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What is a Business Loan?

A business loan is a loan that is taken out strictly for business purposes. These could be used for all kinds of business-related tasks, including boosting working capital or purchasing fixed assets, but finding a suitable loan for you can be tricky…. 

Fortunately, that’s where Commercial Experts can help.

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A Guide to 5 Business Loan Providers in the US

By Stephen Thompson -

November 10, 2025

Get a Business Loan Provider That Suits You.

Watch the video to see how a business loan could benefit you. 

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1. Answer a few quick questions.

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Frequently Asked Questions

What is a business loan, and how does it work?

A business loan is funding borrowed specifically for business use. You repay it over time—with interest—using the cash to cover expenses like equipment, payroll, expansion, or inventory. The terms, rates, and eligibility depend on your credit profile and financials.

There are several options, including secured and unsecured loans, short-term loans, working capital loans, invoice financing, equipment financing, commercial mortgages, and business lines of credit. Each loan is designed to serve different goals.

We are Commercial Experts and we are dedicated to helping US businesses like yours by comparing essential products and services allowing you to grow and beat your competition.

We do this by working with industry leaders to provide you with quotes tailored to you and your unique business needs.