Mastercard) to check that the funds are available.<\/p><p>If there is enough money in the customer&#8217;s bank account, the card provider lets your acquiring bank know that the transaction can go ahead. Once the acquiring bank has had approval from the card issuer, your <b>card machine<\/b> will flash up with a &#8216;transaction approved&#8217; message.\u00a0<\/p><p>If the purchase happens online, the process is exactly the same, except the card machine is replaced by something called a\u00a0<b>payment gateway<\/b>.\u00a0\u00a0<\/p><p>After this whole process has happened, the money from the purchase is transferred from your merchant account into your bank account, usually within a few hours.<\/p><p>If your business happens to depend more on cash flow, you&#8217;ll need a <b>merchant account that releases funds quickly<\/b>. Our breakdown of the <b>best merchant accounts for small businesses<\/b> features several accounts that provide exactly that.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f4771f5 elementor-widget elementor-widget-heading\" data-id=\"f4771f5\" data-element_type=\"widget\" id=\"article-ititle\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Merchant Account Fees<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f9c1fd elementor-widget elementor-widget-text-editor\" data-id=\"1f9c1fd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>There are, naturally, several fees you need to pay each time you make a transaction with a <b>card machine<\/b> or other <b>digital payment method<\/b>. As you\u2019ve just read, there are multiple moving parts and, with each part, there comes a fee. The <b>payment gateway<\/b> you use will charge you a percentage-based fee, as will the acquiring bank you choose. As well as this, your acquiring bank will usually also charge a <b>monthly fee for using their services<\/b>.\u00a0\u00a0<\/p><p><span style=\"font-size: 1rem;\">The fees themselves range from less than 1% to 5% or more, depending on the <b>type of merchant accoun<\/b>t you have, your credit history and other factors. Although some rates are capped by law, others may differ between providers, so it pays to shop around to find the best merchant account provider for you.\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44ae4ea elementor-widget elementor-widget-heading\" data-id=\"44ae4ea\" data-element_type=\"widget\" id=\"article-ititle\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Types of Merchant Accounts<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95cab88 elementor-widget elementor-widget-text-editor\" data-id=\"95cab88\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tNot all merchant accounts are the same. What works for one business may not work for yours, so the type of merchant account you need depends on your circumstances. Whichever type of merchant account you choose, it will fall into one of the three following categories:\n<ul>\n \t<li>Aggregated<\/li>\n \t<li>Dedicated<\/li>\n \t<li>High-Risk<\/li>\n<\/ul>\n<div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ef71270 e-con-full e-flex e-con e-child\" data-id=\"ef71270\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-c9547ee e-con-full e-flex e-con e-child\" data-id=\"c9547ee\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-eced919 e-con-full e-flex e-con e-child\" data-id=\"eced919\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-875b914 elementor-widget elementor-widget-heading\" data-id=\"875b914\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Aggregated Merchant Account\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-519931d elementor-widget elementor-widget-text-editor\" data-id=\"519931d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>An aggregated merchant account is arranged by what\u2019s called a payment facilitator. This is essentially a company that does a lot of the work for you. If you use one, you won\u2019t need to set up an account yourself. Instead, you\u2019ll use a merchant account owned and controlled by the payment facilitator.<\/p><p>This is obviously ideal for smaller businesses as it takes away a lot of the hassle and streamlines the process of taking digital payments. What\u2019s more, an aggregated merchant account can often work out cheaper for small businesses. Since your payment facilitator pools in your takings with other businesses\u2019 takings, there\u2019s a higher volume of payments being made, which usually means a lower per-transaction rate.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2b0ae3a e-con-full e-flex e-con e-child\" data-id=\"2b0ae3a\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a10e0be e-con-full e-flex e-con e-child\" data-id=\"a10e0be\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1aff792 elementor-widget elementor-widget-heading\" data-id=\"1aff792\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Dedicated Merchant Account<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f5c614 elementor-widget elementor-widget-text-editor\" data-id=\"1f5c614\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tWith a dedicated merchant account, you are set up directly with the acquiring bank. This gives you more flexibility when it comes to negotiating specific terms and fees for your business. Dedicated merchant accounts are essentially built from the ground up by you and your acquiring bank, so it\u2019s highly nuanced for your specific needs.\u00a0\n\nYou don\u2019t get this privilege with an aggregated account, but you are more likely to pay higher rates if you\u2019re a small business as you\u2019ll have less credit history and a smaller number of transactions.\u00a0\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8ebe631 e-con-full e-flex e-con e-child\" data-id=\"8ebe631\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-b2fdd24 e-con-full e-flex e-con e-child\" data-id=\"b2fdd24\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aab9e32 elementor-widget elementor-widget-heading\" data-id=\"aab9e32\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">High-Risk Merchant Account\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a9eccd6 elementor-widget elementor-widget-text-editor\" data-id=\"a9eccd6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you have a poor credit history or operate in a volatile industry, this could be your only option for a merchant account for your business. As you can tell from their name, high-risk merchant accounts are offered to businesses that the acquiring bank considers riskier.<\/p><p>The presumption of risk can be due to several reasons, including a typically higher number of chargebacks, historical financial instability in your industry, a high incidence of fraud, or a bad credit rating. These accounts typically charge higher fees due to the increased likelihood of financial volatility within your business. If you operate in any of the industries below, you could be classed as high-risk:<\/p><ul><li>Travel<\/li><li>Online healthcare<\/li><li>Gambling<\/li><li>Subscription-based<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-710b0d6 elementor-widget elementor-widget-text-editor\" data-id=\"710b0d6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>While high-risk merchant accounts typically come with higher fees, they can also be beneficial to the businesses that use them.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca0c00b elementor-widget elementor-widget-heading\" data-id=\"ca0c00b\" data-element_type=\"widget\" id=\"article-ititle\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How to Set Up Your Merchant Account<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac3d2b4 elementor-widget elementor-widget-text-editor\" data-id=\"ac3d2b4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>With more and more consumers preferring <b>card payments<\/b> and fewer people carrying cash than at any point in history, <b>card payments<\/b> are where your business\u2019s future is. That\u2019s why now is as good a time as any to get a <b>merchant account <\/b>for your business.\u00a0<\/p><p><span style=\"font-size: 1rem;\">The process of opening one is something many businesses do every year, but if you\u2019re unfamiliar with the process, it can be confusing. No need to worry, though, just read on to find out how to open a <b>merchant account.\u00a0<\/b><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7434c1b0 e-con-full e-flex e-con e-child\" data-id=\"7434c1b0\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-636818e9 e-con-full e-flex e-con e-child\" data-id=\"636818e9\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2d24ae64 e-con-full e-flex e-con e-child\" data-id=\"2d24ae64\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-183cca22 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"183cca22\" data-element_type=\"widget\" id=\"icon-bb\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Icons\" height=\"512\" viewBox=\"0 0 60 60\" width=\"512\"><path d=\"m34 7h2a3 3 0 0 1 3 3v30a3 3 0 0 1 -3 3h-2z\" fill=\"#21393f\"><\/path><path d=\"m31 1a4.012 4.012 0 0 1 4 4v39a5.015 5.015 0 0 1 -5 5h-24a5.015 5.015 0 0 1 -5-5v-39a4.012 4.012 0 0 1 4-4z\" fill=\"#2f4b54\"><\/path><rect fill=\"#c0dadc\" height=\"4\" rx=\"1\" width=\"6\" x=\"5\" y=\"25\"><\/rect><rect fill=\"#c0dadc\" height=\"4\" rx=\"1\" width=\"6\" x=\"15\" y=\"25\"><\/rect><rect fill=\"#c0dadc\" height=\"4\" rx=\"1\" width=\"6\" x=\"25\" y=\"25\"><\/rect><rect fill=\"#c0dadc\" height=\"4\" rx=\"1\" width=\"6\" x=\"5\" y=\"33\"><\/rect><rect fill=\"#c0dadc\" height=\"4\" rx=\"1\" width=\"6\" x=\"15\" y=\"33\"><\/rect><rect fill=\"#c0dadc\" height=\"4\" rx=\"1\" width=\"6\" x=\"25\" y=\"33\"><\/rect><path d=\"m6 41h4a1 1 0 0 1 1 1v2a1 1 0 0 1 -1 1h-2a3 3 0 0 1 -3-3 1 1 0 0 1 1-1z\" fill=\"#c74c5e\"><\/path><rect fill=\"#f9c84e\" height=\"4\" rx=\"1\" width=\"6\" x=\"15\" y=\"41\"><\/rect><path d=\"m26 41h4a1 1 0 0 1 1 1 3 3 0 0 1 -3 3h-2a1 1 0 0 1 -1-1v-2a1 1 0 0 1 1-1z\" fill=\"#29a084\"><\/path><rect fill=\"#d4e6e7\" height=\"16\" rx=\"1\" width=\"26\" x=\"5\" y=\"5\"><\/rect><rect fill=\"#29a084\" height=\"24\" rx=\"3\" transform=\"matrix(0 1 -1 0 88.5 -5.5)\" width=\"35\" x=\"29.5\" y=\"29.5\"><\/rect><rect fill=\"#fbdd4d\" height=\"7\" rx=\"2\" transform=\"matrix(0 1 -1 0 85.5 -17.5)\" width=\"10\" x=\"46.5\" y=\"30.5\"><\/rect><path d=\"m9 11a1 1 0 0 1 -.707-1.707l1-1a1 1 0 0 1 1.414 1.414l-1 1a1 1 0 0 1 -.707.293z\" fill=\"#fff\"><\/path><path d=\"m9 16a1 1 0 0 1 -.707-1.707l6-6a1 1 0 0 1 1.414 1.414l-6 6a1 1 0 0 1 -.707.293z\" fill=\"#fff\"><\/path><g fill=\"#1c7765\"><path d=\"m44 30h-1a1 1 0 0 1 0-2h1a1 1 0 0 1 0 2z\"><\/path><path d=\"m44 34h-1a1 1 0 0 1 0-2h1a1 1 0 0 1 0 2z\"><\/path><path d=\"m44 38h-1a1 1 0 0 1 0-2h1a1 1 0 0 1 0 2z\"><\/path><path d=\"m39 38a1 1 0 0 1 -1-1v-8a1 1 0 0 1 2 0v8a1 1 0 0 1 -1 1z\"><\/path><path d=\"m44 44h-1a1 1 0 0 1 0-2h1a1 1 0 0 1 0 2z\"><\/path><path d=\"m44 48h-1a1 1 0 0 1 0-2h1a1 1 0 0 1 0 2z\"><\/path><path d=\"m44 52h-1a1 1 0 0 1 0-2h1a1 1 0 0 1 0 2z\"><\/path><path d=\"m39 52a1 1 0 0 1 -1-1v-8a1 1 0 0 1 2 0v8a1 1 0 0 1 -1 1z\"><\/path><\/g><path d=\"m48 33h7v2h-7z\" fill=\"#eaaa42\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-68ce8e0a e-con-full e-flex e-con e-child\" data-id=\"68ce8e0a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4738ea12 elementor-widget elementor-widget-heading\" data-id=\"4738ea12\" data-element_type=\"widget\" id=\"step-wid\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Step 1<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-17817b3d elementor-widget elementor-widget-heading\" data-id=\"17817b3d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Choose Your Merchant Account Type<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-718dd441 elementor-widget elementor-widget-text-editor\" data-id=\"718dd441\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Merchant accounts all work in similar ways, but the one you have needs to suit you and your business. Remember, different merchant accounts suit different kinds of business needs.\u00a0<\/p><p>Retail merchant accounts, for example, are more suited to physical shops where sales are done face-to-face. These sales will happen with a physical card machine, which is directly linked to your merchant account. Internet merchant accounts, meanwhile, operate solely online and only deal with online payments.\u00a0<\/p><p>Only you know the best type of merchant account for your business, so you\u2019ll have to take the time to decide which type of account best suits you. Once you\u2019ve done this, you can move on to the next step.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-900f9dc e-con-full e-flex e-con e-child\" data-id=\"900f9dc\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-a39dcc4 e-con-full e-flex e-con e-child\" data-id=\"a39dcc4\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-74a1580a e-con-full e-flex e-con e-child\" data-id=\"74a1580a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-663d7a62 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"663d7a62\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Capa_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 512 512\" style=\"enable-background:new 0 0 512 512;\" xml:space=\"preserve\"><circle style=\"fill:#F24976;\" cx=\"267\" cy=\"267\" r=\"245\"><\/circle><path style=\"fill:#EEF6FF;\" d=\"M241.659,241.656c18.93-18.928,44.096-29.352,70.863-29.352c18.236,0,35.725,4.842,51.009,13.911 V53.763H0v316.91c0,5.5,4.5,10,10,10h229.065C202.614,341.426,203.475,279.842,241.659,241.656z\"><\/path><path style=\"fill:#C3DDF4;\" d=\"M22.68,370.673V53.763H0v316.91c0,5.5,4.5,10,10,10h22.68C27.18,380.673,22.68,376.173,22.68,370.673 z\"><\/path><path style=\"fill:#293D7C;\" d=\"M357.815,0H5.716C2.572,0,0,2.572,0,5.716v50.882h363.531V5.716C363.531,2.572,360.959,0,357.815,0z\"><\/path><path style=\"fill:#1A2B63;\" d=\"M28.396,0H5.716C2.572,0,0,2.572,0,5.716v50.882h22.68V5.716C22.68,2.572,25.252,0,28.396,0z\"><\/path><path style=\"fill:#69CDFF;\" d=\"M158.259,178.615c0,2.75-2.25,5-5,5H41.816c-2.75,0-5-2.25-5-5V98.696c0-2.75,2.25-5,5-5h111.442 c2.75,0,5,2.25,5,5v79.919H158.259z\"><\/path><path style=\"fill:#52BBEF;\" d=\"M59.496,178.615V98.696c0-2.75,2.25-5,5-5h-22.68c-2.75,0-5,2.25-5,5v79.919c0,2.75,2.25,5,5,5h22.68 C61.746,183.615,59.496,181.365,59.496,178.615z\"><\/path><path style=\"fill:#FF9518;\" d=\"M217.149,281.788H41.816c-2.75,0-5,2.25-5,5v47.809c0,2.75,2.25,5,5,5h174.246 C210.787,320.688,211.146,300.524,217.149,281.788z\"><\/path><path style=\"fill:#EF8318;\" d=\"M59.496,334.597v-47.809c0-2.75,2.25-5,5-5h-22.68c-2.75,0-5,2.25-5,5v47.809c0,2.75,2.25,5,5,5 h22.68C61.746,339.597,59.496,337.347,59.496,334.597z\"><\/path><path style=\"fill:#FFD00D;\" d=\"M217.149,281.788H180.85v57.809h35.212C210.787,320.688,211.146,300.524,217.149,281.788z\"><\/path><g>\t<path style=\"fill:#91E0E8;\" d=\"M320.754,101.196H198.165c-4.142,0-7.5-3.358-7.5-7.5s3.358-7.5,7.5-7.5h122.589  c4.143,0,7.5,3.358,7.5,7.5S324.897,101.196,320.754,101.196z\"><\/path>\t<path style=\"fill:#91E0E8;\" d=\"M320.754,131.169H198.165c-4.142,0-7.5-3.358-7.5-7.5s3.358-7.5,7.5-7.5h122.589  c4.143,0,7.5,3.358,7.5,7.5C328.254,127.811,324.897,131.169,320.754,131.169z\"><\/path>\t<path style=\"fill:#91E0E8;\" d=\"M320.754,161.142H198.165c-4.142,0-7.5-3.358-7.5-7.5s3.358-7.5,7.5-7.5h122.589  c4.143,0,7.5,3.358,7.5,7.5S324.897,161.142,320.754,161.142z\"><\/path>\t<path style=\"fill:#91E0E8;\" d=\"M320.754,191.115H198.165c-4.142,0-7.5-3.358-7.5-7.5s3.358-7.5,7.5-7.5h122.589  c4.143,0,7.5,3.358,7.5,7.5S324.897,191.115,320.754,191.115z\"><\/path>\t<path style=\"fill:#91E0E8;\" d=\"M299.459,213.148H36.816c-4.143,0-7.5,3.358-7.5,7.5s3.357,7.5,7.5,7.5H258.39  C270.777,220.167,284.742,215.052,299.459,213.148z\"><\/path>\t<path style=\"fill:#91E0E8;\" d=\"M239.711,243.662H36.816c-4.143,0-7.5,3.358-7.5,7.5s3.357,7.5,7.5,7.5h191.188  C231.366,253.387,235.266,248.359,239.711,243.662z\"><\/path><\/g><path style=\"fill:#E26693;\" d=\"M34.895,34.61c-1.979,0-3.91-0.8-5.31-2.191c-1.391-1.4-2.19-3.33-2.19-5.309 c0-1.971,0.8-3.9,2.19-5.3c1.399-1.4,3.33-2.2,5.31-2.2c1.971,0,3.91,0.799,5.3,2.2c1.4,1.4,2.2,3.33,2.2,5.3 c0,1.979-0.8,3.91-2.2,5.309C38.805,33.81,36.865,34.61,34.895,34.61z\"><\/path><path style=\"fill:#FFAF10;\" d=\"M59.49,34.61c-1.971,0-3.91-0.8-5.301-2.201c-1.399-1.39-2.199-3.32-2.199-5.299 c0-1.971,0.8-3.9,2.199-5.3c1.4-1.4,3.33-2.2,5.301-2.2c1.979,0,3.909,0.799,5.31,2.2c1.39,1.4,2.19,3.33,2.19,5.3 s-0.801,3.91-2.19,5.299C63.399,33.81,61.47,34.61,59.49,34.61z\"><\/path><path style=\"fill:#37C47A;\" d=\"M84.095,34.61c-1.98,0-3.91-0.8-5.3-2.191c-1.4-1.4-2.2-3.33-2.2-5.309c0-1.971,0.8-3.9,2.2-5.3 c1.39-1.4,3.32-2.2,5.3-2.2c1.97,0,3.91,0.799,5.3,2.2c1.4,1.4,2.2,3.33,2.2,5.3c0,1.979-0.8,3.91-2.2,5.309 C87.995,33.81,86.064,34.61,84.095,34.61z\"><\/path><path style=\"fill:#445EA0;\" d=\"M409.768,389.207l-20.555,20.556L429.65,450.2c7.25-6.441,14.114-13.306,20.556-20.556 L409.768,389.207z\"><\/path><path style=\"fill:#293D7C;\" d=\"M417.928,376.811l-17.035-17.034c-4.531,8.486-10.365,16.455-17.512,23.601 c-7.066,7.066-15.002,12.945-23.566,17.541l17.003,17.002c1.944,1.945,5.126,1.945,7.071,0l34.039-34.039 C419.872,381.938,419.872,378.756,417.928,376.811z\"><\/path><path style=\"fill:#1A2B63;\" d=\"M388.484,406.254l-14.54-14.54c-4.471,3.481-9.196,6.556-14.13,9.204l17.003,17.002 c1.944,1.945,5.126,1.945,7.071,0l11.667-11.667C393.61,408.199,390.429,408.199,388.484,406.254z\"><\/path><path style=\"fill:#445EA0;\" d=\"M384.796,240.241c39.916,39.916,39.916,104.634-0.001,144.551 c-39.914,39.913-104.631,39.914-144.55-0.001c-39.916-39.916-39.914-104.634,0-144.549 C280.164,200.325,344.881,200.324,384.796,240.241z\"><\/path><path style=\"fill:#69CDFF;\" d=\"M363.197,363.191c-27.986,27.987-73.363,27.987-101.352-0.002 c-27.986-27.984-27.987-73.362,0-101.349c27.986-27.986,73.365-27.985,101.351,0C391.184,289.828,391.184,335.204,363.197,363.191z\"><\/path><path style=\"fill:#52BBEF;\" d=\"M363.197,363.191c2.549-2.549,4.859-5.245,6.943-8.056c-28.055,20.805-67.855,18.494-93.295-6.946 c-25.438-25.436-27.748-65.237-6.944-93.292c-2.812,2.085-5.507,4.395-8.056,6.943c-27.987,27.987-27.986,73.364,0,101.349 C289.834,391.178,335.211,391.178,363.197,363.191z\"><\/path><path style=\"fill:#445EA0;\" d=\"M357.815,0H115.912v56.598h247.619V5.716C363.531,2.572,360.959,0,357.815,0z\"><\/path><g>\t<circle style=\"fill:#D9EAFC;\" cx=\"324.83\" cy=\"264.53\" r=\"12\"><\/circle>\t<circle style=\"fill:#D9EAFC;\" cx=\"350.04\" cy=\"277\" r=\"8.5\"><\/circle><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-17916a69 e-con-full e-flex e-con e-child\" data-id=\"17916a69\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-17d8f2fe elementor-widget elementor-widget-heading\" data-id=\"17d8f2fe\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Step 2<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e5610f3 elementor-widget elementor-widget-heading\" data-id=\"2e5610f3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Research Providers<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1339b986 elementor-widget elementor-widget-text-editor\" data-id=\"1339b986\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>This is probably the most time-consuming part of the process, but also the most important. You need to research and compare merchant account providers. While all merchant accounts do the same thing, it\u2019s still important not to go for the first one you see.\u00a0\u00a0<\/p><p>There are plenty of things to consider, not least the transaction fees and admin costs that your merchant account may come with. While researching is usually the most time-consuming part of securing your merchant account, we can make the process quicker, easier, and cheaper \u2013 more on that further down.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-754c142e e-con-full e-flex e-con e-child\" data-id=\"754c142e\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-76ecc016 e-con-full e-flex e-con e-child\" data-id=\"76ecc016\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2016abe3 e-con-full e-flex e-con e-child\" data-id=\"2016abe3\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71512583 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"71512583\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_1\" height=\"512\" viewBox=\"0 0 512 512\" width=\"512\"><g><g><ellipse cx=\"84.32\" cy=\"198.134\" fill=\"#62dbfb\" rx=\"84.32\" ry=\"84.938\"><\/ellipse><path d=\"m84.32 113.197c-7.108 0-14.01.886-20.604 2.554 36.609 9.261 63.717 42.634 63.717 82.384s-27.107 73.122-63.717 82.384c6.594 1.668 13.496 2.554 20.604 2.554 46.569 0 84.32-38.028 84.32-84.938s-37.751-84.938-84.32-84.938z\" fill=\"#01d0fb\"><\/path><ellipse cx=\"256\" cy=\"84.938\" fill=\"#fe93d3\" rx=\"84.32\" ry=\"84.938\"><\/ellipse><path d=\"m256 0c-7.108 0-14.01.886-20.604 2.554 36.609 9.261 63.717 42.633 63.717 82.384 0 39.75-27.107 73.122-63.717 82.384 6.594 1.668 13.496 2.554 20.604 2.554 46.569 0 84.32-38.028 84.32-84.938s-37.751-84.938-84.32-84.938z\" fill=\"#fe73c5\"><\/path><g><ellipse cx=\"427.68\" cy=\"198.134\" fill=\"#6fd7a3\" rx=\"84.32\" ry=\"84.938\"><\/ellipse><path d=\"m427.68 113.197c-7.108 0-14.01.886-20.604 2.554 36.609 9.261 63.717 42.633 63.717 82.384s-27.107 73.122-63.717 82.383c6.594 1.668 13.496 2.554 20.604 2.554 46.569 0 84.32-38.028 84.32-84.938s-37.751-84.937-84.32-84.937z\" fill=\"#3ec3a4\"><\/path><g fill=\"#fff\"><path d=\"m93.045 163.274c-.026-.07-.054-.139-.082-.209-1.424-3.488-4.807-5.728-8.539-5.735-3.764.004-7.111 2.262-8.528 5.753-.023.057-.046.115-.067.173l-24.661 65.224c-1.509 3.991.503 8.45 4.494 9.959.9.341 1.823.502 2.731.502 3.12 0 6.06-1.904 7.228-4.996l4.254-11.251h28.929l4.207 11.229c1.497 3.996 5.95 6.021 9.946 4.525 3.996-1.497 6.022-5.95 4.525-9.946zm-17.327 43.967 8.688-22.979 8.609 22.979z\"><\/path><path d=\"m276.262 79.961c2.488-3.674 3.944-8.109 3.944-12.879 0-12.654-10.245-22.949-22.838-22.949h-19.077c-4.267 0-7.726 3.459-7.726 7.726v66.156c0 2.055.819 4.026 2.275 5.476 1.449 1.442 3.408 2.251 5.451 2.251h.035c.002 0 17.54-.079 22.374-.079 14.008 0 25.404-11.454 25.404-25.533 0-8.191-3.857-15.493-9.842-20.169zm-18.893-20.375c4.072 0 7.385 3.363 7.385 7.496 0 4.134-3.313 7.496-7.412 7.496l-5.017.018h-6.307v-15.01zm3.331 50.624c-2.695 0-9.323.025-14.683.046v-20.185l6.338-.022h8.345c5.487 0 9.951 4.522 9.951 10.081 0 5.558-4.464 10.08-9.951 10.08z\"><\/path><path d=\"m454.716 215.936c-3.278-2.73-8.15-2.285-10.881.995-.588.707-1.223 1.366-1.886 1.962-3.397 3.048-7.725 4.593-12.863 4.593-13.847 0-25.111-11.373-25.111-25.352s11.265-25.352 25.111-25.352c5.024 0 9.869 1.49 14.013 4.31 3.528 2.4 8.333 1.486 10.734-2.041 2.4-3.528 1.487-8.333-2.041-10.734-6.717-4.571-14.569-6.987-22.706-6.987-22.367 0-40.564 18.305-40.564 40.804s18.197 40.804 40.564 40.804c8.936 0 16.952-2.954 23.181-8.543 1.219-1.094 2.378-2.297 3.444-3.578 2.73-3.279 2.284-8.15-.995-10.881z\"><\/path><\/g><\/g><\/g><g><path d=\"m213.646 512v-43.156l-92.244-107.645c-15.469-18.913 9.333-45.702 29.391-31.334l62.852 55.692s-.074-210.062-.096-215.449c-.116-28.745 44.662-28.732 44.662.011v142.517-20.401c0-28.503 44.267-28.378 44.267 0v10.798-.129c0-28.522 44.267-27.626 44.267 1.067v33.205-19.334c0-28.678 44.526-28.219 44.526 2.134l.046 85.46c0 17.63-6.579 34.616-18.432 47.589l-14.658 15.82-.03 43.155z\" fill=\"#ffe3cb\"><\/path><\/g><path d=\"m391.272 319.975c0-28.609-39.556-30.661-44.101-6.788.537 2.067.83 4.329.83 6.788l.046 85.46c0 17.63-6.579 34.616-18.432 47.589l-14.658 15.82-.032 43.156h43.272l.031-43.156 14.658-15.82c11.853-12.973 18.432-29.959 18.432-47.589z\" fill=\"#fedbbd\"><\/path><g><g fill=\"#feca9c\"><path d=\"m302.479 295.178c-4.267 0-7.726 3.459-7.726 7.726v20.349c0 4.267 3.459 7.726 7.726 7.726s7.726-3.459 7.726-7.726v-20.349c0-4.267-3.459-7.726-7.726-7.726z\"><\/path><path d=\"m258.335 283.072c-4.267 0-7.726 3.459-7.726 7.726v20.349c0 4.267 3.459 7.726 7.726 7.726s7.726-3.459 7.726-7.726v-20.349c0-4.267-3.459-7.726-7.726-7.726z\"><\/path><path d=\"m348.047 307.109c-4.267 0-7.726 3.459-7.726 7.726v20.349c0 4.267 3.459 7.726 7.726 7.726s7.726-3.459 7.726-7.726v-20.349c0-4.267-3.459-7.726-7.726-7.726z\"><\/path><\/g><\/g><\/g><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-631f78bb e-con-full e-flex e-con e-child\" data-id=\"631f78bb\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6bf3a6dc elementor-widget elementor-widget-heading\" data-id=\"6bf3a6dc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Step 3<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-126a13dc elementor-widget elementor-widget-heading\" data-id=\"126a13dc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Choose Your Provider and Apply<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77366dce elementor-widget elementor-widget-text-editor\" data-id=\"77366dce\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>After the most time-consuming and important part comes the quickest and simplest part: applying for your merchant account.\u00a0\u00a0<\/p><p>Assuming you have already gathered all the necessary documents you need to open your account and you\u2019ve followed the steps above, this part is easy. If you do your research properly, the best merchant account provider for you will be an obvious choice.\u00a0<\/p><p>The application process itself is usually simple. It involves filling in an online form with your own basic information (proof of identity, address, etc) and any relevant information about your business (your industry, average transaction size, monthly turnover, etc). After that, you can start using your new merchant account and making the most of your ability to take card payments.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-693d5eba elementor-widget elementor-widget-shortcode\" data-id=\"693d5eba\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"8036\" class=\"elementor elementor-8036\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-590b4b17 e-con-full e-flex e-con e-child\" data-id=\"590b4b17\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5a5e47f7 elementor-widget elementor-widget-heading\" data-id=\"5a5e47f7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">What industry are you in?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-13471dd0 e-con-full e-flex e-con e-child\" data-id=\"13471dd0\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-70368018 elementor-widget elementor-widget-heading\" data-id=\"70368018\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Please select the industry that you trade within. This information allows us to tailor your quote.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3bd50f25 e-grid e-con-full e-con e-child\" data-id=\"3bd50f25\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-41d3e51f elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"41d3e51f\" data-element_type=\"widget\" id=\"cta-icon-box\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/commercialexperts.com\/us\/merchant-accounts\/Apply\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Hospitality\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Capa_1\" height=\"512\" viewBox=\"0 0 497 497\" width=\"512\"><g><g><path d=\"m140.238 74.691c-4.143 0-7.5-3.357-7.5-7.5v-17.671c0-4.143 3.357-7.5 7.5-7.5s7.5 3.357 7.5 7.5v17.672c0 4.142-3.357 7.499-7.5 7.499z\" fill=\"#fea613\"><\/path><\/g><path d=\"m284.288 152.755h-33.218v-69.076c0-5.309 2.084-10.406 5.805-14.193l10.804-11 10.804 11c3.72 3.788 5.805 8.884 5.805 14.193z\" fill=\"#02905d\"><\/path><g><path d=\"m284.288 160.255h-33.219c-4.143 0-7.5-3.357-7.5-7.5v-69.075c0-7.321 2.825-14.229 7.955-19.449l10.804-11c1.41-1.436 3.338-2.244 5.351-2.244 2.013 0 3.94.809 5.351 2.245l10.804 11c5.13 5.221 7.955 12.128 7.955 19.448v69.075c-.001 4.142-3.358 7.5-7.501 7.5zm-25.719-15h18.219v-61.575c0-3.363-1.298-6.538-3.655-8.938l-5.454-5.553-5.454 5.553c-2.357 2.399-3.655 5.573-3.655 8.938v61.575z\" fill=\"#017b4e\"><\/path><\/g><g><path d=\"m267.679 65.986c-4.143 0-7.5-3.357-7.5-7.5v-31.127c0-4.143 3.357-7.5 7.5-7.5s7.5 3.357 7.5 7.5v31.127c0 4.143-3.358 7.5-7.5 7.5z\" fill=\"#017b4e\"><\/path><\/g><g><path d=\"m326.245 110.576h-.09c-8.32 0-15.065-6.745-15.065-15.065v-10.953c0-2.321 1.881-4.202 4.202-4.202h21.815c2.321 0 4.202 1.881 4.202 4.202v10.953c.001 8.32-6.743 15.065-15.064 15.065z\" fill=\"#fb5858\"><\/path><\/g><g><g><path d=\"m326.245 118.076h-.09c-12.442 0-22.564-10.123-22.564-22.565v-10.952c0-6.452 5.25-11.702 11.702-11.702h21.815c6.452 0 11.702 5.25 11.702 11.702v10.952c.001 12.442-10.122 22.565-22.565 22.565zm-7.654-30.22v7.654c0 4.172 3.394 7.565 7.564 7.565h.09c4.172 0 7.565-3.394 7.565-7.565v-7.654z\" fill=\"#cbe2ff\"><\/path><\/g><g><path d=\"m326.2 155.255c-4.143 0-7.5-3.357-7.5-7.5v-37.179c0-4.143 3.357-7.5 7.5-7.5s7.5 3.357 7.5 7.5v37.179c0 4.142-3.357 7.5-7.5 7.5z\" fill=\"#cbe2ff\"><\/path><\/g><\/g><path d=\"m60.675 144.755c0-43.942 35.622-79.563 79.563-79.563s79.563 35.622 79.563 79.563l-79.563 8z\" fill=\"#fee45a\"><\/path><path d=\"m140.238 65.192c-3.297 0-6.539.224-9.731.614 39.348 4.802 69.832 38.305 69.832 78.95h19.462c0-43.943-35.621-79.564-79.563-79.564z\" fill=\"#fedf30\"><\/path><g><path d=\"m375.646 195.378c-1.087 0-2.19-.237-3.236-.738-3.735-1.79-5.313-6.27-3.522-10.005l33.289-69.473c5.495-11.46 17.257-18.863 29.964-18.863h22.438c4.143 0 7.5 3.357 7.5 7.5s-3.357 7.5-7.5 7.5h-22.438c-6.971 0-13.423 4.062-16.438 10.348l-33.288 69.471c-1.289 2.689-3.973 4.26-6.769 4.26z\" fill=\"#7a6d79\"><\/path><\/g><g><path d=\"m313.003 437.815h-243.766c-4.729 0-8.562-3.833-8.562-8.562v-12.965c0-4.729 3.833-8.562 8.562-8.562h243.766c2.244 0 3.663-1.197 4.311-1.91.646-.713 1.698-2.242 1.479-4.474l-3.652-37.273c-.461-4.706 2.98-8.895 7.686-9.356l12.904-1.264c4.706-.461 8.895 2.98 9.356 7.686l3.652 37.272c.986 10.063-2.343 20.131-9.136 27.622-6.792 7.49-16.488 11.786-26.6 11.786z\" fill=\"#d8ab8c\"><\/path><\/g><path d=\"m348.739 398.406-3.652-37.272c-.461-4.706-4.65-8.147-9.356-7.686l-10.941 1.072c2.343 1.327 4.029 3.731 4.311 6.614l3.652 37.272c.986 10.063-2.343 20.131-9.135 27.622-6.793 7.491-16.489 11.787-26.601 11.787h15.986c10.112 0 19.808-4.296 26.601-11.787 6.792-7.491 10.121-17.559 9.135-27.622z\" fill=\"#c38778\"><\/path><circle cx=\"108.093\" cy=\"457.478\" fill=\"#685e68\" r=\"19.663\"><\/circle><path d=\"m108.093 437.815c-3.586 0-6.937.975-9.831 2.652 5.871 3.401 9.831 9.737 9.831 17.011s-3.96 13.61-9.831 17.011c2.894 1.677 6.246 2.652 9.831 2.652 10.859 0 19.663-8.803 19.663-19.663s-8.804-19.663-19.663-19.663z\" fill=\"#554e56\"><\/path><path d=\"m380.039 371.972h-365.68c-8.189 0-14.72-6.839-14.343-15.019l8.87-192.57c0-10.84 8.788-19.628 19.628-19.628h337.37c10.84 0 19.628 8.788 19.628 19.628l8.87 192.57c.377 8.18-6.154 15.019-14.343 15.019z\" fill=\"#fb5858\"><\/path><path d=\"m385.512 164.383c0-10.84-8.788-19.628-19.628-19.628h-19.461c10.84 0 19.628 8.788 19.628 19.628l8.87 192.57c.377 8.181-6.154 15.019-14.343 15.019h19.462c8.189 0 14.72-6.839 14.343-15.019z\" fill=\"#f44545\"><\/path><circle cx=\"291.551\" cy=\"457.478\" fill=\"#685e68\" r=\"19.663\"><\/circle><path d=\"m291.551 437.815c-3.586 0-6.937.975-9.831 2.652 5.872 3.401 9.831 9.737 9.831 17.011s-3.96 13.61-9.831 17.011c2.894 1.677 6.246 2.652 9.831 2.652 10.86 0 19.663-8.803 19.663-19.663s-8.803-19.663-19.663-19.663z\" fill=\"#554e56\"><\/path><g><path d=\"m73.21 343.213c-.122 0-.243-.003-.366-.009-4.138-.199-7.33-3.715-7.131-7.852l4.78-99.261c.199-4.138 3.747-7.313 7.852-7.131 4.138.199 7.33 3.715 7.131 7.852l-4.78 99.261c-.194 4.015-3.509 7.14-7.486 7.14z\" fill=\"#a72b2b\"><\/path><\/g><g><path d=\"m156.431 343.213c-.048 0-.095 0-.143-.001-4.142-.077-7.437-3.497-7.359-7.639l2.391-128.168c.077-4.094 3.419-7.36 7.496-7.36.048 0 .095 0 .143.001 4.142.077 7.437 3.497 7.359 7.639l-2.391 128.168c-.077 4.093-3.419 7.36-7.496 7.36z\" fill=\"#a72b2b\"><\/path><\/g><g><path d=\"m242.039 343.213c-4.077 0-7.42-3.267-7.496-7.36l-2.39-128.168c-.077-4.142 3.218-7.562 7.359-7.639.048-.001.095-.001.143-.001 4.077 0 7.42 3.267 7.496 7.36l2.39 128.168c.077 4.142-3.218 7.562-7.359 7.639-.047.001-.095.001-.143.001z\" fill=\"#a72b2b\"><\/path><\/g><g><path d=\"m325.261 343.213c-3.977 0-7.292-3.125-7.485-7.139l-4.781-99.261c-.199-4.138 2.993-7.653 7.13-7.853 4.169-.202 7.654 2.994 7.853 7.131l4.781 99.26c.199 4.138-2.993 7.653-7.13 7.853-.124.006-.247.009-.368.009z\" fill=\"#a72b2b\"><\/path><\/g><path d=\"m483.654 120.836h-24.729c-7.371 0-13.346-5.975-13.346-13.346v-7.381c0-7.371 5.975-13.346 13.346-13.346h24.729c7.371 0 13.346 5.975 13.346 13.346v7.381c0 7.371-5.975 13.346-13.346 13.346z\" fill=\"#fb5858\"><\/path><path d=\"m483.654 86.763h-19.462c7.371 0 13.346 5.975 13.346 13.346v7.381c0 7.371-5.975 13.346-13.346 13.346h19.462c7.371 0 13.346-5.975 13.346-13.346v-7.381c0-7.371-5.975-13.346-13.346-13.346z\" fill=\"#f44545\"><\/path><\/g><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/commercialexperts.com\/us\/merchant-accounts\/Apply\" >\n\t\t\t\t\t\t\tHospitality\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e8b46fa elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"6e8b46fa\" data-element_type=\"widget\" id=\"cta-icon-box\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/commercialexperts.com\/us\/merchant-accounts\/Apply\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Retail\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Capa_1\" height=\"512\" viewBox=\"0 0 497 497\" width=\"512\"><g><path d=\"m415.031 10h-343.062c-5.523 0-10 4.477-10 10v314.351l10 28.852-10 37.796v45.722l363.062 10v-436.721c0-5.523-4.477-10-10-10z\" fill=\"#a4ccff\"><\/path><path d=\"m425.031 10h-30c5.523 0 10 4.477 10 10v436.721l30-10v-45.722l-10-33.28 10-33.368v-314.351c0-5.523-4.477-10-10-10z\" fill=\"#8bb3ea\"><\/path><path d=\"m405.031 400.999h-343.062v-66.648h343.062l13.197 29.318z\" fill=\"#fde588\"><\/path><path d=\"m405.031 334.351h30v66.648h-30z\" fill=\"#fdd76f\"><\/path><path d=\"m451.822 191.575h-418.644c-5.523 0-10-4.477-10-10v-118.997c0-5.523 4.477-10 10-10h418.643c5.523 0 10 4.477 10 10v118.997c.001 5.523-4.477 10-9.999 10z\" fill=\"#fde588\"><\/path><path d=\"m463.822 52.578h-30c5.523 0 10 4.477 10 10v118.997c0 5.523-4.477 10-10 10h30c5.523 0 10-4.477 10-10v-118.997c0-5.523-4.477-10-10-10z\" fill=\"#fdd76f\"><\/path><g fill=\"#a4ccff\"><path d=\"m224.181 73.807c-4.142 0-7.5 3.358-7.5 7.5v31.872h-41.427v-31.872c0-4.142-3.358-7.5-7.5-7.5s-7.5 3.358-7.5 7.5v81.541c0 4.142 3.358 7.5 7.5 7.5s7.5-3.358 7.5-7.5v-34.669h41.427v34.669c0 4.142 3.358 7.5 7.5 7.5s7.5-3.358 7.5-7.5v-81.541c0-4.142-3.358-7.5-7.5-7.5z\"><\/path><path d=\"m121.435 115.683c-10.454-3.856-20.155-8.066-22.647-9.161-2.521-1.859-3.744-4.821-3.284-8.025.583-4.062 3.713-7.325 8.374-8.729 12.986-3.912 24.738 5.532 24.926 5.687 3.17 2.638 7.881 2.221 10.538-.94 2.665-3.171 2.255-7.902-.915-10.567-.724-.609-17.981-14.836-38.875-8.542-10.242 3.086-17.483 11.117-18.896 20.96-1.317 9.171 2.655 17.991 10.365 23.018.332.216.679.405 1.041.566.469.21 11.619 5.172 24.182 9.807 8.901 3.283 13.424 8.422 12.41 14.101-1.008 5.648-7.604 11.49-16.895 11.49-8.852 0-17.397-3.598-22.857-9.624-2.781-3.069-7.524-3.304-10.594-.521-3.069 2.781-3.303 7.525-.521 10.594 8.257 9.111 20.957 14.551 33.973 14.551 15.622 0 29.233-10.255 31.661-23.854 1.838-10.297-2.973-23.798-21.986-30.811z\"><\/path><path d=\"m390.194 73.807h-22.704c-4.087 0-7.5 3.413-7.5 7.5v81.541c0 4.142 3.357 7.5 7.5 7.5s7.5-3.358 7.5-7.5v-27.96c5.151-.028 11.731-.059 15.204-.059 17.072 0 30.962-13.687 30.962-30.511s-13.889-30.511-30.962-30.511zm0 46.021c-3.457 0-9.948.031-15.088.059-.028-5.29-.06-12.039-.06-15.569 0-2.989-.019-10.002-.034-15.511h15.182c8.652 0 15.962 7.103 15.962 15.511s-7.309 15.51-15.962 15.51z\"><\/path><path d=\"m295.261 73.807c-26.616 0-48.271 21.654-48.271 48.27 0 26.617 21.654 48.271 48.271 48.271 26.616 0 48.27-21.654 48.27-48.271-.001-26.617-21.654-48.27-48.27-48.27zm0 81.54c-18.346 0-33.271-14.925-33.271-33.271 0-18.345 14.925-33.27 33.271-33.27 18.345 0 33.27 14.925 33.27 33.27-.001 18.346-14.926 33.271-33.27 33.271z\"><\/path><\/g><path d=\"m167.026 279.683h150.387v177.126h-150.387z\" fill=\"#eef5f6\"><\/path><path d=\"m241 279.683h15v177.126h-15z\" fill=\"#a4ccff\"><\/path><path d=\"m329.974 279.683h-162.948v28.946h122.948c5.523 0 10 4.477 10 10v138.18h30z\" fill=\"#deecf1\"><\/path><path d=\"m241 279.683h15v28.946h-15z\" fill=\"#8bb3ea\"><\/path><path d=\"m336.396 288.629h-40.326l-49.08-10-46.06 10h-53.326c-3.465 0-5.88-3.439-4.703-6.698l15.196-42.076c1.431-3.963 5.192-6.603 9.405-6.603h53.427l35.07 10 20.07-10h40.427c4.213 0 7.974 2.64 9.405 6.603l15.196 42.076c1.178 3.258-1.236 6.698-4.701 6.698z\" fill=\"#f26c72\"><\/path><path d=\"m354.098 281.93-15.196-42.076c-1.431-3.963-5.192-6.603-9.406-6.603h-30c4.213 0 7.974 2.64 9.405 6.603l15.196 42.076c1.177 3.259-1.238 6.698-4.703 6.698h30c3.467.001 5.881-3.439 4.704-6.698z\" fill=\"#e95059\"><\/path><path d=\"m296.07 288.629h-95.14l20-55.377h55.14z\" fill=\"#eef5f6\"><\/path><path d=\"m452 446.809h-427c-13.807 0-25 11.193-25 25v10.191c0 2.762 2.239 5 5 5h467c2.761 0 5-2.238 5-5v-10.191c0-13.807-11.193-25-25-25z\" fill=\"#7f8c93\"><\/path><path d=\"m472 446.809h-30.5c13.807 0 25 11.193 25 25v10.191c0 2.762-2.239 5-5 5h30.5c2.761 0 5-2.238 5-5v-10.191c0-13.807-11.193-25-25-25z\" fill=\"#455b6b\"><\/path><\/g><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/commercialexperts.com\/us\/merchant-accounts\/Apply\" >\n\t\t\t\t\t\t\tRetail\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d77b13c elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box\" data-id=\"7d77b13c\" data-element_type=\"widget\" id=\"cta-icon-box\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/commercialexperts.com\/us\/merchant-accounts\/Apply\" class=\"elementor-icon\" tabindex=\"-1\" aria-label=\"Other\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Layer_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 511.991 511.991\" style=\"enable-background:new 0 0 511.991 511.991;\" xml:space=\"preserve\"><circle style=\"fill:#1F84CE;\" cx=\"255.996\" cy=\"255.996\" r=\"255.996\"><\/circle><circle style=\"fill:#FFFFFF;\" cx=\"255.996\" cy=\"255.996\" r=\"192.484\"><\/circle><path style=\"opacity:0.15;fill:#145587;enable-background:new    ;\" d=\"M218.618,372.636c-9.854,0-19.708-3.759-27.227-11.278 l-51.254-51.254c-15.038-15.038-15.038-39.418,0-54.456c15.036-15.036,39.418-15.038,54.454,0l24.026,24.027l98.783-98.784 c15.037-15.038,39.418-15.037,54.454,0c15.037,15.038,15.037,39.418,0,54.456l-126.01,126.011 C238.327,368.878,228.472,372.636,218.618,372.636z\"><\/path><path style=\"fill:#FB7686;\" d=\"M218.618,352.159c-9.854,0-19.708-3.759-27.227-11.278l-51.254-51.254 c-15.038-15.038-15.038-39.418,0-54.456c15.036-15.036,39.418-15.038,54.454,0l24.026,24.027l98.783-98.784 c15.037-15.038,39.418-15.037,54.454,0c15.037,15.038,15.037,39.418,0,54.456l-126.01,126.011 C238.327,348.4,228.472,352.159,218.618,352.159z\"><\/path><path style=\"opacity:0.15;fill:#145587;enable-background:new    ;\" d=\"M256,63.52c-106.304,0-192.479,86.175-192.479,192.479 c0,4.717,0.178,9.393,0.512,14.026c7.185-99.753,90.382-178.453,191.969-178.453s184.782,78.7,191.968,178.453 c0.334-4.633,0.512-9.308,0.512-14.026C448.479,149.696,362.304,63.52,256,63.52z\"><\/path><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><g><\/g><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/commercialexperts.com\/us\/merchant-accounts\/Apply\" >\n\t\t\t\t\t\t\tOther\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-115e2db7 elementor-widget elementor-widget-heading\" data-id=\"115e2db7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How to Choose a Merchant Account<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59174b55 elementor-widget elementor-widget-text-editor\" data-id=\"59174b55\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Although the process of how a merchant account works is fairly straightforward, there are a few things that you will want to consider when choosing your provider and whether they\u2019re the best choice for your business.\u00a0<\/p><h5><span style=\"background-color: transparent;\">Merchant Account Fees<\/span><\/h5><p><span style=\"background-color: transparent;\">This will be how much you will pay your merchant account provider to use their service. There are several types of fees you will have to pay, all of which need to be considered.\u00a0<\/span><\/p><h5>Contract Length<\/h5><p>Some people like having longer contracts so they don\u2019t have to worry about constantly renewing them, while others prefer shorter-term deals so they can switch providers on a semi-regular basis.\u00a0<\/p><h5>Customer Service<\/h5><p>If there are technical issues, how quickly will they be resolved, and will you be compensated for any downtime? You may have thought you had found your ideal provider, but if their customer service is terrible, it may be worth finding someone else.<\/p><h5>Hidden Fees<\/h5><p>Common hidden fees include things such as set-up &amp; exit fees or terminal rental costs that may not be stated in the initial chats with providers.<\/p><h5>Ease Of Use<\/h5><p>You want things to be as easy as possible and don\u2019t want to waste your time trying to figure out an overly complicated card reader. Sometimes you just need an app on your phone and a card reader, and you\u2019re ready to start taking payments.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a38625f elementor-widget elementor-widget-heading\" data-id=\"a38625f\" data-element_type=\"widget\" id=\"article-ititle\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Set Up Your Merchant Account Today<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ffbf3dd elementor-widget elementor-widget-text-editor\" data-id=\"ffbf3dd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If you&#8217;ve read this far, you&#8217;ve probably worked out that having a merchant account would not only modernise your business but also boost your profits and open up new ways to expand your business. If that&#8217;s true, then you&#8217;re already in the right place to get a merchant account for your business.\u00a0<\/p><p>We\u2019ve got partners within the financial industry, and they\u2019re ready to offer you the merchant account you\u2019re looking for.\u00a0All you have to do is answer a few questions about your business, and you\u2019ll be matched with a merchant account provider that suits you.<\/p><p>So, if you want to compare merchant accounts now and get started with card payments, click the &#8216;Start Free Quote&#8217; button on this page to get started.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2d9a478d e-con-full e-flex e-con e-child\" data-id=\"2d9a478d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4809983a elementor-widget elementor-widget-heading\" data-id=\"4809983a\" data-element_type=\"widget\" id=\"article-ititle\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-72565b48 elementor-widget elementor-widget-n-accordion\" data-id=\"72565b48\" data-element_type=\"widget\" id=\"faq-box\" data-settings=\"{&quot;max_items_expended&quot;:&quot;multiple&quot;,&quot;default_state&quot;:&quot;expanded&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1910\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1910\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How much does a merchant account cost? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1910\" class=\"elementor-element elementor-element-46b05bff e-con-full e-flex e-con e-child\" data-id=\"46b05bff\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3be6caf8 elementor-widget elementor-widget-text-editor\" data-id=\"3be6caf8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The amount you pay for your merchant account will depend on several factors, such as your industry, the length of time you\u2019ve been trading for, the type of merchant account you have, and the acquiring bank you choose.\u00a0<\/p><p>While it\u2019s frustrating to not know right from the get-go how much a merchant account is likely to cost, you can get fully informed about the kinds of costs you can expect to pay by reading our roundup of the <a href=\"https:\/\/commercialexperts.com\/us\/merchant-accounts\/best-payment-processors\/\">best merchant accounts for your business.<\/a>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1911\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1911\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Do I need a merchant account? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"fas fa-chevron-up\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1911\" class=\"elementor-element elementor-element-78c5a3f7 e-con-full e-flex e-con e-child\" data-id=\"78c5a3f7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1c4e42e5 elementor-widget elementor-widget-text-editor\" data-id=\"1c4e42e5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Probably, yes. Unless you have a brick-and-mortar business and are happy to only accept cash payments for the foreseeable future, you need a merchant account. While there are ways to accept card payments without one, the alternatives can often end up costing you more.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"How much does a merchant account cost?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The amount you pay for your merchant account will depend on several factors, such as your industry, the length of time you\\u2019ve been trading for, the type of merchant account you have, and the acquiring bank you choose.\\u00a0While it\\u2019s frustrating to not know right from the get-go how much a merchant account is likely to cost, you can get fully informed about the kinds of costs you can expect to pay by reading our roundup of the best merchant accounts for your business.\\u00a0\"}},{\"@type\":\"Question\",\"name\":\"Do I need a merchant account?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Probably, yes. Unless you have a brick-and-mortar business and are happy to only accept cash payments for the foreseeable future, you need a merchant account. While there are ways to accept card payments without one, the alternatives can often end up costing you more.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1bbcebf9 elementor-widget elementor-widget-shortcode\" data-id=\"1bbcebf9\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"8030\" class=\"elementor elementor-8030\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-69938d92 e-con-full e-flex e-con e-child\" data-id=\"69938d92\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6c7ad52f elementor-widget elementor-widget-heading\" data-id=\"6c7ad52f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">What's Trending? <\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22febe1c elementor-widget elementor-widget-heading\" data-id=\"22febe1c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Find out how you could save your business money<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-55b3c36f e-con-full e-flex e-con e-child\" data-id=\"55b3c36f\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3d14715b e-con-full e-flex e-con e-child\" data-id=\"3d14715b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-885b405 elementor-grid-1 elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"885b405\" data-element_type=\"widget\" data-settings=\"{&quot;template_id&quot;:&quot;6638&quot;,&quot;columns&quot;:1,&quot;row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;_skin&quot;:&quot;post&quot;,&quot;columns_tablet&quot;:&quot;2&quot;,&quot;columns_mobile&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;[data-elementor-type=\\&quot;loop-item\\&quot;]&quot;,&quot;row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-loop-container elementor-grid\">\n\t\t<style id=\"loop-dynamic-6638\">.e-loop-item-9358 .elementor-element.elementor-element-0fd7469:not(.elementor-motion-effects-element-type-background), .e-loop-item-9358 .elementor-element.elementor-element-0fd7469 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url(\"https:\/\/commercialexperts.com\/us\/wp-content\/uploads\/sites\/3\/2025\/10\/Best-Merchant-Accounts-For-Your-Growing-Business.png\");}<\/style><style id=\"loop-6638\">.elementor-6638 .elementor-element.elementor-element-0fd7469{--display:flex;--min-height:350px;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--justify-content:flex-end;--gap:10px 10px;--row-gap:10px;--column-gap:10px;--background-transition:2.2s;--overlay-opacity:1;--border-radius:0px 0px 0px 0px;box-shadow:0px 4px 44px 0px rgba(0, 0, 0, 0.1);--padding-top:20px;--padding-bottom:20px;--padding-left:20px;--padding-right:20px;}.elementor-6638 .elementor-element.elementor-element-0fd7469::before, .elementor-6638 .elementor-element.elementor-element-0fd7469 > .elementor-background-video-container::before, .elementor-6638 .elementor-element.elementor-element-0fd7469 > .e-con-inner > .elementor-background-video-container::before, .elementor-6638 .elementor-element.elementor-element-0fd7469 > .elementor-background-slideshow::before, .elementor-6638 .elementor-element.elementor-element-0fd7469 > .e-con-inner > .elementor-background-slideshow::before, .elementor-6638 .elementor-element.elementor-element-0fd7469 > .elementor-motion-effects-container > .elementor-motion-effects-layer::before{background-color:transparent;--background-overlay:'';background-image:linear-gradient(0deg, #000000 0%, #FFFFFF00 57%);}.elementor-6638 .elementor-element.elementor-element-0fd7469:not(.elementor-motion-effects-element-type-background), .elementor-6638 .elementor-element.elementor-element-0fd7469 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-position:center center;background-repeat:no-repeat;background-size:cover;}.elementor-6638 .elementor-element.elementor-element-0fd7469:hover{box-shadow:0px 2px 25px 0px rgba(0, 0, 0, 0.2);}.elementor-widget-theme-post-title .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );}.elementor-6638 .elementor-element.elementor-element-bc47454 .elementor-heading-title{font-family:\"Poppins\", Sans-serif;font-size:20px;font-weight:700;text-transform:none;font-style:normal;text-decoration:none;line-height:1.2em;letter-spacing:-0.04em;word-spacing:0em;color:#FFFFFF;}.elementor-widget-theme-post-excerpt .elementor-widget-container{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );}.elementor-6638 .elementor-element.elementor-element-2620c52 .elementor-widget-container{color:#FFFFFF;font-family:\"Poppins\", Sans-serif;font-size:14px;font-weight:500;text-transform:none;font-style:normal;text-decoration:none;line-height:1.5em;letter-spacing:-0.01em;word-spacing:0em;}.elementor-6638 .elementor-element.elementor-element-403741b{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--align-items:flex-start;--gap:0px 0px;--row-gap:0px;--column-gap:0px;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-widget-heading .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );}.elementor-6638 .elementor-element.elementor-element-c0cf2d4 > .elementor-widget-container{margin:0px 0px 0px 0px;padding:0px 03px 0px 0px;}.elementor-6638 .elementor-element.elementor-element-c0cf2d4.elementor-element{--flex-grow:0;--flex-shrink:0;}.elementor-6638 .elementor-element.elementor-element-c0cf2d4{text-align:left;}.elementor-6638 .elementor-element.elementor-element-c0cf2d4 .elementor-heading-title{font-family:\"Poppins\", Sans-serif;font-size:12px;font-weight:700;text-transform:capitalize;text-decoration:none;line-height:2.25em;letter-spacing:-0.01em;word-spacing:0em;color:#FFFFFF;}.elementor-6638 .elementor-element.elementor-element-beb0f27 > .elementor-widget-container{padding:0px 0px 0px 0px;}.elementor-6638 .elementor-element.elementor-element-beb0f27{text-align:right;}.elementor-6638 .elementor-element.elementor-element-beb0f27 .elementor-heading-title{font-family:\"Poppins\", Sans-serif;font-size:12px;font-weight:700;text-transform:capitalize;font-style:normal;text-decoration:none;line-height:2.25em;letter-spacing:-0.01em;word-spacing:0em;color:#FFFFFF;}@media(min-width:768px){.elementor-6638 .elementor-element.elementor-element-403741b{--content-width:100%;}}@media(max-width:1024px){.elementor-6638 .elementor-element.elementor-element-2620c52 .elementor-widget-container{font-size:14px;}}@media(max-width:767px){.elementor-6638 .elementor-element.elementor-element-0fd7469{--min-height:400px;--padding-top:20px;--padding-bottom:20px;--padding-left:20px;--padding-right:20px;}.elementor-6638 .elementor-element.elementor-element-bc47454 > .elementor-widget-container{padding:0px 0px 0px 0px;}.elementor-6638 .elementor-element.elementor-element-bc47454{text-align:left;}.elementor-6638 .elementor-element.elementor-element-bc47454 .elementor-heading-title{font-size:20px;}.elementor-6638 .elementor-element.elementor-element-2620c52 .elementor-widget-container{text-align:left;font-size:13px;}.elementor-6638 .elementor-element.elementor-element-403741b{--justify-content:flex-start;}.elementor-6638 .elementor-element.elementor-element-c0cf2d4{width:initial;max-width:initial;text-align:left;}.elementor-6638 .elementor-element.elementor-element-c0cf2d4 > .elementor-widget-container{padding:0px 2px 0px 0px;}.elementor-6638 .elementor-element.elementor-element-c0cf2d4 .elementor-heading-title{font-size:12px;line-height:1.2em;}.elementor-6638 .elementor-element.elementor-element-beb0f27 .elementor-heading-title{font-size:12px;line-height:14.2px;}}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"6638\" class=\"elementor elementor-6638 e-loop-item e-loop-item-9358 post-9358 post type-post status-publish format-standard has-post-thumbnail hentry category-merchant-accounts category-merchant-accounts-reviews\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-0fd7469 e-con-full e-flex e-con e-parent\" data-id=\"0fd7469\" data-element_type=\"container\" id=\"loop-item-1\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" href=\"https:\/\/commercialexperts.com\/us\/merchant-accounts\/best-payment-processors\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bc47454 elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"bc47454\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Top 5 Payment Processors in the US Compared!<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-403741b e-flex e-con-boxed e-con e-child\" data-id=\"403741b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c0cf2d4 elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"c0cf2d4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">By Stephen Thompson - <\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-beb0f27 elementor-widget elementor-widget-heading\" data-id=\"beb0f27\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">October 1, 2025<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-36931df1 e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"36931df1\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-67921d98 elementor-grid-1 elementor-posts--align-left whats-trending elementor-posts--thumbnail-left elementor-grid-tablet-1 elementor-grid-mobile-1 elementor-widget elementor-widget-posts\" data-id=\"67921d98\" data-element_type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;classic_columns_tablet&quot;:&quot;1&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9334 post type-post status-publish format-standard has-post-thumbnail hentry category-merchant-accounts category-merchant-accounts-guide\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/commercialexperts.com\/us\/merchant-accounts\/what-is-a-merchant-account\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/commercialexperts.com\/us\/wp-content\/uploads\/sites\/3\/2025\/10\/best-no-credit-check-merchant-account.png\" class=\"attachment-full size-full wp-image-9708\" alt=\"\" srcset=\"https:\/\/commercialexperts.com\/us\/wp-content\/uploads\/sites\/3\/2025\/10\/best-no-credit-check-merchant-account.png 800w, https:\/\/commercialexperts.com\/us\/wp-content\/uploads\/sites\/3\/2025\/10\/best-no-credit-check-merchant-account-300x300.png 300w, https:\/\/commercialexperts.com\/us\/wp-content\/uploads\/sites\/3\/2025\/10\/best-no-credit-check-merchant-account-150x150.png 150w, https:\/\/commercialexperts.com\/us\/wp-content\/uploads\/sites\/3\/2025\/10\/best-no-credit-check-merchant-account-768x768.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/commercialexperts.com\/us\/merchant-accounts\/what-is-a-merchant-account\/\" >\n\t\t\t\tWhat is a Merchant Account? Everything You Need to Know About Processing Payments\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<div class=\"elementor-post__excerpt\">\n\t\t\t<p>Merchant accounts provide payment processing solutions for small and large businesses; here&#8217;s a closer look at<\/p>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31c171ff elementor-align-right elementor-widget elementor-widget-button\" data-id=\"31c171ff\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/commercialexperts.com\/us\/articles\/merchant-accounts\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">View all<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5904e9a1 e-con-full elementor-hidden-desktop elementor-hidden-tablet e-flex e-con e-child\" data-id=\"5904e9a1\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-20c41b09 elementor-grid-1 elementor-posts--align-left whats-trending elementor-posts--thumbnail-left elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-posts\" data-id=\"20c41b09\" data-element_type=\"widget\" data-settings=\"{&quot;classic_columns&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;classic_columns_tablet&quot;:&quot;2&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"posts.classic\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid\">\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-9334 post type-post status-publish format-standard has-post-thumbnail hentry category-merchant-accounts category-merchant-accounts-guide\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/commercialexperts.com\/us\/merchant-accounts\/what-is-a-merchant-account\/\" tabindex=\"-1\" >\n\t\t\t<div class=\"elementor-post__thumbnail\"><img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/commercialexperts.com\/us\/wp-content\/uploads\/sites\/3\/2025\/10\/best-no-credit-check-merchant-account.png\" class=\"attachment-full size-full wp-image-9708\" alt=\"\" srcset=\"https:\/\/commercialexperts.com\/us\/wp-content\/uploads\/sites\/3\/2025\/10\/best-no-credit-check-merchant-account.png 800w, https:\/\/commercialexperts.com\/us\/wp-content\/uploads\/sites\/3\/2025\/10\/best-no-credit-check-merchant-account-300x300.png 300w, https:\/\/commercialexperts.com\/us\/wp-content\/uploads\/sites\/3\/2025\/10\/best-no-credit-check-merchant-account-150x150.png 150w, https:\/\/commercialexperts.com\/us\/wp-content\/uploads\/sites\/3\/2025\/10\/best-no-credit-check-merchant-account-768x768.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h4 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/commercialexperts.com\/us\/merchant-accounts\/what-is-a-merchant-account\/\" >\n\t\t\t\tWhat is a Merchant Account? Everything You Need to Know About Processing Payments\t\t\t<\/a>\n\t\t<\/h4>\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10955f3 elementor-align-right elementor-mobile-align-right elementor-widget elementor-widget-button\" data-id=\"10955f3\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/commercialexperts.com\/us\/articles\/merchant-accounts\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">View all<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Merchant accounts provide payment processing solutions for small and large businesses; here&#8217;s a closer look at what they offer. Merchant accounts provide payment processing solutions for small and large businesses;<\/p>\n","protected":false},"author":4,"featured_media":9708,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[69,71],"tags":[],"content_type":[],"ppma_author":[14,41],"class_list":["post-9334","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-merchant-accounts","category-merchant-accounts-guide"],"acf":[],"authors":[{"term_id":14,"user_id":4,"is_guest":0,"slug":"adam-jackson-wright","display_name":"Adam Jackson-Wright","avatar_url":{"url":"https:\/\/commercialexperts.com\/us\/wp-content\/uploads\/sites\/3\/2024\/11\/adam-jackson-wright.png","url2x":"https:\/\/commercialexperts.com\/us\/wp-content\/uploads\/sites\/3\/2024\/11\/adam-jackson-wright.png"},"first_name":"Adam","last_name":"Jackson-Wright","user_url":"","job_title":"","description":"Copywriter"},{"term_id":41,"user_id":13,"is_guest":0,"slug":"stephen-thompson","display_name":"Stephen Thompson","avatar_url":{"url":"https:\/\/commercialexperts.com\/us\/wp-content\/uploads\/sites\/3\/2024\/11\/steve-o-1.png","url2x":"https:\/\/commercialexperts.com\/us\/wp-content\/uploads\/sites\/3\/2024\/11\/steve-o-1.png"},"first_name":"Stephen","last_name":"Thompson","user_url":"","job_title":"","description":""}],"_links":{"self":[{"href":"https:\/\/commercialexperts.com\/us\/wp-json\/wp\/v2\/posts\/9334","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/commercialexperts.com\/us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/commercialexperts.com\/us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/commercialexperts.com\/us\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/commercialexperts.com\/us\/wp-json\/wp\/v2\/comments?post=9334"}],"version-history":[{"count":63,"href":"https:\/\/commercialexperts.com\/us\/wp-json\/wp\/v2\/posts\/9334\/revisions"}],"predecessor-version":[{"id":9794,"href":"https:\/\/commercialexperts.com\/us\/wp-json\/wp\/v2\/posts\/9334\/revisions\/9794"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/commercialexperts.com\/us\/wp-json\/wp\/v2\/media\/9708"}],"wp:attachment":[{"href":"https:\/\/commercialexperts.com\/us\/wp-json\/wp\/v2\/media?parent=9334"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/commercialexperts.com\/us\/wp-json\/wp\/v2\/categories?post=9334"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/commercialexperts.com\/us\/wp-json\/wp\/v2\/tags?post=9334"},{"taxonomy":"content_type","embeddable":true,"href":"https:\/\/commercialexperts.com\/us\/wp-json\/wp\/v2\/content_type?post=9334"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/commercialexperts.com\/us\/wp-json\/wp\/v2\/ppma_author?post=9334"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}